Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Mountain Home, ID

For one person, living is cheaper in Mountain Home, ID: $2,430 a month against $4,938 in New York, NY, rent and utilities included – about $30,100 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
Mountain Home, ID, United States
New York, NY
🇺🇸 United States
$4,938
/mo nomad
Mountain Home, ID
🇺🇸 United States
$2,430
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Mountain Home, ID

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Mountain Home, ID actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,430 in Mountain Home, ID.

  • New York, NY $4,938
  • Mountain Home, ID $2,430

Estimated couple costs with rent: $7,273 in New York, NY versus $3,678 in Mountain Home, ID.

  • New York, NY $7,273
  • Mountain Home, ID $3,678

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $4,927 in Mountain Home, ID.

  • New York, NY $9,608
  • Mountain Home, ID $4,927

Living in New York, NY is roughly 103% more expensive than in Mountain Home, ID, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Mountain Home, ID 79% above.

Currency
🍽 Eating Out
New York, NY
Mountain Home, ID
Difference
Meal at Budget Restaurant
$24.99 $24.99
$18.76 $18.76
33.21%
Three-Course Dinner for Two, Mid-Range
$120 $120
$71.5 $71.5
68.19%
Fast Food Meal (McDonalds, etc)
$13.74 $13.74
$12.64 $12.64
8.70%
Cappuccino
$6.60 $6.60
$5.55 $5.55
18.92%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.82 $3.82
$2.82 $2.82
35.46%
Water (0.33 liter bottle)
$2.87 $2.87
$2.19 $2.19
31.05%
Local Beer (0.5 liter draught)
$7.95 $7.95
$5.97 $5.97
33.17%
Imported Beer (0.33 liter bottle)
$10.06 $10.06
$6.48 $6.48
55.25%
🛒 Groceries & Markets
New York, NY
Mountain Home, ID
Difference
Milk (1 liter)
$1.37 $1.37
$1.08 $1.08
26.85%
White Bread (500g)
$4.75 $4.75
$3.62 $3.62
31.22%
Rice (white) (1kg)
$7.69 $7.69
$4.26 $4.26
80.52%
Eggs
$5.87 $5.87
$4.22 $4.22
39.10%
Local Cheese (1kg)
$19.25 $19.25
$12.80 $12.80
50.39%
Chicken Fillets (1kg)
$17.83 $17.83
$11.72 $11.72
52.13%
Beef Round Steak (1kg)
$19.03 $19.03
$16.77 $16.77
13.48%
Apples (1kg)
$6.69 $6.69
$4.89 $4.89
36.81%
Banana (1kg)
$2.29 $2.29
$1.65 $1.65
38.79%
Oranges (1kg)
$6.41 $6.41
$4.18 $4.18
53.35%
Tomato (1kg)
$6.75 $6.75
$4.65 $4.65
45.16%
Potato (1kg)
$3.93 $3.93
$2.86 $2.86
37.41%
Onion (1kg)
$4.52 $4.52
$3.00 $3.00
50.67%
Lettuce (1 head)
$2.79 $2.79
$2.19 $2.19
27.40%
Water (1.5 liter bottle)
$2.51 $2.51
$2.56 $2.56
-1.95%
Cigarettes 20 Pack (Marlboro, Camel)
$18.10 $18.10
$10.22 $10.22
77.10%
Wine (Bottle)
$20.16 $20.16
$14.94 $14.94
34.94%
Local Beer (0.5 liter bottle)
$3.26 $3.26
$1.99 $1.99
63.82%
Imported Beer (0.33 liter bottle)
$3.75 $3.75
$3.46 $3.46
8.38%
🚌 Getting Around
New York, NY
Mountain Home, ID
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$2.26 $2.26
29.20%
Public Transport Monthly Pass (Regular Price)
$143 $143
-
-
Taxi Start (Normal Tariff)
$3.06 $3.06
$2.67 $2.67
14.61%
Taxi (Normal Tariff) (1km)
$2.16 $2.16
$1.73 $1.73
24.86%
Taxi 1hour Waiting (Normal Tariff)
$41.33 $41.33
$26.44 $26.44
56.32%
Gasoline (1 liter)
$1.12 $1.12
$1.19 $1.19
-5.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1K $33.1K
$27.0K $27.0K
22.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$25.7K $25.7K
0.26%
🧾 Monthly Utilities & Internet
New York, NY
Mountain Home, ID
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$196 $196
12.13%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$75.3 $75.3
$58.9 $58.9
27.92%
Internet (50+ Mbps, Unlimited Data)
$70.5 $70.5
$70.1 $70.1
0.66%
🎉 Sport & Entertainment
New York, NY
Mountain Home, ID
Difference
Gym Membership (Monthly)
$116 $116
$46.47 $46.47
148.55%
Tennis Court (1 Hour on Weekend)
$67.6 $67.6
-
-
Cinema Ticket
$21.37 $21.37
$13.81 $13.81
54.74%
🧸 Childcare & Education
New York, NY
Mountain Home, ID
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,432 $3,432
$1,333 $1,333
157.45%
International Primary School, 1 Child (Yearly)
$61.7K $61.7K
$20.0K $20.0K
208.67%
👕👟 Clothing & Footwear
New York, NY
Mountain Home, ID
Difference
Jeans (Levis 501 Or Similar)
$74.9 $74.9
$53.5 $53.5
39.91%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$45.22 $45.22
15.30%
Sport Shoes (Adidas, Nike)
$117 $117
$80.2 $80.2
45.54%
Men's Leather Business Shoes
$135 $135
$120 $120
11.78%
🏠 Accommodation & Living
New York, NY
Mountain Home, ID
Difference
1-bedroom Apartment, City Center (Monthly)
$4,347 $4,347
$1,607 $1,607
170.61%
1-bedroom Apartment, Outside City Center (Monthly)
$3,117 $3,117
$1,155 $1,155
169.81%
3-bedroom Apartment, City Center (Monthly)
$9,110 $9,110
$2,354 $2,354
287.02%
3-bedroom Apartment, Outside City Center (Monthly)
$5,379 $5,379
$2,133 $2,133
152.19%
Buy Apartment in City Center (m2)
$19.3K $19.3K
$2,447 $2,447
688.10%
Buy Apartment Outside City Center (m2)
$6,943 $6,943
$2,373 $2,373
192.64%
💵 Salaries & Financials
New York, NY
Mountain Home, ID
Difference
Average Monthly Net Salary (After Tax)
$5,238 $5,238
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.85
6.57
4.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Mountain Home, ID: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Mountain Home, ID
$1.2K 62.9% $2K
Groceries & Markets
New York, NY
$552
Mountain Home, ID
$403 27% $149
Eating Out
New York, NY
$407
Mountain Home, ID
$317 22% $89
Monthly Utilities & Internet
New York, NY
$365
Mountain Home, ID
$325 11.1% $41
Clothing & Footwear
New York, NY
$170
Mountain Home, ID
$135 20.9% $36
Getting Around
New York, NY
$168
Mountain Home, ID
$20 * 87.9% $148
Sport & Entertainment
New York, NY
$158
Mountain Home, ID
$74 53.2% $84

