Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Muskogee, OK

For one person, living is cheaper in Muskogee, OK: $1,808 a month against $4,906 in New York, NY, rent and utilities included – about $37,200 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
Muskogee, OK, United States
New York, NY
🇺🇸 United States
$4,906
/mo nomad
Muskogee, OK
🇺🇸 United States
$1,808
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Muskogee, OK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Muskogee, OK actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,906 in New York, NY versus $1,808 in Muskogee, OK.

  • New York, NY $4,906
  • Muskogee, OK $1,808

Estimated couple costs with rent: $7,273 in New York, NY versus $2,672 in Muskogee, OK.

  • New York, NY $7,273
  • Muskogee, OK $2,672

Monthly costs for a family of three with rent: $9,641 in New York, NY versus $3,536 in Muskogee, OK.

  • New York, NY $9,641
  • Muskogee, OK $3,536

Living in New York, NY is roughly 171% more expensive than in Muskogee, OK, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 263% above, Muskogee, OK 34% above.

Currency
🍽 Eating Out
New York, NY
Muskogee, OK
Difference
Meal at Budget Restaurant
$26.93 $26.93
$10.02 $10.02
168.76%
Three-Course Dinner for Two, Mid-Range
$117 $117
$59.3 $59.3
96.85%
Fast Food Meal (McDonalds, etc)
$14.60 $14.60
$11.07 $11.07
31.89%
Cappuccino
$6.54 $6.54
$4.94 $4.94
32.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.86 $3.86
$2.29 $2.29
68.56%
Water (0.33 liter bottle)
$2.95 $2.95
$1.72 $1.72
71.51%
Local Beer (0.5 liter draught)
$8.08 $8.08
$5.88 $5.88
37.41%
Imported Beer (0.33 liter bottle)
$9.85 $9.85
$9.11 $9.11
8.12%
🛒 Groceries & Markets
New York, NY
Muskogee, OK
Difference
Milk (1 liter)
$1.31 $1.31
$0.95 $0.95
37.89%
White Bread (500g)
$4.97 $4.97
$2.73 $2.73
82.05%
Rice (white) (1kg)
$7.70 $7.70
$2.32 $2.32
231.90%
Eggs
$6.09 $6.09
$2.45 $2.45
148.57%
Local Cheese (1kg)
$19.55 $19.55
$10.36 $10.36
88.71%
Chicken Fillets (1kg)
$17.59 $17.59
$15.62 $15.62
12.61%
Beef Round Steak (1kg)
$20.26 $20.26
$16.89 $16.89
19.95%
Apples (1kg)
$6.99 $6.99
$3.18 $3.18
119.81%
Banana (1kg)
$2.21 $2.21
$1.44 $1.44
53.47%
Oranges (1kg)
$6.72 $6.72
$3.00 $3.00
124.00%
Tomato (1kg)
$7.12 $7.12
$2.52 $2.52
182.54%
Potato (1kg)
$4.61 $4.61
$2.19 $2.19
110.50%
Onion (1kg)
$4.78 $4.78
$1.99 $1.99
140.20%
Lettuce (1 head)
$2.87 $2.87
$1.79 $1.79
60.34%
Water (1.5 liter bottle)
$2.69 $2.69
$2.93 $2.93
-8.19%
Cigarettes 20 Pack (Marlboro, Camel)
$19.14 $19.14
$10.80 $10.80
77.22%
Wine (Bottle)
$19.63 $19.63
$12.13 $12.13
61.83%
Local Beer (0.5 liter bottle)
$3.32 $3.32
$2.23 $2.23
48.88%
Imported Beer (0.33 liter bottle)
$4.19 $4.19
$3.69 $3.69
13.55%
🚌 Getting Around
New York, NY
Muskogee, OK
Difference
One-way Ticket (Public Transport)
$3.02 $3.02
$1.99 $1.99
51.76%
Public Transport Monthly Pass (Regular Price)
$139 $139
$62.8 $62.8
121.79%
Taxi Start (Normal Tariff)
$3.04 $3.04
$3.87 $3.87
-21.45%
Taxi (Normal Tariff) (1km)
$2.20 $2.20
$1.96 $1.96
12.24%
Taxi 1hour Waiting (Normal Tariff)
$41.33 $41.33
$25.58 $25.58
61.57%
Gasoline (1 liter)
$1.13 $1.13
$0.94 $0.94
20.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$27.7K $27.7K
24.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$24.3K $24.3K
6.50%
🧾 Monthly Utilities & Internet
New York, NY
Muskogee, OK
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$232 $232
$161 $161
44.50%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$71.0 $71.0
$87.4 $87.4
-18.71%
Internet (50+ Mbps, Unlimited Data)
$67.7 $67.7
$64.6 $64.6
4.77%
🎉 Sport & Entertainment
New York, NY
Muskogee, OK
Difference
Gym Membership (Monthly)
$115 $115
$40.21 $40.21
186.92%
Tennis Court (1 Hour on Weekend)
$76.8 $76.8
-
-
Cinema Ticket
$22.41 $22.41
$11.78 $11.78
90.24%
🧸 Childcare & Education
New York, NY
Muskogee, OK
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,606 $3,606
$1,768 $1,768
103.94%
International Primary School, 1 Child (Yearly)
$68.7K $68.7K
$22.2K $22.2K
210.13%
👕👟 Clothing & Footwear
New York, NY
Muskogee, OK
Difference
Jeans (Levis 501 Or Similar)
$79.3 $79.3
$25.85 $25.85
206.58%
Summer Dress (H&M, Zara, etc)
$51.4 $51.4
$24.95 $24.95
106.01%
Sport Shoes (Adidas, Nike)
$121 $121
$55.9 $55.9
116.60%
Men's Leather Business Shoes
$140 $140
$40.66 $40.66
245.43%
🏠 Accommodation & Living
New York, NY
Muskogee, OK
Difference
1-bedroom Apartment, City Center (Monthly)
$4,555 $4,555
$819 $819
456.43%
1-bedroom Apartment, Outside City Center (Monthly)
$3,040 $3,040
$684 $684
344.68%
3-bedroom Apartment, City Center (Monthly)
$9,742 $9,742
$1,275 $1,275
664.37%
3-bedroom Apartment, Outside City Center (Monthly)
$5,331 $5,331
$1,110 $1,110
380.47%
Buy Apartment in City Center (m2)
$18.2K $18.2K
$3,210 $3,210
467.74%
Buy Apartment Outside City Center (m2)
$6,685 $6,685
$2,623 $2,623
154.84%
💵 Salaries & Financials
New York, NY
Muskogee, OK
Difference
Average Monthly Net Salary (After Tax)
$5,096 $5,096
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.89
6.56
5.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Muskogee, OK: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3K
Muskogee, OK
$684 77.5% $2.4K
Groceries & Markets
New York, NY
$567
Muskogee, OK
$361 36.4% $207
Eating Out
New York, NY
$425
Muskogee, OK
$236 44.4% $189
Monthly Utilities & Internet
New York, NY
$371
Muskogee, OK
$313 15.7% $58
Clothing & Footwear
New York, NY
$176
Muskogee, OK
$66 62.4% $110
Getting Around
New York, NY
$165
Muskogee, OK
$84 49% $81
Sport & Entertainment
New York, NY
$160
Muskogee, OK
$64 60.2% $96

