Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Keller, TX

For one person, living is cheaper in Keller, TX: $2,495 a month against $4,941 in New York, NY, rent and utilities included – about $29,400 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
120

Cost of Living Index in Keller, TX
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Keller, TX Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Keller, TX

🇺🇸 United States

$2,495

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Keller, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Keller, TX actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,495 in Keller, TX, rent included.

New York, NY $4,941
Keller, TX $2,495

A couple spends around $7,225 per month in New York, NY vs $3,551 in Keller, TX, rent included.

New York, NY $7,225
Keller, TX $3,551

A family of three spends $9,509 per month in New York, NY vs $4,607 in Keller, TX, rent included.

New York, NY $9,509
Keller, TX $4,607

New York, NY costs about 98% more than Keller, TX, and outside of rent the biggest gap is in transport.

Both New York, NY and Keller, TX sit above the global median – New York, NY by 263%, Keller, TX by 83%.

Meal at Budget Restaurant

$28.55 $28.55

$20.06 $20.06

42.32%

Three-Course Dinner for Two, Mid-Range

$118 $118

$64.2 $64.2

84.56%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$12.04 $12.04

24.92%

Cappuccino

$6.53 $6.53

$5.29 $5.29

23.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.76 $2.76

43.48%

Water (0.33 liter bottle)

$3.01 $3.01

$2.32 $2.32

29.74%

Local Beer (0.5 liter draught)

$8.16 $8.16

$5.46 $5.46

49.45%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$7.81 $7.81

25.99%

Milk (1 liter)

$1.37 $1.37

$0.89 $0.89

53.93%

White Bread (500g)

$4.97 $4.97

$3.64 $3.64

36.54%

Rice (white) (1kg)

$7.81 $7.81

$3.77 $3.77

107.16%

Eggs

$5.97 $5.97

$5.90 $5.90

1.19%

Local Cheese (1kg)

$18.91 $18.91

$10.82 $10.82

74.77%

Chicken Fillets (1kg)

$18.04 $18.04

$13.87 $13.87

30.06%

Beef Round Steak (1kg)

$19.05 $19.05

$19.72 $19.72

-3.40%

Apples (1kg)

$6.76 $6.76

$4.78 $4.78

41.42%

Banana (1kg)

$2.27 $2.27

$2.47 $2.47

-8.10%

Oranges (1kg)

$6.83 $6.83

$4.35 $4.35

57.01%

Tomato (1kg)

$7.09 $7.09

$4.73 $4.73

49.89%

Potato (1kg)

$4.22 $4.22

$2.64 $2.64

59.85%

Onion (1kg)

$4.65 $4.65

$3.03 $3.03

53.47%

Lettuce (1 head)

$2.87 $2.87

$2.25 $2.25

27.56%

Water (1.5 liter bottle)

$2.60 $2.60

$2.47 $2.47

5.26%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$10.04 $10.04

86.95%

Wine (Bottle)

$20.13 $20.13

$13.84 $13.84

45.45%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.03 $2.03

69.95%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.23 $3.23

24.46%

One-way Ticket (Public Transport)

$2.91 $2.91

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.08 $3.08

$2.81 $2.81

9.61%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.24 $1.24

70.97%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$23.80 $23.80

76.30%

Gasoline (1 liter)

$1.17 $1.17

$0.97 $0.97

20.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$28.0K $28.0K

22.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.6K $25.6K

0.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$212 $212

3.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$86.2 $86.2

-13.88%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$84.6 $84.6

-17.00%

Gym Membership (Monthly)

$112 $112

$80.3 $80.3

39.36%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$15.06 $15.06

47.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,524 $1,524

133.37%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$24.2K $24.2K

157.31%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$53.6 $53.6

41.04%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$40.60 $40.60

26.11%

Sport Shoes (Adidas, Nike)

$123 $123

$105 $105

16.97%

Men's Leather Business Shoes

$140 $140

$131 $131

6.33%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,290 $1,290

248.84%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,099 $1,099

180.00%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$1,796 $1,796

425.89%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,617 $1,617

221.05%

Buy Apartment in City Center (m2)

$18.1K $18.1K

Buy Apartment Outside City Center (m2)

$6,693 $6,693

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$4,142 $4,142

26.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.45

6.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Keller, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Keller, TX

$1.1K 44.1% 64.3% $2K

Groceries & Markets

New York, NY

$563 11.4%

Keller, TX

$422 16.9% 25.1% $141

Eating Out

New York, NY

$440 8.9%

Keller, TX

$323 13% 26.6% $117

Monthly Utilities & Internet

New York, NY

$364 7.4%

Keller, TX

$383 15.3% 5.2% $19

Clothing & Footwear

New York, NY

$175 3.6%

Keller, TX

$149 6% 15.1% $26

Getting Around

New York, NY

$164 3.3%

Keller, TX

$9 * 0.4% 94.5% $155

Sport & Entertainment

New York, NY

$156 3.2%

Keller, TX

$110 4.4% 29.3% $46

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,290 in Keller, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $64 in Keller, TX. Monthly groceries follow the same trend: $563 vs $422 – making Keller, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Keller, TX

🕒 Local time

07:33 7:33 AM

06:33 6:33 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

42,907

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY Keller, TX 2,220 km ≈ 3 h 15 min nonstop flight

From you

New York, NY
Keller, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Keller, TX: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,941 in New York, NY, $2,495 in Keller, TX – Keller, TX comes out roughly 50% cheaper. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,743 in Keller, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Keller, TX, especially for central apartments: a one-bedroom in the center costs $1,290 there versus $4,499 in New York, NY.

A mid-range dinner for two costs $118 in New York, NY and $64 in Keller, TX. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 34% more in New York, NY, though the gap depends on what you buy.

A $3,000 monthly budget goes further in Keller, TX, where all-in costs run around $2,495, than in New York, NY at $4,941. In Keller, TX it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Keller, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Keller, TX. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.