Last update: Oct 2026

Cost of Living Comparison Between Moncton and New York, NY

For one person, living is cheaper in Moncton: $2,029 a month against $5,142 in New York, NY, rent and utilities included – about $37,400 less a year. Rent and utilities account for most of the difference.

Moncton
🇨🇦 Canada
$2,029
/mo nomad
New York, NY
🇺🇸 United States
$5,142
/mo nomad
Monthly Cost of Living

How much you'll spend in Moncton and in New York, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Moncton and in New York, NY actually costs, broken down by who's living it.

A single person spends $2,029 per month in Moncton vs $5,142 in New York, NY, rent included.

  • Moncton $2,029
  • New York, NY $5,142

A couple spends around $3,066 per month in Moncton vs $7,455 in New York, NY, rent included.

  • Moncton $3,066
  • New York, NY $7,455

A family of three spends $4,103 per month in Moncton vs $9,767 in New York, NY, rent included.

  • Moncton $4,103
  • New York, NY $9,767

Moncton is about 61% cheaper than New York, NY, and outside of rent the biggest gap is in eating out.

Both Moncton and New York, NY sit above the global median – Moncton by 51%, New York, NY by 284%.

Currency
🍽 Eating Out
Moncton
New York, NY
Difference
Meal at Budget Restaurant
$18.44 CA$26.28
$26.46 $26.46
-30.31%
Three-Course Dinner for Two, Mid-Range
$66.5 CA$94.7
$119 $119
-44.02%
Fast Food Meal (McDonalds, etc)
$10.45 CA$14.90
$14.43 $14.43
-27.58%
Cappuccino
$3.51 CA$5.01
$6.55 $6.55
-46.41%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.04 CA$2.90
$3.84 $3.84
-46.87%
Water (0.33 liter bottle)
$1.88 CA$2.68
$3.00 $3.00
-37.33%
Local Beer (0.5 liter draught)
$4.34 CA$6.19
$8.27 $8.27
-47.52%
Imported Beer (0.33 liter bottle)
$5.62 CA$8.01
$10.05 $10.05
-44.08%
🛒 Groceries & Markets
Moncton
New York, NY
Difference
Milk (1 liter)
$2.93 CA$4.17
$1.31 $1.31
123.66%
White Bread (500g)
$2.77 CA$3.94
$4.90 $4.90
-43.47%
Rice (white) (1kg)
$3.41 CA$4.86
$7.16 $7.16
-52.37%
Eggs
$3.75 CA$5.34
$5.92 $5.92
-36.66%
Local Cheese (1kg)
$13.08 CA$18.65
$19.06 $19.06
-31.37%
Chicken Fillets (1kg)
$14.97 CA$21.34
$17.38 $17.38
-13.87%
Beef Round Steak (1kg)
$13.10 CA$18.67
$18.94 $18.94
-30.83%
Apples (1kg)
$5.41 CA$7.71
$6.96 $6.96
-22.27%
Banana (1kg)
$1.61 CA$2.29
$2.08 $2.08
-22.60%
Oranges (1kg)
$4.61 CA$6.57
$6.10 $6.10
-24.43%
Tomato (1kg)
$5.63 CA$8.03
$6.95 $6.95
-18.99%
Potato (1kg)
$2.06 CA$2.94
$3.98 $3.98
-48.24%
Onion (1kg)
$2.09 CA$2.98
$4.44 $4.44
-52.93%
Lettuce (1 head)
$2.46 CA$3.51
$2.81 $2.81
-12.46%
Water (1.5 liter bottle)
$2.12 CA$3.02
$2.51 $2.51
-15.54%
Cigarettes 20 Pack (Marlboro, Camel)
$14.08 CA$20.07
$19.27 $19.27
-26.93%
Wine (Bottle)
$13.79 CA$19.66
$19.67 $19.67
-29.89%
Local Beer (0.5 liter bottle)
$3.29 CA$4.69
$3.08 $3.08
6.82%
Imported Beer (0.33 liter bottle)
$4.10 CA$5.84
$3.68 $3.68
11.41%
🚌 Getting Around
Moncton
New York, NY
Difference
One-way Ticket (Public Transport)
$2.06 CA$2.93
$3.02 $3.02
-31.79%
Public Transport Monthly Pass (Regular Price)
$48.93 CA$69.8
$140 $140
-64.93%
Taxi Start (Normal Tariff)
$2.81 CA$4.00
$3.07 $3.07
-8.47%
Taxi (Normal Tariff) (1km)
$1.37 CA$1.95
$2.13 $2.13
-35.68%
Taxi 1hour Waiting (Normal Tariff)
$21.07 CA$30.03
$41.21 $41.21
-48.87%
Gasoline (1 liter)
$1.24 CA$1.77
$1.11 $1.11
11.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K CA$39.6K
$35.0K $35.0K
-20.66%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.1K CA$27.2K
$25.4K $25.4K
-24.98%
🧾 Monthly Utilities & Internet
Moncton
New York, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$121 CA$172
$217 $217
-44.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$41.64 CA$59.4
$74.0 $74.0
-43.74%
Internet (50+ Mbps, Unlimited Data)
$63.0 CA$89.8
$72.5 $72.5
-13.07%
🎉 Sport & Entertainment
Moncton
New York, NY
Difference
Gym Membership (Monthly)
$48.21 CA$68.7
$120 $120
-59.98%
Tennis Court (1 Hour on Weekend)
$11.09 CA$15.81
$66.9 $66.9
-83.42%
Cinema Ticket
$12.59 CA$17.95
$22.32 $22.32
-43.59%
🧸 Childcare & Education
Moncton
New York, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$372 CA$530
$3,425 $3,425
-89.14%
International Primary School, 1 Child (Yearly)
$13.3K CA$19.0K
$61.2K $61.2K
-78.26%
👕👟 Clothing & Footwear
Moncton
New York, NY
Difference
Jeans (Levis 501 Or Similar)
$59.7 CA$85.1
$76.3 $76.3
-21.74%
Summer Dress (H&M, Zara, etc)
$35.30 CA$50.3
$55.5 $55.5
-36.34%
Sport Shoes (Adidas, Nike)
$102 CA$145
$119 $119
-14.60%
Men's Leather Business Shoes
$119 CA$170
$131 $131
-8.74%
🏠 Accommodation & Living
Moncton
New York, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,011 CA$1,442
$4,506 $4,506
-77.56%
1-bedroom Apartment, Outside City Center (Monthly)
$800 CA$1,141
$3,155 $3,155
-74.63%
3-bedroom Apartment, City Center (Monthly)
$1,579 CA$2,251
$8,817 $8,817
-82.09%
3-bedroom Apartment, Outside City Center (Monthly)
$1,333 CA$1,900
$5,532 $5,532
-75.91%
Buy Apartment in City Center (m2)
$2,160 CA$3,079
$19.4K $19.4K
-88.86%
Buy Apartment Outside City Center (m2)
$2,070 CA$2,951
$6,754 $6,754
-69.35%
💵 Salaries & Financials
Moncton
New York, NY
Difference
Average Monthly Net Salary (After Tax)
$2,417 CA$3,445
$5,290 $5,290
-54.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.6
6.82
-32.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Moncton: October 4, 2026

