Last update: Oct 2026

Cost of Living Comparison Between New York, NY and La Plata, MD

For one person, living is cheaper in La Plata, MD: $2,441 a month against $4,941 in New York, NY, rent and utilities included – about $30,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
117

Cost of Living Index in La Plata, MD
Learn more

La Plata, MD Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,941

/mo nomad

La Plata, MD

🇺🇸 United States

$2,441

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in La Plata, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in La Plata, MD actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,441 in La Plata, MD, rent included.

New York, NY $4,941
La Plata, MD $2,441

A couple spends around $7,225 per month in New York, NY vs $3,635 in La Plata, MD, rent included.

New York, NY $7,225
La Plata, MD $3,635

A family of three spends $9,509 per month in New York, NY vs $4,829 in La Plata, MD, rent included.

New York, NY $9,509
La Plata, MD $4,829

New York, NY costs about 102% more than La Plata, MD, and outside of rent the biggest gap is in eating out.

Both New York, NY and La Plata, MD sit above the global median – New York, NY by 263%, La Plata, MD by 79%.

Meal at Budget Restaurant

$28.55 $28.55

$13.52 $13.52

111.17%

Three-Course Dinner for Two, Mid-Range

$118 $118

$90.4 $90.4

31.03%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$7.62 $7.62

97.38%

Cappuccino

$6.53 $6.53

$6.29 $6.29

3.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.82 $2.82

40.43%

Water (0.33 liter bottle)

$3.01 $3.01

$2.56 $2.56

17.58%

Local Beer (0.5 liter draught)

$8.16 $8.16

$3.46 $3.46

135.84%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$4.96 $4.96

98.39%

Milk (1 liter)

$1.37 $1.37

$1.68 $1.68

-18.45%

White Bread (500g)

$4.97 $4.97

$4.42 $4.42

12.44%

Rice (white) (1kg)

$7.81 $7.81

$6.23 $6.23

25.36%

Eggs

$5.97 $5.97

$1.81 $1.81

229.83%

Local Cheese (1kg)

$18.91 $18.91

$12.70 $12.70

48.90%

Chicken Fillets (1kg)

$18.04 $18.04

$8.81 $8.81

104.77%

Beef Round Steak (1kg)

$19.05 $19.05

$13.15 $13.15

44.87%

Apples (1kg)

$6.76 $6.76

$4.89 $4.89

38.24%

Banana (1kg)

$2.27 $2.27

$1.65 $1.65

37.58%

Oranges (1kg)

$6.83 $6.83

$6.32 $6.32

8.07%

Tomato (1kg)

$7.09 $7.09

$4.44 $4.44

59.68%

Potato (1kg)

$4.22 $4.22

$3.04 $3.04

38.82%

Onion (1kg)

$4.65 $4.65

$2.08 $2.08

123.56%

Lettuce (1 head)

$2.87 $2.87

$2.10 $2.10

36.67%

Water (1.5 liter bottle)

$2.60 $2.60

$2.72 $2.72

-4.41%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$11.85 $11.85

58.40%

Wine (Bottle)

$20.13 $20.13

$14.37 $14.37

40.08%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.68 $1.68

105.36%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$5.10 $5.10

-21.18%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.94 $1.94

50.00%

Public Transport Monthly Pass (Regular Price)

$139 $139

$58.1 $58.1

138.94%

Taxi Start (Normal Tariff)

$3.08 $3.08

$2.73 $2.73

12.82%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.67 $1.67

26.95%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$29.72 $29.72

41.18%

Gasoline (1 liter)

$1.17 $1.17

$1.02 $1.02

14.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$32.6K $32.6K

5.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$30.5K $30.5K

-15.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$97.8 $97.8

124.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$42.02 $42.02

76.68%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$73.5 $73.5

-4.49%

Gym Membership (Monthly)

$112 $112

$40.39 $40.39

177.17%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$15.14 $15.14

46.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,210 $1,210

193.90%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$23.0K $23.0K

170.37%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$47.79 $47.79

58.21%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$36.43 $36.43

40.54%

Sport Shoes (Adidas, Nike)

$123 $123

$112 $112

9.91%

Men's Leather Business Shoes

$140 $140

$121 $121

15.93%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,575 $1,575

185.60%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,284 $1,284

139.84%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,492 $2,492

279.11%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$2,098 $2,098

147.37%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$3,038 $3,038

496.02%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,428 $2,428

175.70%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$6,502 $6,502

-19.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.25

9.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for La Plata, MD: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

La Plata, MD

$1.3K 52.6% 58.3% $1.8K

Groceries & Markets

New York, NY

$563 11.4%

La Plata, MD

$398 16.3% 29.3% $165

Eating Out

New York, NY

$440 8.9%

La Plata, MD

$255 10.5% 42% $185

Monthly Utilities & Internet

New York, NY

$364 7.4%

La Plata, MD

$213 8.7% 41.4% $150

Clothing & Footwear

New York, NY

$175 3.6%

La Plata, MD

$143 5.8% 18.7% $33

Getting Around

New York, NY

$164 3.3%

La Plata, MD

$77 3.2% 53.1% $87

Sport & Entertainment

New York, NY

$156 3.2%

La Plata, MD

$71 2.9% 54.8% $86

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,575 in La Plata, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 25% higher in La Plata, MD, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $118 in New York, NY versus $90 in La Plata, MD. Monthly groceries follow the same trend: $563 vs $398 – making La Plata, MD the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 La Plata, MD

🕒 Local time

19:08 7:08 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

10,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY La Plata, MD 340 km

From you

New York, NY
La Plata, MD

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs La Plata, MD: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 102%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,661 in La Plata, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in La Plata, MD, especially for central apartments: a one-bedroom in the center costs $1,575 there versus $4,499 in New York, NY.

Monthly expenses with rent come to $4,941 in New York, NY and $2,441 in La Plata, MD. That makes La Plata, MD about 51% cheaper.

Public transport costs about 58% less in La Plata, MD. For daily commuters, that gap adds up to noticeable savings over a year.

Families tend to lean toward La Plata, MD – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, La Plata, MD is the easier option financially – housing and daily costs are lower, and overall it costs about 51% less, which matters a lot on a fixed budget or early-career salary.