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $1,607 in Mountain Home, ID. Housing cost is often the main lever when comparing two cities.

Dining out: $120 in New York, NY vs $72 in Mountain Home, ID for a mid-range dinner for two. Groceries echo the gap at $552 vs $403 per month, with Mountain Home, ID cheaper across the board.

Good to know
🇺🇸 New York, NY
🇺🇸 Mountain Home, ID
🕒 Local time
20:19 8:19 PM
18:19 6:19 PM
2 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
11,656
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 26, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

On the map
Between locations
  • New York, NY Mountain Home, ID 3,410 km ≈ 4 h 45 min nonstop flight
From you
  • New York, NY
  • Mountain Home, ID

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Mountain Home, ID: Cost of Living - Frequently Asked Questions
Is Mountain Home, ID cheaper than New York, NY?
Mountain Home, ID is cheaper overall, especially in groceries, transport, and eating out. The 103% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $7,407 in New York, NY and $3,645 in Mountain Home, ID to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between New York, NY and Mountain Home, ID?
Rent for a central apartment: $4,347 in New York, NY versus $1,607 in Mountain Home, ID. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in New York, NY and in Mountain Home, ID?
Supermarket bills run roughly 37% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.
What are total monthly expenses in New York, NY and in Mountain Home, ID?
All in, you’ll spend $4,938 per month in New York, NY versus $2,430 in Mountain Home, ID – a 103% gap that adds up to real savings over time for anyone picking the cheaper option.
Is it better to live in New York, NY or in Mountain Home, ID?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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