Cost of Living Comparison Between New York, NY and Keller, TX Cost of Living Comparison Between New York, NY and Keller, TX

Monthly Cost of Living

A single person spends $4,841 per month in New York, NY vs $2,450 in Keller, TX, rent included.

A couple spends around $7,287 per month in New York, NY vs $3,428 in Keller, TX, rent included.

A family of three spends $9,734 per month in New York, NY vs $4,407 in Keller, TX, rent included.

New York, NY costs about 98% more than Keller, TX, driven mainly by Getting Around.

Both New York, NY and Keller, TX sit above the global median – New York, NY by 254%, Keller, TX by 79%.

Meal at Budget Restaurant

$25.33 $25.33

$19.95 $19.95

26.97%

Three-Course Dinner for Two, Mid-Range

$142 $142

$64.6 $64.6

120.13%

Fast Food Meal (McDonalds, etc)

$13.78 $13.78

$12.08 $12.08

14.07%

Cappuccino

$6.19 $6.19

$5.47 $5.47

13.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.69 $3.69

$2.93 $2.93

25.94%

Water (0.33 liter bottle)

$2.96 $2.96

$2.47 $2.47

19.84%

Local Beer (0.5 liter draught)

$7.76 $7.76

$5.55 $5.55

39.82%

Imported Beer (0.33 liter bottle)

$10.14 $10.14

$8.18 $8.18

23.96%

Milk (1 liter)

$1.39 $1.39

$0.92 $0.92

51.09%

White Bread (500g)

$4.59 $4.59

$3.73 $3.73

23.06%

Rice (white) (1kg)

$6.94 $6.94

$3.35 $3.35

107.16%

Eggs

$5.79 $5.79

$4.26 $4.26

35.92%

Local Cheese (1kg)

$17.32 $17.32

$11.08 $11.08

56.32%

Chicken Fillets (1kg)

$15.04 $15.04

$14.19 $14.19

5.99%

Beef Round Steak (1kg)

$18.02 $18.02

$17.02 $17.02

5.88%

Apples (1kg)

$6.29 $6.29

$4.33 $4.33

45.27%

Banana (1kg)

$2.13 $2.13

$2.00 $2.00

6.50%

Oranges (1kg)

$5.80 $5.80

$4.49 $4.49

29.18%

Tomato (1kg)

$6.28 $6.28

$4.66 $4.66

34.76%

Potato (1kg)

$3.39 $3.39

$2.66 $2.66

27.44%

Onion (1kg)

$4.27 $4.27

$2.58 $2.58

65.50%

Lettuce (1 head)

$2.77 $2.77

$1.83 $1.83

51.37%

Water (1.5 liter bottle)

$2.56 $2.56

$2.12 $2.12

20.75%

Cigarettes 20 Pack (Marlboro, Camel)

$18.70 $18.70

$9.62 $9.62

94.39%

Wine (Bottle)

$20.30 $20.30

$15.16 $15.16

33.91%

Local Beer (0.5 liter bottle)

$3.15 $3.15

$2.94 $2.94

7.14%

Imported Beer (0.33 liter bottle)

$4.03 $4.03

$3.22 $3.22

25.16%

One-way Ticket (Public Transport)

$2.97 $2.97

Public Transport Monthly Pass (Regular Price)

$138 $138

Taxi Start (Normal Tariff)

$3.09 $3.09

$2.80 $2.80

10.36%

Taxi (Normal Tariff) (1km)

$2.14 $2.14

$1.66 $1.66

28.92%

Taxi 1hour Waiting (Normal Tariff)

$41.56 $41.56

$23.54 $23.54

76.55%

Gasoline (1 liter)

$1.13 $1.13

$0.95 $0.95

18.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$35.8K $35.8K

-0.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

0.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 $236

$230 $230

2.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.7 $73.7

$57.4 $57.4

28.45%

Internet (50+ Mbps, Unlimited Data)

$72.4 $72.4

$67.8 $67.8

6.71%

Gym Membership (Monthly)

$125 $125

$81.0 $81.0

54.54%

Tennis Court (1 Hour on Weekend)

$63.1 $63.1

Cinema Ticket

$23.37 $23.37

$13.74 $13.74

70.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,353 $3,353

$1,498 $1,498

123.86%

International Primary School, 1 Child (Yearly)

$61.0K $61.0K

$21.5K $21.5K

183.62%

Jeans (Levis 501 Or Similar)

$72.4 $72.4

$54.7 $54.7

32.51%

Summer Dress (H&M, Zara, etc)

$52.2 $52.2

$43.31 $43.31

20.43%

Sport Shoes (Adidas, Nike)

$116 $116

$93.0 $93.0

25.30%

Men's Leather Business Shoes

$124 $124

$104 $104

19.00%

1-bedroom Apartment, City Center (Monthly)

$4,438 $4,438

$1,379 $1,379

221.76%

1-bedroom Apartment, Outside City Center (Monthly)

$3,045 $3,045

$1,120 $1,120

171.80%

3-bedroom Apartment, City Center (Monthly)

$9,088 $9,088

$2,500 $2,500

263.54%

3-bedroom Apartment, Outside City Center (Monthly)

$5,404 $5,404

$1,623 $1,623

232.86%

Buy Apartment in City Center (m2)

$18.8K $18.8K

Buy Apartment Outside City Center (m2)

$6,500 $6,500

Average Monthly Net Salary (After Tax)

$5,258 $5,258

$4,158 $4,158

26.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.23

4.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: September 12, 2026

Last update for Keller, TX: September 12, 2026

Cost Breakdown

A central one-bedroom costs $4,438 in New York, NY versus $1,379 in Keller, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $142 in New York, NY versus $65.0 in Keller, TX. Monthly groceries follow the same trend: $516 vs $405 – making Keller, TX the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Keller, TX: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,841 in New York, NY, $2,450 in Keller, TX – roughly 98% apart. New York, NY costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $7,261 per month in New York, NY and $3,675 in Keller, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Keller, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $142 in New York, NY and $65.0 in Keller, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 28% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Keller, TX, where all-in costs run around $2,450, than in New York, NY at $4,841. In Keller, TX it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $2,450 in Keller, TX to $4,841 in New York, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Keller, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.