Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Maricopa, AZ

For one person, living is cheaper in Maricopa, AZ: $2,504 a month against $4,941 in New York, NY, rent and utilities included – about $29,200 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
120

Cost of Living Index in Maricopa, AZ
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Maricopa, AZ Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Maricopa, AZ

🇺🇸 United States

$2,504

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Maricopa, AZ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Maricopa, AZ actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,504 in Maricopa, AZ, rent included.

New York, NY $4,941
Maricopa, AZ $2,504

A couple spends around $7,225 per month in New York, NY vs $3,476 in Maricopa, AZ, rent included.

New York, NY $7,225
Maricopa, AZ $3,476

A family of three spends $9,509 per month in New York, NY vs $4,448 in Maricopa, AZ, rent included.

New York, NY $9,509
Maricopa, AZ $4,448

New York, NY costs about 97% more than Maricopa, AZ, and outside of rent the biggest gap is in groceries.

Both New York, NY and Maricopa, AZ sit above the global median – New York, NY by 263%, Maricopa, AZ by 84%.

Meal at Budget Restaurant

$28.55 $28.55

$19.62 $19.62

45.51%

Three-Course Dinner for Two, Mid-Range

$118 $118

$78.9 $78.9

50.11%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$12.84 $12.84

17.13%

Cappuccino

$6.53 $6.53

$5.17 $5.17

26.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.77 $2.77

42.96%

Water (0.33 liter bottle)

$3.01 $3.01

$2.25 $2.25

33.78%

Local Beer (0.5 liter draught)

$8.16 $8.16

$6.92 $6.92

17.92%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$7.50 $7.50

31.20%

Milk (1 liter)

$1.37 $1.37

$0.97 $0.97

41.24%

White Bread (500g)

$4.97 $4.97

$2.99 $2.99

66.22%

Rice (white) (1kg)

$7.81 $7.81

$5.00 $5.00

56.20%

Eggs

$5.97 $5.97

$4.58 $4.58

30.35%

Local Cheese (1kg)

$18.91 $18.91

$13.28 $13.28

42.39%

Chicken Fillets (1kg)

$18.04 $18.04

$11.42 $11.42

57.97%

Beef Round Steak (1kg)

$19.05 $19.05

$17.16 $17.16

11.01%

Apples (1kg)

$6.76 $6.76

$4.64 $4.64

45.69%

Banana (1kg)

$2.27 $2.27

$1.94 $1.94

17.01%

Oranges (1kg)

$6.83 $6.83

$3.91 $3.91

74.68%

Tomato (1kg)

$7.09 $7.09

$4.13 $4.13

71.67%

Potato (1kg)

$4.22 $4.22

$2.46 $2.46

71.54%

Onion (1kg)

$4.65 $4.65

$2.93 $2.93

58.70%

Lettuce (1 head)

$2.87 $2.87

$2.10 $2.10

36.67%

Water (1.5 liter bottle)

$2.60 $2.60

$2.14 $2.14

21.50%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$11.00 $11.00

70.64%

Wine (Bottle)

$20.13 $20.13

$9.17 $9.17

119.52%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.53 $2.53

36.36%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.78 $3.78

6.35%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.97 $1.97

47.72%

Public Transport Monthly Pass (Regular Price)

$139 $139

$60.9 $60.9

128.00%

Taxi Start (Normal Tariff)

$3.08 $3.08

$2.70 $2.70

14.07%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.35 $1.35

57.04%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$35.30 $35.30

18.87%

Gasoline (1 liter)

$1.17 $1.17

$1.10 $1.10

6.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$36.7K $36.7K

-6.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.4K $26.4K

-1.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$147 $147

49.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$62.1 $62.1

19.53%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$64.0 $64.0

9.63%

Gym Membership (Monthly)

$112 $112

$45.04 $45.04

148.56%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$12.77 $12.77

73.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,078 $1,078

230.02%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$15.6K $15.6K

299.66%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$31.64 $31.64

138.97%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$24.67 $24.67

107.54%

Sport Shoes (Adidas, Nike)

$123 $123

$64.5 $64.5

90.89%

Men's Leather Business Shoes

$140 $140

$75.4 $75.4

85.36%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,535 $1,535

193.04%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,283 $1,283

139.97%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$1,897 $1,897

398.10%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,679 $1,679

209.11%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,536 $2,536

613.99%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,193 $2,193

205.12%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$6,490 $6,490

-19.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

71.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Maricopa, AZ: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Maricopa, AZ

$1.3K 51.2% 58.3% $1.8K

Groceries & Markets

New York, NY

$563 11.4%

Maricopa, AZ

$383 15.3% 31.9% $180

Eating Out

New York, NY

$440 8.9%

Maricopa, AZ

$327 13.1% 25.7% $113

Monthly Utilities & Internet

New York, NY

$364 7.4%

Maricopa, AZ

$273 10.9% 24.9% $91

Clothing & Footwear

New York, NY

$175 3.6%

Maricopa, AZ

$88 3.5% 49.6% $87

Getting Around

New York, NY

$164 3.3%

Maricopa, AZ

$78 3.1% 52.4% $86

Sport & Entertainment

New York, NY

$156 3.2%

Maricopa, AZ

$71 2.8% 54.8% $86

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,535 in Maricopa, AZ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 24% higher in Maricopa, AZ, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $118 in New York, NY versus $79 in Maricopa, AZ. Monthly groceries follow the same trend: $563 vs $383 – making Maricopa, AZ the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Maricopa, AZ

🕒 Local time

19:14 7:14 PM

16:14 4:14 PM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

62,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

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Between locations

New York, NY Maricopa, AZ 3,440 km ≈ 4 h 45 min nonstop flight

From you

New York, NY
Maricopa, AZ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Maricopa, AZ: Cost of Living - Frequently Asked Questions

New York, NY costs about 97% more than Maricopa, AZ, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,756 in Maricopa, AZ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Maricopa, AZ, especially for central apartments: a one-bedroom in the center costs $1,535 there versus $4,499 in New York, NY.

Groceries cost about 47% more in New York, NY, though the gap depends on what you buy.

A mid-range dinner for two costs $118 in New York, NY and $79 in Maricopa, AZ. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,504 in Maricopa, AZ. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Maricopa, AZ – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Maricopa, AZ is the easier option financially – housing and daily costs are lower, and overall it costs about 49% less, which matters a lot on a fixed budget or early-career salary.