Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Midland, MI

For one person, living is cheaper in Midland, MI: $1,873 a month against $4,941 in New York, NY, rent and utilities included – about $36,800 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
90

Cost of Living Index in Midland, MI
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Midland, MI Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Midland, MI

🇺🇸 United States

$1,873

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Midland, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Midland, MI actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $1,873 in Midland, MI, rent included.

New York, NY $4,941
Midland, MI $1,873

A couple spends around $7,225 per month in New York, NY vs $2,699 in Midland, MI, rent included.

New York, NY $7,225
Midland, MI $2,699

A family of three spends $9,509 per month in New York, NY vs $3,525 in Midland, MI, rent included.

New York, NY $9,509
Midland, MI $3,525

New York, NY costs about 164% more than Midland, MI, and outside of rent the biggest gap is in groceries.

Both New York, NY and Midland, MI sit above the global median – New York, NY by 263%, Midland, MI by 38%.

Meal at Budget Restaurant

$28.55 $28.55

$20.13 $20.13

41.83%

Three-Course Dinner for Two, Mid-Range

$118 $118

$50.7 $50.7

133.77%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$9.90 $9.90

51.92%

Cappuccino

$6.53 $6.53

$4.98 $4.98

31.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.20 $2.20

80.00%

Water (0.33 liter bottle)

$3.01 $3.01

$1.48 $1.48

103.38%

Local Beer (0.5 liter draught)

$8.16 $8.16

$3.86 $3.86

111.40%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$4.93 $4.93

99.59%

Milk (1 liter)

$1.37 $1.37

$0.84 $0.84

63.10%

White Bread (500g)

$4.97 $4.97

$2.59 $2.59

91.89%

Rice (white) (1kg)

$7.81 $7.81

$2.19 $2.19

256.62%

Eggs

$5.97 $5.97

$3.30 $3.30

80.91%

Local Cheese (1kg)

$18.91 $18.91

$11.19 $11.19

68.99%

Chicken Fillets (1kg)

$18.04 $18.04

$7.65 $7.65

135.82%

Beef Round Steak (1kg)

$19.05 $19.05

$10.90 $10.90

74.77%

Apples (1kg)

$6.76 $6.76

$3.35 $3.35

101.79%

Banana (1kg)

$2.27 $2.27

$1.44 $1.44

57.64%

Oranges (1kg)

$6.83 $6.83

$4.35 $4.35

57.01%

Tomato (1kg)

$7.09 $7.09

$3.76 $3.76

88.56%

Potato (1kg)

$4.22 $4.22

$2.58 $2.58

63.57%

Onion (1kg)

$4.65 $4.65

$2.05 $2.05

126.83%

Lettuce (1 head)

$2.87 $2.87

$2.02 $2.02

42.08%

Water (1.5 liter bottle)

$2.60 $2.60

$0.99 $0.99

162.63%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$10.02 $10.02

87.33%

Wine (Bottle)

$20.13 $20.13

$13.47 $13.47

49.44%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.95 $1.95

76.92%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.05 $3.05

31.80%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.95 $1.95

49.23%

Public Transport Monthly Pass (Regular Price)

$139 $139

$122 $122

14.31%

Taxi Start (Normal Tariff)

$3.08 $3.08

$2.56 $2.56

20.31%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$2.53 $2.53

-16.21%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$39.32 $39.32

6.71%

Gasoline (1 liter)

$1.17 $1.17

$0.96 $0.96

21.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$31.2K $31.2K

10.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.2K $26.2K

-1.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$181 $181

21.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$40.27 $40.27

84.36%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$49.30 $49.30

42.41%

Gym Membership (Monthly)

$112 $112

$42.34 $42.34

164.41%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$31.69 $31.69

136.23%

Cinema Ticket

$22.14 $22.14

$11.95 $11.95

85.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,675 $1,675

112.35%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$14.1K $14.1K

340.79%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$45.43 $45.43

66.43%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$39.85 $39.85

28.48%

Sport Shoes (Adidas, Nike)

$123 $123

$72.4 $72.4

70.09%

Men's Leather Business Shoes

$140 $140

$78.5 $78.5

78.04%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$710 $710

533.87%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$694 $694

343.39%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$1,755 $1,755

438.21%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$986 $986

426.49%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$1,822 $1,822

894.07%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$1,823 $1,823

267.12%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$6,705 $6,705

-22.15%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.51

5.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Midland, MI: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Midland, MI

$694 37.1% 77.4% $2.4K

Groceries & Markets

New York, NY

$563 11.4%

Midland, MI

$297 15.9% 47.2% $266

Eating Out

New York, NY

$440 8.9%

Midland, MI

$294 15.7% 33.1% $146

Monthly Utilities & Internet

New York, NY

$364 7.4%

Midland, MI

$270 14.4% 25.7% $94

Clothing & Footwear

New York, NY

$175 3.6%

Midland, MI

$106 5.7% 39.4% $69

Getting Around

New York, NY

$164 3.3%

Midland, MI

$145 7.7% 12% $20

Sport & Entertainment

New York, NY

$156 3.2%

Midland, MI

$66 3.5% 57.6% $90

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $710 in Midland, MI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in Midland, MI, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $118 in New York, NY versus $51 in Midland, MI. Monthly groceries follow the same trend: $563 vs $297 – making Midland, MI the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Midland, MI

🕒 Local time

05:13 5:13 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

132,524

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Midland, MI 890 km ≈ 1 h 30 min nonstop flight

From you

New York, NY
Midland, MI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Midland, MI: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,941 in New York, NY, $1,873 in Midland, MI – Midland, MI comes out roughly 62% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,412 per month in New York, NY and $2,809 in Midland, MI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Midland, MI, especially for central apartments: a one-bedroom in the center costs $710 there versus $4,499 in New York, NY.

Monthly expenses with rent come to $4,941 in New York, NY and $1,873 in Midland, MI. That makes Midland, MI about 62% cheaper.

Public transport costs about 13% less in Midland, MI. For daily commuters, that gap adds up to noticeable savings over a year.

A $3,000 monthly budget goes further in Midland, MI, where all-in costs run around $1,873, than in New York, NY at $4,941. In Midland, MI it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Midland, MI – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Midland, MI is the easier option financially – housing and daily costs are lower, and overall it costs about 62% less, which matters a lot on a fixed budget or early-career salary.