Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Moncton

For one person, living is cheaper in Moncton: $2,029 a month against $5,142 in New York, NY, rent and utilities included – about $37,400 less a year. Rent and utilities account for most of the difference.

245

Cost of Living Index in New York, NY
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New York, NY Living Index
97

Cost of Living Index in Moncton
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Moncton Living Index

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New York, NY

🇺🇸 United States

$5,142

/mo nomad

Moncton

🇨🇦 Canada

$2,029

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Moncton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Moncton actually costs, broken down by who's living it.

A single person spends $5,142 per month in New York, NY vs $2,029 in Moncton, rent included.

New York, NY $5,142
Moncton $2,029

A couple spends around $7,455 per month in New York, NY vs $3,066 in Moncton, rent included.

New York, NY $7,455
Moncton $3,066

A family of three spends $9,767 per month in New York, NY vs $4,103 in Moncton, rent included.

New York, NY $9,767
Moncton $4,103

New York, NY costs about 153% more than Moncton, and outside of rent the biggest gap is in eating out.

Both New York, NY and Moncton sit above the global median – New York, NY by 284%, Moncton by 51%.

Meal at Budget Restaurant

$26.46 $26.46

$18.44 CA$26.28

43.49%

Three-Course Dinner for Two, Mid-Range

$119 $119

$66.5 CA$94.7

78.62%

Fast Food Meal (McDonalds, etc)

$14.43 $14.43

$10.45 CA$14.90

38.09%

Cappuccino

$6.55 $6.55

$3.51 CA$5.01

86.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$2.04 CA$2.90

88.24%

Water (0.33 liter bottle)

$3.00 $3.00

$1.88 CA$2.68

59.57%

Local Beer (0.5 liter draught)

$8.27 $8.27

$4.34 CA$6.19

90.55%

Imported Beer (0.33 liter bottle)

$10.05 $10.05

$5.62 CA$8.01

78.83%

Milk (1 liter)

$1.31 $1.31

$2.93 CA$4.17

-55.29%

White Bread (500g)

$4.90 $4.90

$2.77 CA$3.94

76.90%

Rice (white) (1kg)

$7.16 $7.16

$3.41 CA$4.86

109.97%

Eggs

$5.92 $5.92

$3.75 CA$5.34

57.87%

Local Cheese (1kg)

$19.06 $19.06

$13.08 CA$18.65

45.72%

Chicken Fillets (1kg)

$17.38 $17.38

$14.97 CA$21.34

16.10%

Beef Round Steak (1kg)

$18.94 $18.94

$13.10 CA$18.67

44.58%

Apples (1kg)

$6.96 $6.96

$5.41 CA$7.71

28.65%

Banana (1kg)

$2.08 $2.08

$1.61 CA$2.29

29.19%

Oranges (1kg)

$6.10 $6.10

$4.61 CA$6.57

32.32%

Tomato (1kg)

$6.95 $6.95

$5.63 CA$8.03

23.45%

Potato (1kg)

$3.98 $3.98

$2.06 CA$2.94

93.20%

Onion (1kg)

$4.44 $4.44

$2.09 CA$2.98

112.44%

Lettuce (1 head)

$2.81 $2.81

$2.46 CA$3.51

14.23%

Water (1.5 liter bottle)

$2.51 $2.51

$2.12 CA$3.02

18.40%

Cigarettes 20 Pack (Marlboro, Camel)

$19.27 $19.27

$14.08 CA$20.07

36.86%

Wine (Bottle)

$19.67 $19.67

$13.79 CA$19.66

42.64%

Local Beer (0.5 liter bottle)

$3.08 $3.08

$3.29 CA$4.69

-6.38%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$4.10 CA$5.84

-10.24%

One-way Ticket (Public Transport)

$3.02 $3.02

$2.06 CA$2.93

46.60%

Public Transport Monthly Pass (Regular Price)

$140 $140

$48.93 CA$69.8

185.14%

Taxi Start (Normal Tariff)