Last update for New York, NY: October 3, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Moncton
$800
New York, NY
$3.2K 294% $2.4K
Groceries & Markets
Moncton
$420
New York, NY
$546 30% $126
Eating Out
Moncton
$270
New York, NY
$422 56.6% $153
Monthly Utilities & Internet
Moncton
$225
New York, NY
$364 61.4% $139
Clothing & Footwear
Moncton
$142
New York, NY
$172 20.7% $30
Sport & Entertainment
Moncton
$73
New York, NY
$165 125% $92
Getting Around
Moncton
$67
New York, NY
$165 148% $99

Cost Breakdown

A central one-bedroom costs $1,011 in Moncton versus $4,506 in New York, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 119% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Moncton versus $119 in New York, NY. Monthly groceries follow the same trend: $420 vs $546 – making Moncton the more affordable choice for daily food spending.

Good to know
🇨🇦 Moncton
🇺🇸 New York, NY
🕒 Local time
11:15 11:15 AM
10:15 10:15 AM
1 h behind Moncton
🌤 Weather
👥 Population
80,000
8,804,190
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Moncton New York, NY 970 km ≈ 1 h 45 min nonstop flight
From you
  • Moncton
  • New York, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Moncton vs New York, NY: Cost of Living - Frequently Asked Questions
How do living costs in Moncton and in New York, NY compare overall?
Monthly costs with rent: $2,029 in Moncton, $5,142 in New York, NY – roughly 153% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Moncton compared to New York, NY?
For a comfortable life, plan on about $3,044 per month in Moncton and $7,714 in New York, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Moncton and New York, NY?
Rent is clearly cheaper in Moncton, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $66.0 in Moncton and $119 in New York, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Moncton or New York, NY?
Monthly expenses with rent come to $2,029 in Moncton and $5,142 in New York, NY. That's a gap of about 153%.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Moncton, where all-in costs run around $2,029, than in New York, NY at $5,142. In Moncton it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
How does quality of life compare between Moncton and New York, NY?
It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $2,029 in Moncton to $5,142 in New York, NY. Climate, culture, job market, and personal taste all factor in.
Is Moncton or New York, NY safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Moncton and New York, NY?
If budget matters most, go with Moncton. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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