Cost Breakdown

A one-bedroom apartment in the center runs $4,555 in New York, NY and $819 in Muskogee, OK. Housing cost is often the main lever when comparing two cities.

Dining out: $117 in New York, NY vs $59 in Muskogee, OK for a mid-range dinner for two. Groceries echo the gap at $567 vs $361 per month, with Muskogee, OK cheaper across the board.

Good to know
🇺🇸 New York, NY
🇺🇸 Muskogee, OK
🕒 Local time
01:48 1:48 AM
00:48 12:48 AM
1 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
37,113
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

On the map
Between locations
  • New York, NY Muskogee, OK 1,920 km ≈ 3 h nonstop flight
From you
  • New York, NY
  • Muskogee, OK

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Muskogee, OK: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in New York, NY and in Muskogee, OK?
Total monthly costs including rent come to $4,906 in New York, NY and $1,808 in Muskogee, OK, so Muskogee, OK is about 63% cheaper – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in New York, NY compared to Muskogee, OK?
You’d need roughly $7,358 in New York, NY and $2,712 in Muskogee, OK to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in New York, NY and in Muskogee, OK?
Rent for a central apartment: $4,555 in New York, NY versus $819 in Muskogee, OK. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: New York, NY or Muskogee, OK?
All in, you’ll spend $4,906 per month in New York, NY versus $1,808 in Muskogee, OK – Muskogee, OK is about 63% cheaper, which adds up to real savings over time.
How do commuting costs compare in New York, NY and in Muskogee, OK?
A monthly transit pass in Muskogee, OK runs roughly 55% less than in New York, NY. The price difference matters if you commute daily and watch your budget.
Which city is more doable on $3,000 per month?
At $1,808 in Muskogee, OK versus $4,906 in New York, NY, a $3,000 budget is realistic in Muskogee, OK but tight or insufficient in New York, NY. The gap between the two cities makes Muskogee, OK the clear choice for anyone on this budget.
How does quality of life compare between New York, NY and Muskogee, OK?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: New York, NY or Muskogee, OK?
Expats usually find Muskogee, OK gentler on the wallet – expenses run 63% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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