$3.07 $3.07

$2.81 CA$4.00

9.25%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$1.37 CA$1.95

55.47%

Taxi 1hour Waiting (Normal Tariff)

$41.21 $41.21

$21.07 CA$30.03

95.59%

Gasoline (1 liter)

$1.11 $1.11

$1.24 CA$1.77

-10.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.8K CA$39.6K

26.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$19.1K CA$27.2K

33.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$121 CA$172

80.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.0 $74.0

$41.64 CA$59.4

77.76%

Internet (50+ Mbps, Unlimited Data)

$72.5 $72.5

$63.0 CA$89.8

15.03%

Gym Membership (Monthly)

$120 $120

$48.21 CA$68.7

149.84%

Tennis Court (1 Hour on Weekend)

$66.9 $66.9

$11.09 CA$15.81

503.16%

Cinema Ticket

$22.32 $22.32

$12.59 CA$17.95

77.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,425 $3,425

$372 CA$530

820.52%

International Primary School, 1 Child (Yearly)

$61.2K $61.2K

$13.3K CA$19.0K

360.05%

Jeans (Levis 501 Or Similar)

$76.3 $76.3

$59.7 CA$85.1

27.78%

Summer Dress (H&M, Zara, etc)

$55.5 $55.5

$35.30 CA$50.3

57.08%

Sport Shoes (Adidas, Nike)

$119 $119

$102 CA$145

17.10%

Men's Leather Business Shoes

$131 $131

$119 CA$170

9.57%

1-bedroom Apartment, City Center (Monthly)

$4,506 $4,506

$1,011 CA$1,442

345.58%

1-bedroom Apartment, Outside City Center (Monthly)

$3,155 $3,155

$800 CA$1,141

294.18%

3-bedroom Apartment, City Center (Monthly)

$8,817 $8,817

$1,579 CA$2,251

458.47%

3-bedroom Apartment, Outside City Center (Monthly)

$5,532 $5,532

$1,333 CA$1,900

315.08%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$2,160 CA$3,079

797.47%

Buy Apartment Outside City Center (m2)

$6,754 $6,754

$2,070 CA$2,951

226.25%

Average Monthly Net Salary (After Tax)

$5,290 $5,290

$2,417 CA$3,445

118.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

4.6

48.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 3, 2026

Last update for Moncton: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.2K 63.2%

Moncton

$800 40.1% 74.6% $2.4K

Groceries & Markets

New York, NY

$546 11%

Moncton

$420 21% 23.1% $126

Eating Out

New York, NY

$422 8.5%

Moncton

$270 13.5% 36.2% $153

Monthly Utilities & Internet

New York, NY

$364 7.3%

Moncton

$225 11.3% 38.1% $139

Clothing & Footwear

New York, NY

$172 3.4%

Moncton

$142 7.1% 17.2% $30

Getting Around

New York, NY

$165 3.3%

Moncton

$67 3.3% 59.6% $99

Sport & Entertainment

New York, NY

$165 3.3%

Moncton

$73 3.7% 55.5% $92

Cost Breakdown

A central one-bedroom costs $4,506 in New York, NY versus $1,011 in Moncton. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 119% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $119 in New York, NY versus $66.0 in Moncton. Monthly groceries follow the same trend: $546 vs $420 – making Moncton the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇨🇦 Moncton

🕒 Local time

05:43 5:43 AM

06:43 6:43 AM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

80,000

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

CAD to USD in detail →

On the map

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Between locations

New York, NY Moncton 970 km ≈ 1 h 45 min nonstop flight

From you

New York, NY
Moncton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Moncton: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $5,142 in New York, NY, $2,029 in Moncton – roughly 153% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $7,714 per month in New York, NY and $3,044 in Moncton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moncton, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $119 in New York, NY and $66.0 in Moncton. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $5,142 in New York, NY and $2,029 in Moncton. That's a gap of about 153%.

A $3,000 monthly budget goes further in Moncton, where all-in costs run around $2,029, than in New York, NY at $5,142. In Moncton it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $2,029 in Moncton to $5,142 in New York, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Moncton. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.