Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Lloydminster

For one person, living is cheaper in Lloydminster: $1,647 a month against $4,906 in New York, NY, rent and utilities included – about $39,100 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
79

Cost of Living Index in Lloydminster
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Lloydminster Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Lloydminster

🇨🇦 Canada

$1,647

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Lloydminster

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Lloydminster actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $1,647 in Lloydminster, rent included.

New York, NY $4,906
Lloydminster $1,647

A couple spends around $7,273 per month in New York, NY vs $2,535 in Lloydminster, rent included.

New York, NY $7,273
Lloydminster $2,535

A family of three spends $9,641 per month in New York, NY vs $3,423 in Lloydminster, rent included.

New York, NY $9,641
Lloydminster $3,423

New York, NY costs about 198% more than Lloydminster, and outside of rent the biggest gap is in groceries.

Both New York, NY and Lloydminster sit above the global median – New York, NY by 263%, Lloydminster by 22%.

Meal at Budget Restaurant

$26.93 $26.93

$14.06 CA$19.78

91.54%

Three-Course Dinner for Two, Mid-Range

$117 $117

$66.8 CA$94.0

74.81%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$9.34 CA$13.13

56.32%

Cappuccino

$6.54 $6.54

$3.68 CA$5.18

77.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$1.66 CA$2.33

132.53%

Water (0.33 liter bottle)

$2.95 $2.95

$1.78 CA$2.50

65.73%

Local Beer (0.5 liter draught)

$8.08 $8.08

$4.36 CA$6.13

85.32%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$4.40 CA$6.19

123.86%

Milk (1 liter)

$1.31 $1.31

$1.97 CA$2.77

-33.50%

White Bread (500g)

$4.97 $4.97

$2.27 CA$3.20

118.94%

Rice (white) (1kg)

$7.70 $7.70

$5.02 CA$7.06

53.39%

Eggs

$6.09 $6.09

$3.55 CA$4.99

71.55%

Local Cheese (1kg)

$19.55 $19.55

$9.89 CA$13.91

97.67%

Chicken Fillets (1kg)

$17.59 $17.59

$11.60 CA$16.32

51.64%

Beef Round Steak (1kg)

$20.26 $20.26

$13.39 CA$18.83

51.31%

Apples (1kg)

$6.99 $6.99

$3.99 CA$5.61

75.19%

Banana (1kg)

$2.21 $2.21

$1.66 CA$2.34

33.13%

Oranges (1kg)

$6.72 $6.72

$2.98 CA$4.19

125.50%

Tomato (1kg)

$7.12 $7.12

$3.32 CA$4.67

114.46%

Potato (1kg)

$4.61 $4.61

$2.75 CA$3.87

67.64%

Onion (1kg)

$4.78 $4.78

$2.06 CA$2.90

132.04%

Lettuce (1 head)

$2.87 $2.87

$2.19 CA$3.08

31.05%

Water (1.5 liter bottle)

$2.69 $2.69

$1.48 CA$2.08

81.76%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$14.69 CA$20.66

30.29%

Wine (Bottle)

$19.63 $19.63

$14.18 CA$19.95

38.43%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$2.87 CA$4.04

15.68%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.41 CA$4.80

22.87%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.65 CA$5.13

-16.71%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.68 CA$2.36

30.95%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$18.30 CA$25.74

125.85%

Gasoline (1 liter)

$1.13 $1.13

$1.07 CA$1.50

5.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$28.4K CA$40.0K

21.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$22.2K CA$31.2K

16.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$200 CA$282

15.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$49.00 CA$68.9

44.96%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$58.1 CA$81.6

16.54%

Gym Membership (Monthly)

$115 $115

$44.20 CA$62.2

161.02%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$10.81 CA$15.20

107.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$482 CA$678

648.02%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$5,252 CA$7,386

1207.95%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$44.03 CA$61.9

79.99%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$28.47 CA$40.04

80.54%

Sport Shoes (Adidas, Nike)

$121 $121

$87.2 CA$123

38.86%

Men's Leather Business Shoes

$140 $140

$107 CA$151

31.15%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$728 CA$1,024

525.67%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$561 CA$789

441.80%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$1,193 CA$1,678

716.61%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$1,053 CA$1,480

406.51%

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$2,721 CA$3,826

87.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

4.8

43.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Lloydminster: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Lloydminster

$561 34.1% 81.5% $2.5K

Groceries & Markets

New York, NY

$567 11.6%

Lloydminster

$351 21.3% 38.1% $216

Eating Out

New York, NY

$425 8.7%

Lloydminster

$229 13.9% 46.1% $196

Monthly Utilities & Internet

New York, NY

$371 7.6%

Lloydminster

$308 18.7% 17.1% $64

Clothing & Footwear

New York, NY

$176 3.6%

Lloydminster

$120 7.3% 32% $56

Getting Around

New York, NY

$165 3.4%

Lloydminster

$12 * 0.7% 92.7% $153

Sport & Entertainment

New York, NY

$160 3.3%

Lloydminster

$66 4% 58.9% $94

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $728 in Lloydminster. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 87% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $117 in New York, NY versus $67 in Lloydminster. Monthly groceries follow the same trend: $567 vs $351 – making Lloydminster the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇨🇦 Lloydminster

🕒 Local time

20:55 8:55 PM

19:55 7:55 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

31,582

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.895 EUR

1 CAD = 0.711 USD

1 CAD = 0.636 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Canadian Dollar exchange rates as of November 7, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.57 CAD (1 CAD = 0.636 EUR).

CAD to USD in detail →

On the map

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Between locations

New York, NY Lloydminster 3,020 km ≈ 4 h 15 min nonstop flight

From you

New York, NY
Lloydminster

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Lloydminster: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,906 in New York, NY, $1,647 in Lloydminster – Lloydminster comes out roughly 66% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,358 per month in New York, NY and $2,471 in Lloydminster. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lloydminster, especially for central apartments: a one-bedroom in the center costs $728 there versus $4,555 in New York, NY.

A mid-range dinner for two costs $117 in New York, NY and $67 in Lloydminster. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 61% more in New York, NY, though the gap depends on what you buy.

A $3,000 monthly budget goes further in Lloydminster, where all-in costs run around $1,647, than in New York, NY at $4,906. In Lloydminster it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Lloydminster – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Lloydminster. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.