Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Montserrat

Name: Montserrat
Address: MS

For one person, living is cheaper in Montserrat: $927 a month against $4,906 in New York, NY, rent and utilities included – about $47,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in New York, NY
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New York, NY Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

🇲🇸 Montserrat

$927

/mo nomad

😐 Solo nomad: New York, NY is 96.1% more expensive than Montserrat without rent, and 429.4% more expensive with rent.

😐 Family of 3: New York, NY is 104.9% more expensive than Montserrat without rent, and 185.7% more expensive with rent.

Meal at Budget Restaurant

$26.93 $26.93

$18.86 EC$50.9

42.79%

Three-Course Dinner for Two, Mid-Range

$117 $117

$47.27 EC$128

147.07%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$12.24 EC$33.05

19.28%

Cappuccino

$6.54 $6.54

$7.04 EC$19.01

-7.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.90 EC$7.83

33.10%

Water (0.33 liter bottle)

$2.95 $2.95

$1.57 EC$4.23

87.90%

Local Beer (0.5 liter draught)

$8.08 $8.08

$2.98 EC$8.04

171.14%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$4.43 EC$11.96

122.35%

Milk (1 liter)

$1.31 $1.31

$3.53 EC$9.54

-62.89%

White Bread (500g)

$4.97 $4.97

$3.02 EC$8.15

64.57%

Rice (white) (1kg)

$7.70 $7.70

Eggs

$6.09 $6.09

$7.34 EC$19.83

-17.03%

Local Cheese (1kg)

$19.55 $19.55

$5.98 EC$16.13

226.92%

Chicken Fillets (1kg)

$17.59 $17.59

$9.04 EC$24.40

94.58%

Beef Round Steak (1kg)

$20.26 $20.26

$22.93 EC$61.9

-11.64%

Apples (1kg)

$6.99 $6.99

$3.23 EC$8.73

116.41%

Banana (1kg)

$2.21 $2.21

Oranges (1kg)

$6.72 $6.72

Tomato (1kg)

$7.12 $7.12

$4.57 EC$12.34

55.80%

Potato (1kg)

$4.61 $4.61

Onion (1kg)

$4.78 $4.78

$2.23 EC$6.03

114.35%

Lettuce (1 head)

$2.87 $2.87

$5.05 EC$13.62

-43.17%

Water (1.5 liter bottle)

$2.69 $2.69

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

Wine (Bottle)

$19.63 $19.63

$22.43 EC$60.6

-12.48%

Local Beer (0.5 liter bottle)

$3.32 $3.32

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$4.45 EC$12.02

-5.84%

One-way Ticket (Public Transport)

$3.02 $3.02

$1.86 EC$5.03

62.37%

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$4.69 EC$12.67

-53.09%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$1.89 EC$5.10

2086.77%

Gasoline (1 liter)

$1.13 $1.13

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$22.5K EC$60.9K

52.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$14.9K EC$40.1K

73.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$93.7 EC$253

147.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$40.57 EC$110

75.08%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$46.93 EC$127

44.15%

Gym Membership (Monthly)

$115 $115

$56.5 EC$153

104.23%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

Jeans (Levis 501 Or Similar)

$79.3 $79.3

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

Sport Shoes (Adidas, Nike)

$121 $121

Men's Leather Business Shoes

$140 $140

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$1,300 EC$3,511

649.19%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$1,290 EC$3,483

313.24%

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$1,587 EC$4,285

221.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Montserrat: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Montserrat

–

Groceries & Markets

New York, NY

$567 11.6%

Montserrat

–

Eating Out

New York, NY

$425 8.7%

Montserrat

–

Monthly Utilities & Internet

New York, NY

$371 7.6%

Montserrat

–

Clothing & Footwear

New York, NY

$176 3.6%

Montserrat

–

Getting Around

New York, NY

$165 3.4%

Montserrat

–

Sport & Entertainment

New York, NY

$160 3.3%

Montserrat

–

Good to know

🇺🇸 New York, NY

🇲🇸 Montserrat

🕒 Local time

17:38 5:38 PM

18:38 6:38 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

5,440

💱 Currency

United States Dollar USD $

East Caribbean Dollar XCD $

📈 Exchange rate

1 USD = 0.895 EUR

1 XCD = 0.37 USD

1 XCD = 0.331 EUR

Exchange rates and currency converter

XCD, EUR to USD – United States Dollar Converter

🌐 East Caribbean Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

East Caribbean Dollar exchange rates as of November 6, 2026: 1 USD = 2.7 XCD (1 XCD = 0.37 USD). 1 EUR = 3.02 XCD (1 XCD = 0.331 EUR).

XCD to USD in detail →

On the map

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Between locations

New York, NY Montserrat 2,890 km ≈ 4 h nonstop flight

From you

New York, NY
Montserrat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs other spots: cost of living compared

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