Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Martha's Vineyard, MA

For one person, living is cheaper in Martha's Vineyard, MA: $2,659 a month against $4,938 in New York, NY, rent and utilities included – about $27,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
122

Cost of Living Index in Martha's Vineyard, MA
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Martha's Vineyard, MA Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Martha's Vineyard, MA

🇺🇸 United States

$2,659

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Martha's Vineyard, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Martha's Vineyard, MA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,659 in Martha's Vineyard, MA.

New York, NY $4,938
Martha's Vineyard, MA $2,659

Estimated couple costs with rent: $7,273 in New York, NY versus $3,767 in Martha's Vineyard, MA.

New York, NY $7,273
Martha's Vineyard, MA $3,767

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $4,875 in Martha's Vineyard, MA.

New York, NY $9,608
Martha's Vineyard, MA $4,875

Living in New York, NY is roughly 86% more expensive than in Martha's Vineyard, MA, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: New York, NY 264% above, Martha's Vineyard, MA 96% above.

Meal at Budget Restaurant

$24.99 $24.99

$19.94 $19.94

25.33%

Three-Course Dinner for Two, Mid-Range

$120 $120

$74.1 $74.1

62.31%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$13.14 $13.14

4.57%

Cappuccino

$6.60 $6.60

$5.08 $5.08

29.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.53 $2.53

50.99%

Water (0.33 liter bottle)

$2.87 $2.87

$2.01 $2.01

42.79%

Local Beer (0.5 liter draught)

$7.95 $7.95

$6.15 $6.15

29.27%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$8.92 $8.92

12.78%

Milk (1 liter)

$1.37 $1.37

$1.00 $1.00

37.00%

White Bread (500g)

$4.75 $4.75

$4.64 $4.64

2.37%

Rice (white) (1kg)

$7.69 $7.69

$4.32 $4.32

78.01%

Eggs

$5.87 $5.87

$6.19 $6.19

-5.17%

Local Cheese (1kg)

$19.25 $19.25

$10.55 $10.55

82.46%

Chicken Fillets (1kg)

$17.83 $17.83

$10.70 $10.70

66.64%

Beef Round Steak (1kg)

$19.03 $19.03

$18.79 $18.79

1.28%

Apples (1kg)

$6.69 $6.69

$5.39 $5.39

24.12%

Banana (1kg)

$2.29 $2.29

$1.59 $1.59

44.03%

Oranges (1kg)

$6.41 $6.41

$3.23 $3.23

98.45%

Tomato (1kg)

$6.75 $6.75

$3.13 $3.13

115.65%

Potato (1kg)

$3.93 $3.93

$2.26 $2.26

73.89%

Onion (1kg)

$4.52 $4.52

$2.50 $2.50

80.80%

Lettuce (1 head)

$2.79 $2.79

$2.63 $2.63

6.08%

Water (1.5 liter bottle)

$2.51 $2.51

$2.95 $2.95

-14.92%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$12.21 $12.21

48.24%

Wine (Bottle)

$20.16 $20.16

$16.88 $16.88

19.43%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.83 $1.83

78.14%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.73 $2.73

37.36%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.76 $1.76

65.91%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$5.84 $5.84

-47.60%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.81 $1.81

19.34%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$26.79 $26.79

54.27%

Gasoline (1 liter)

$1.12 $1.12

$1.03 $1.03

8.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$27.4K $27.4K

20.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.0K $26.0K

-1.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$179 $179

22.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$37.01 $37.01

103.54%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$59.7 $59.7

18.15%

Gym Membership (Monthly)

$116 $116

$41.77 $41.77

176.51%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$12.41 $12.41

72.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$2,165 $2,165

58.47%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$24.6K $24.6K

150.53%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$38.80 $38.80

92.99%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$16.38 $16.38

218.32%

Sport Shoes (Adidas, Nike)

$117 $117

$102 $102

14.50%

Men's Leather Business Shoes

$135 $135

$108 $108

24.94%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,615 $1,615

169.21%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,438 $1,438

116.72%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,550 $2,550

257.20%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,149 $2,149

150.27%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$2,748 $2,748

601.60%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,266 $2,266

206.38%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.51

5.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Martha's Vineyard, MA: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Martha's Vineyard, MA

$1.4K 54.1% 53.9% $1.7K

Groceries & Markets

New York, NY

$552 11.2%

Martha's Vineyard, MA

$411 15.5% 25.6% $141

Eating Out

New York, NY

$407 8.2%

Martha's Vineyard, MA

$327 12.3% 19.7% $80

Monthly Utilities & Internet

New York, NY

$365 7.4%

Martha's Vineyard, MA

$276 10.4% 24.5% $90

Clothing & Footwear

New York, NY

$170 3.5%

Martha's Vineyard, MA

$119 4.5% 30% $51

Getting Around

New York, NY

$168 3.4%

Martha's Vineyard, MA

$22 * 0.8% 87% $146

Sport & Entertainment

New York, NY

$158 3.2%

Martha's Vineyard, MA

$67 2.5% 57.9% $92

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $1,615 in Martha's Vineyard, MA. Housing cost is often the main lever when comparing two cities.

Dining out: $120 in New York, NY vs $74.0 in Martha's Vineyard, MA for a mid-range dinner for two. Groceries echo the gap at $552 vs $411 per month, with Martha's Vineyard, MA cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Martha's Vineyard, MA

🕒 Local time

04:11 4:11 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

2,510

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

New York, NY Martha's Vineyard, MA 310 km

From you

New York, NY
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Martha's Vineyard, MA: Cost of Living - Frequently Asked Questions

Martha's Vineyard, MA wins on cost – living expenses run 86% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Martha's Vineyard, MA the obvious pick if budget is a priority.

You'd need roughly $7,407 in New York, NY and $3,989 in Martha's Vineyard, MA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,347 in New York, NY versus $1,615 in Martha's Vineyard, MA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,432 in New York, NY versus $2,165 in Martha's Vineyard, MA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Martha's Vineyard, MA – a meal for two runs $74.0 versus $120 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Martha's Vineyard, MA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Martha's Vineyard, MA delivers better value – similar infrastructure at $2,659 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Martha's Vineyard, MA hard to pass up.

Safety-wise, New York, NY and Martha's Vineyard, MA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Martha's Vineyard, MA gentler on the wallet – expenses run 86% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.