Cost of Living Comparison Between New York, NY and Long Branch, NJ Cost of Living Comparison Between New York, NY and Long Branch, NJ

Monthly Cost of Living

A single person spends $4,503 per month in New York, NY vs $2,829 in Long Branch, NJ, rent included.

A couple spends around $7,077 per month in New York, NY vs $4,161 in Long Branch, NJ, rent included.

A family of three spends $9,650 per month in New York, NY vs $5,494 in Long Branch, NJ, rent included.

New York, NY costs about 59% more than Long Branch, NJ, driven mainly by Getting Around.

Both New York, NY and Long Branch, NJ sit above the global median – New York, NY by 236%, Long Branch, NJ by 111%.

Meal at Budget Restaurant

$30.28 $30.28

$20.32 $20.32

49.02%

Three-Course Dinner for Two, Mid-Range

$142 $142

$89.5 $89.5

59.00%

Fast Food Meal (McDonalds, etc)

$12.65 $12.65

$12.01 $12.01

5.33%

Cappuccino

$5.81 $5.81

$4.98 $4.98

16.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.64 $2.64

23.48%

Water (0.33 liter bottle)

$2.58 $2.58

$2.02 $2.02

27.72%

Local Beer (0.5 liter draught)

$8.19 $8.19

$4.11 $4.11

99.27%

Imported Beer (0.33 liter bottle)

$11.82 $11.82

$7.13 $7.13

65.78%

Milk (1 liter)

$1.53 $1.53

$1.36 $1.36

12.50%

White Bread (500g)

$5.27 $5.27

$4.19 $4.19

25.78%

Rice (white) (1kg)

$8.34 $8.34

$9.98 $9.98

-16.43%

Eggs

$7.25 $7.25

$4.43 $4.43

63.66%

Local Cheese (1kg)

$17.29 $17.29

$14.94 $14.94

15.73%

Chicken Fillets (1kg)

$16.21 $16.21

$13.52 $13.52

19.90%

Beef Round Steak (1kg)

$19.82 $19.82

$21.00 $21.00

-5.62%

Apples (1kg)

$7.57 $7.57

$5.90 $5.90

28.31%

Banana (1kg)

$2.42 $2.42

$2.15 $2.15

12.56%

Oranges (1kg)

$5.83 $5.83

$4.97 $4.97

17.30%

Tomato (1kg)

$6.39 $6.39

$5.20 $5.20

22.88%

Potato (1kg)

$3.87 $3.87

$3.34 $3.34

15.87%

Onion (1kg)

$4.06 $4.06

$2.81 $2.81

44.48%

Lettuce (1 head)

$3.12 $3.12

$3.03 $3.03

2.97%

Water (1.5 liter bottle)

$2.45 $2.45

$2.55 $2.55

-3.92%

Cigarettes 20 Pack (Marlboro, Camel)

$19.26 $19.26

$12.66 $12.66

52.13%

Wine (Bottle)

$19.96 $19.96

$15.15 $15.15

31.75%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.01 $2.01

48.76%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$4.13 $4.13

-9.69%

One-way Ticket (Public Transport)

$2.84 $2.84

$2.01 $2.01

41.29%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.11 $5.11

$2.92 $2.92

75.00%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$1.40 $1.40

50.71%

Taxi 1hour Waiting (Normal Tariff)

$42.31 $42.31

$21.92 $21.92

93.02%

Gasoline (1 liter)

$0.97 $0.97

$0.92 $0.92

5.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$27.1K $27.1K

28.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K $27.8K

$25.5K $25.5K

8.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 $181

$273 $273

-33.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.2 $60.2

$61.3 $61.3

-1.68%

Internet (50+ Mbps, Unlimited Data)

$62.5 $62.5

$76.3 $76.3

-18.09%

Gym Membership (Monthly)

$143 $143

$42.77 $42.77

234.60%

Tennis Court (1 Hour on Weekend)

$65.3 $65.3

Cinema Ticket

$19.98 $19.98

$15.05 $15.05

32.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,216 $3,216

$2,107 $2,107

52.64%

International Primary School, 1 Child (Yearly)

$57.2K $57.2K

$23.4K $23.4K

144.11%

Jeans (Levis 501 Or Similar)

$67.5 $67.5

$51.6 $51.6

30.79%

Summer Dress (H&M, Zara, etc)

$47.68 $47.68

$41.18 $41.18

15.78%

Sport Shoes (Adidas, Nike)

$111 $111

$92.7 $92.7

19.98%

Men's Leather Business Shoes

$169 $169

$141 $141

19.68%

1-bedroom Apartment, City Center (Monthly)

$4,092 $4,092

$1,588 $1,588

157.75%

1-bedroom Apartment, Outside City Center (Monthly)

$2,694 $2,694

$1,332 $1,332

102.25%

3-bedroom Apartment, City Center (Monthly)

$8,445 $8,445

$2,619 $2,619

222.41%

3-bedroom Apartment, Outside City Center (Monthly)

$5,128 $5,128

$2,244 $2,244

128.52%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$2,566 $2,566

608.55%

Buy Apartment Outside City Center (m2)

$6,299 $6,299

$2,577 $2,577

144.45%

Average Monthly Net Salary (After Tax)

$5,540 $5,540

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.68

-3.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: June 1, 2026

Last update for Long Branch, NJ: May 31, 2026

Cost Breakdown

A central one-bedroom costs $4,092 in New York, NY versus $1,588 in Long Branch, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $142 in New York, NY versus $90.0 in Long Branch, NJ. Monthly groceries follow the same trend: $554 vs $484 – making Long Branch, NJ the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Long Branch, NJ: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,503 in New York, NY, $2,829 in Long Branch, NJ – roughly 59% apart. New York, NY costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $6,754 per month in New York, NY and $4,244 in Long Branch, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Long Branch, NJ, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $142 in New York, NY and $90.0 in Long Branch, NJ. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 15% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$3,000 is a stretch for both – monthly costs hit $4,503 in New York, NY and $2,829 in Long Branch, NJ. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $2,829 in Long Branch, NJ to $4,503 in New York, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Long Branch, NJ. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.