Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Long Beach, NY

For one person, living is cheaper in Long Beach, NY: $2,668 a month against $4,906 in New York, NY, rent and utilities included – about $26,900 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
127

Cost of Living Index in Long Beach, NY
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Long Beach, NY Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Long Beach, NY

🇺🇸 United States

$2,668

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Long Beach, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Long Beach, NY actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $2,668 in Long Beach, NY, rent included.

New York, NY $4,906
Long Beach, NY $2,668

A couple spends around $7,273 per month in New York, NY vs $3,969 in Long Beach, NY, rent included.

New York, NY $7,273
Long Beach, NY $3,969

A family of three spends $9,641 per month in New York, NY vs $5,270 in Long Beach, NY, rent included.

New York, NY $9,641
Long Beach, NY $5,270

New York, NY costs about 84% more than Long Beach, NY, and outside of rent the biggest gap is in groceries.

Both New York, NY and Long Beach, NY sit above the global median – New York, NY by 263%, Long Beach, NY by 97%.

Meal at Budget Restaurant

$26.93 $26.93

$24.98 $24.98

7.81%

Three-Course Dinner for Two, Mid-Range

$117 $117

$78.4 $78.4

48.95%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$11.21 $11.21

30.24%

Cappuccino

$6.54 $6.54

$5.59 $5.59

16.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.57 $2.57

50.19%

Water (0.33 liter bottle)

$2.95 $2.95

$1.53 $1.53

92.81%

Local Beer (0.5 liter draught)

$8.08 $8.08

$7.93 $7.93

1.89%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$7.82 $7.82

25.96%

Milk (1 liter)

$1.31 $1.31

$1.25 $1.25

4.80%

White Bread (500g)

$4.97 $4.97

$4.29 $4.29

15.85%

Rice (white) (1kg)

$7.70 $7.70

$5.91 $5.91

30.29%

Eggs

$6.09 $6.09

$7.17 $7.17

-15.06%

Local Cheese (1kg)

$19.55 $19.55

$13.00 $13.00

50.38%

Chicken Fillets (1kg)

$17.59 $17.59

$16.27 $16.27

8.11%

Beef Round Steak (1kg)

$20.26 $20.26

$17.01 $17.01

19.11%

Apples (1kg)

$6.99 $6.99

$5.40 $5.40

29.44%

Banana (1kg)

$2.21 $2.21

$1.77 $1.77

24.86%

Oranges (1kg)

$6.72 $6.72

$4.31 $4.31

55.92%

Tomato (1kg)

$7.12 $7.12

$5.32 $5.32

33.83%

Potato (1kg)

$4.61 $4.61

$3.10 $3.10

48.71%

Onion (1kg)

$4.78 $4.78

$3.06 $3.06

56.21%

Lettuce (1 head)

$2.87 $2.87

$2.90 $2.90

-1.03%

Water (1.5 liter bottle)

$2.69 $2.69

$2.85 $2.85

-5.61%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$11.88 $11.88

61.11%

Wine (Bottle)

$19.63 $19.63

$14.71 $14.71

33.45%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$1.77 $1.77

87.57%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.62 $3.62

15.75%

One-way Ticket (Public Transport)

$3.02 $3.02

$2.21 $2.21

36.65%

Public Transport Monthly Pass (Regular Price)

$139 $139

$52.9 $52.9

163.18%

Taxi Start (Normal Tariff)

$3.04 $3.04

$2.98 $2.98

2.01%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$2.06 $2.06

6.80%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$23.73 $23.73

74.17%

Gasoline (1 liter)

$1.13 $1.13

$1.14 $1.14

-0.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$28.2K $28.2K

21.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$25.6K $25.6K

1.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$175 $175

32.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$51.5 $51.5

37.90%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$49.48 $49.48

36.72%

Gym Membership (Monthly)

$115 $115

$35.47 $35.47

225.26%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$14.57 $14.57

53.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$1,722 $1,722

109.36%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$20.1K $20.1K

241.87%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$40.88 $40.88

93.86%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$56.4 $56.4

-8.88%

Sport Shoes (Adidas, Nike)

$121 $121

$76.8 $76.8

57.72%

Men's Leather Business Shoes

$140 $140

$101 $101

38.48%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,605 $1,605

183.81%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$1,289 $1,289

135.92%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$2,859 $2,859

240.75%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$2,155 $2,155

147.34%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$3,239 $3,239

462.64%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$2,499 $2,499

167.56%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.72

2.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Long Beach, NY: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Long Beach, NY

$1.3K 48.3% 57.6% $1.8K

Groceries & Markets

New York, NY

$567 11.6%

Long Beach, NY

$467 17.5% 17.6% $100

Eating Out

New York, NY

$425 8.7%

Long Beach, NY

$372 14% 12.4% $53

Monthly Utilities & Internet

New York, NY

$371 7.6%

Long Beach, NY

$276 10.3% 25.6% $95

Clothing & Footwear

New York, NY

$176 3.6%

Long Beach, NY

$124 4.7% 29.8% $53

Getting Around

New York, NY

$165 3.4%

Long Beach, NY

$75 2.8% 54.6% $90

Sport & Entertainment

New York, NY

$160 3.3%

Long Beach, NY

$65 2.4% 59.7% $96

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $1,605 in Long Beach, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $117 in New York, NY versus $78 in Long Beach, NY. Monthly groceries follow the same trend: $567 vs $467 – making Long Beach, NY the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Long Beach, NY

🕒 Local time

17:18 5:18 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

469,450

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.895 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Long Beach, NY: Cost of Living - Frequently Asked Questions

New York, NY costs about 84% more than Long Beach, NY, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $4,002 in Long Beach, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Long Beach, NY, especially for central apartments: a one-bedroom in the center costs $1,605 there versus $4,555 in New York, NY.

A mid-range dinner for two costs $117 in New York, NY and $78 in Long Beach, NY. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $4,906 in New York, NY and $2,668 in Long Beach, NY. That makes Long Beach, NY about 46% cheaper.

$2,000 is a stretch for both – monthly costs hit $4,906 in New York, NY and $2,668 in Long Beach, NY. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Long Beach, NY – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Long Beach, NY is the easier option financially – housing and daily costs are lower, and overall it costs about 46% less, which matters a lot on a fixed budget or early-career salary.