Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Long Branch, NJ

For one person, living is cheaper in Long Branch, NJ: $2,692 a month against $4,941 in New York, NY, rent and utilities included – about $27,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
123

Cost of Living Index in Long Branch, NJ
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Long Branch, NJ Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Long Branch, NJ

🇺🇸 United States

$2,692

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Long Branch, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Long Branch, NJ actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,692 in Long Branch, NJ, rent included.

New York, NY $4,941
Long Branch, NJ $2,692

A couple spends around $7,225 per month in New York, NY vs $3,706 in Long Branch, NJ, rent included.

New York, NY $7,225
Long Branch, NJ $3,706

A family of three spends $9,509 per month in New York, NY vs $4,720 in Long Branch, NJ, rent included.

New York, NY $9,509
Long Branch, NJ $4,720

New York, NY costs about 84% more than Long Branch, NJ, and outside of rent the biggest gap is in groceries.

Both New York, NY and Long Branch, NJ sit above the global median – New York, NY by 263%, Long Branch, NJ by 98%.

Meal at Budget Restaurant

$28.55 $28.55

$19.97 $19.97

42.96%

Three-Course Dinner for Two, Mid-Range

$118 $118

$75.4 $75.4

57.07%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$12.98 $12.98

15.87%

Cappuccino

$6.53 $6.53

$5.02 $5.02

30.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.78 $2.78

42.45%

Water (0.33 liter bottle)

$3.01 $3.01

$2.04 $2.04

47.55%

Local Beer (0.5 liter draught)

$8.16 $8.16

$3.97 $3.97

105.54%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$6.96 $6.96

41.38%

Milk (1 liter)

$1.37 $1.37

$1.06 $1.06

29.25%

White Bread (500g)

$4.97 $4.97

$4.62 $4.62

7.58%

Rice (white) (1kg)

$7.81 $7.81

$4.39 $4.39

77.90%

Eggs

$5.97 $5.97

$6.48 $6.48

-7.87%

Local Cheese (1kg)

$18.91 $18.91

$10.54 $10.54

79.41%

Chicken Fillets (1kg)

$18.04 $18.04

$10.85 $10.85

66.27%

Beef Round Steak (1kg)

$19.05 $19.05

$19.14 $19.14

-0.47%

Apples (1kg)

$6.76 $6.76

$5.47 $5.47

23.58%

Banana (1kg)

$2.27 $2.27

$1.60 $1.60

41.87%

Oranges (1kg)

$6.83 $6.83

$3.40 $3.40

100.88%

Tomato (1kg)

$7.09 $7.09

$3.12 $3.12

127.24%

Potato (1kg)

$4.22 $4.22

$2.25 $2.25

87.56%

Onion (1kg)

$4.65 $4.65

$2.49 $2.49

86.75%

Lettuce (1 head)

$2.87 $2.87

$2.72 $2.72

5.51%

Water (1.5 liter bottle)

$2.60 $2.60

$2.83 $2.83

-8.13%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$13.69 $13.69

37.11%

Wine (Bottle)

$20.13 $20.13

$16.82 $16.82

19.68%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.92 $1.92

79.69%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$2.76 $2.76

45.65%

One-way Ticket (Public Transport)

$2.91 $2.91

$2.19 $2.19

32.88%

Public Transport Monthly Pass (Regular Price)

$139 $139

$62.0 $62.0

124.14%

Taxi Start (Normal Tariff)

$3.08 $3.08

$5.94 $5.94

-48.15%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.54 $1.54

37.66%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$31.68 $31.68

32.45%

Gasoline (1 liter)

$1.17 $1.17

$1.04 $1.04

12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$28.1K $28.1K

22.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.4K $26.4K

-1.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$179 $179

22.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$37.21 $37.21

99.52%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$59.8 $59.8

17.51%

Gym Membership (Monthly)

$112 $112

$36.08 $36.08

210.28%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$12.42 $12.42

78.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$2,152 $2,152

65.33%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$21.4K $21.4K

190.18%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$38.46 $38.46

96.59%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$16.42 $16.42

211.81%

Sport Shoes (Adidas, Nike)

$123 $123

$100.0 $100.0

23.21%

Men's Leather Business Shoes

$140 $140

$126 $126

10.80%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,440 $1,440

212.33%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,417 $1,417

117.19%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,815 $2,815

235.61%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,870 $1,870

177.48%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,782 $2,782

550.89%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,109 $2,109

217.38%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.51

5.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Long Branch, NJ: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Long Branch, NJ

$1.4K 52.7% 54% $1.7K

Groceries & Markets

New York, NY

$563 11.4%

Long Branch, NJ

$415 15.4% 26.3% $148

Eating Out

New York, NY

$440 8.9%

Long Branch, NJ

$312 11.6% 29.1% $128

Monthly Utilities & Internet

New York, NY

$364 7.4%

Long Branch, NJ

$276 10.3% 24.1% $88

Clothing & Footwear

New York, NY

$175 3.6%

Long Branch, NJ

$126 4.7% 27.9% $49

Getting Around

New York, NY

$164 3.3%

Long Branch, NJ

$84 3.1% 48.6% $80

Sport & Entertainment

New York, NY

$156 3.2%

Long Branch, NJ

$61 2.3% 61% $95

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,440 in Long Branch, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in New York, NY versus $75 in Long Branch, NJ. Monthly groceries follow the same trend: $563 vs $415 – making Long Branch, NJ the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Long Branch, NJ

🕒 Local time

17:38 5:38 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

32,314

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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New York, NY Long Branch, NJ 41 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Long Branch, NJ: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,941 in New York, NY, $2,692 in Long Branch, NJ – Long Branch, NJ comes out roughly 46% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,412 per month in New York, NY and $4,039 in Long Branch, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Long Branch, NJ, especially for central apartments: a one-bedroom in the center costs $1,440 there versus $4,499 in New York, NY.

Groceries cost about 36% more in New York, NY, though the gap depends on what you buy.

A mid-range dinner for two costs $118 in New York, NY and $75 in Long Branch, NJ. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Long Branch, NJ, where all-in costs run around $2,692, than in New York, NY at $4,941. In Long Branch, NJ it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Long Branch, NJ – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Long Branch, NJ is the easier option financially – housing and daily costs are lower, and overall it costs about 46% less, which matters a lot on a fixed budget or early-career salary.