Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Lake Worth, FL

For one person, living is cheaper in Lake Worth, FL: $2,542 a month against $4,941 in New York, NY, rent and utilities included – about $28,800 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
125

Cost of Living Index in Lake Worth, FL
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Lake Worth, FL Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Lake Worth, FL

🇺🇸 United States

$2,542

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Lake Worth, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Lake Worth, FL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,941 in New York, NY versus $2,542 in Lake Worth, FL.

New York, NY $4,941
Lake Worth, FL $2,542

Estimated couple costs with rent: $7,225 in New York, NY versus $3,794 in Lake Worth, FL.

New York, NY $7,225
Lake Worth, FL $3,794

Monthly costs for a family of three with rent: $9,509 in New York, NY versus $5,045 in Lake Worth, FL.

New York, NY $9,509
Lake Worth, FL $5,045

Living in New York, NY is roughly 94% more expensive than in Lake Worth, FL, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 263% above, Lake Worth, FL 87% above.

Meal at Budget Restaurant

$28.55 $28.55

$25.04 $25.04

14.02%

Three-Course Dinner for Two, Mid-Range

$118 $118

$75.5 $75.5

56.83%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$10.08 $10.08

49.21%

Cappuccino

$6.53 $6.53

$4.97 $4.97

31.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.51 $2.51

57.77%

Water (0.33 liter bottle)

$3.01 $3.01

$1.88 $1.88

60.11%

Local Beer (0.5 liter draught)

$8.16 $8.16

$5.30 $5.30

53.96%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$7.67 $7.67

28.29%

Milk (1 liter)

$1.37 $1.37

$0.86 $0.86

59.30%

White Bread (500g)

$4.97 $4.97

$3.11 $3.11

59.81%

Rice (white) (1kg)

$7.81 $7.81

$3.05 $3.05

156.07%

Eggs

$5.97 $5.97

$4.51 $4.51

32.37%

Local Cheese (1kg)

$18.91 $18.91

$13.34 $13.34

41.75%

Chicken Fillets (1kg)

$18.04 $18.04

$11.08 $11.08

62.82%

Beef Round Steak (1kg)

$19.05 $19.05

$14.69 $14.69

29.68%

Apples (1kg)

$6.76 $6.76

$4.69 $4.69

44.14%

Banana (1kg)

$2.27 $2.27

$1.58 $1.58

43.67%

Oranges (1kg)

$6.83 $6.83

$2.98 $2.98

129.19%

Tomato (1kg)

$7.09 $7.09

$5.49 $5.49

29.14%

Potato (1kg)

$4.22 $4.22

$3.00 $3.00

40.67%

Onion (1kg)

$4.65 $4.65

$3.30 $3.30

40.91%

Lettuce (1 head)

$2.87 $2.87

$2.23 $2.23

28.70%

Water (1.5 liter bottle)

$2.60 $2.60

$2.45 $2.45

6.12%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$9.14 $9.14

105.36%

Wine (Bottle)

$20.13 $20.13

$12.76 $12.76

57.76%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.78 $1.78

93.82%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.27 $3.27

22.94%

One-way Ticket (Public Transport)

$2.91 $2.91

$2.20 $2.20

32.27%

Public Transport Monthly Pass (Regular Price)

$139 $139

$52.4 $52.4

165.32%

Taxi Start (Normal Tariff)

$3.08 $3.08

$3.05 $3.05

0.98%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.85 $1.85

14.59%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$32.95 $32.95

27.34%

Gasoline (1 liter)

$1.17 $1.17

$0.99 $0.99

18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$28.4K $28.4K

21.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.5K $26.5K

-2.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$173 $173

27.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$57.8 $57.8

28.53%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$76.4 $76.4

-8.08%

Gym Membership (Monthly)

$112 $112

$35.43 $35.43

215.98%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$10.17 $10.17

117.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$900 $900

295.41%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$20.8K $20.8K

199.11%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$65.5 $65.5

15.42%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$41.51 $41.51

23.34%

Sport Shoes (Adidas, Nike)

$123 $123

$117 $117

4.86%

Men's Leather Business Shoes

$140 $140

$101 $101

38.71%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,633 $1,633

175.43%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,234 $1,234

149.48%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,425 $2,425

289.58%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$2,128 $2,128

143.90%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,638 $2,638

586.38%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,528 $2,528

164.73%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$7,572 $7,572

-31.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.56

4.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Lake Worth, FL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Lake Worth, FL

$1.2K 48.5% 59.9% $1.8K

Groceries & Markets

New York, NY

$563 11.4%

Lake Worth, FL

$377 14.8% 33.1% $186

Eating Out

New York, NY

$440 8.9%

Lake Worth, FL

$350 13.8% 20.6% $91

Monthly Utilities & Internet

New York, NY

$364 7.4%

Lake Worth, FL

$307 12.1% 15.7% $57

Clothing & Footwear

New York, NY

$175 3.6%

Lake Worth, FL

$146 5.8% 16.6% $29

Getting Around

New York, NY

$164 3.3%

Lake Worth, FL

$73 2.9% 55.3% $91

Sport & Entertainment

New York, NY

$156 3.2%

Lake Worth, FL

$56 2.2% 64.3% $100

Cost Breakdown

A one-bedroom apartment in the center runs $4,499 in New York, NY and $1,633 in Lake Worth, FL. Housing cost is often the main lever when comparing two cities.

Lake Worth, FL pays 45% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $118 in New York, NY vs $76 in Lake Worth, FL for a mid-range dinner for two. Groceries echo the gap at $563 vs $377 per month, with Lake Worth, FL cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Lake Worth, FL

🕒 Local time

19:12 7:12 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

42,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Highest

Between locations

New York, NY Lake Worth, FL 1,650 km ≈ 2 h 30 min nonstop flight

From you

New York, NY
Lake Worth, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Lake Worth, FL: Cost of Living - Frequently Asked Questions

Lake Worth, FL is about 49% cheaper overall, especially in groceries, leisure, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 31% lower in New York, NY. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $4,499 in New York, NY versus $1,633 in Lake Worth, FL. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $4,941 per month in New York, NY versus $2,542 in Lake Worth, FL – Lake Worth, FL is about 49% cheaper, which adds up to real savings over time.

A monthly transit pass in Lake Worth, FL runs roughly 62% less than in New York, NY. The price difference matters if you commute daily and watch your budget.

Both cities are expensive relative to $2,500. Lake Worth, FL is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Lake Worth, FL gentler on the wallet – expenses run 49% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.