Cost of Living Comparison Between New York, NY and Janesville, WI Cost of Living Comparison Between New York, NY and Janesville, WI

Monthly Cost of Living

A single person spends $4,415 per month in New York, NY vs $2,026 in Janesville, WI, rent included.

A couple spends around $6,980 per month in New York, NY vs $3,015 in Janesville, WI, rent included.

A family of three spends $9,544 per month in New York, NY vs $4,004 in Janesville, WI, rent included.

New York, NY costs about 118% more than Janesville, WI, driven mainly by Eating Out.

Both New York, NY and Janesville, WI sit above the global median – New York, NY by 230%, Janesville, WI by 52%.

Meal at Budget Restaurant

$29.48 $29.48

$18.13 $18.13

62.60%

Three-Course Dinner for Two, Mid-Range

$143 $143

$61.0 $61.0

134.28%

Fast Food Meal (McDonalds, etc)

$12.41 $12.41

$12.11 $12.11

2.48%

Cappuccino

$6.08 $6.08

$3.06 $3.06

98.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.33 $3.33

$2.16 $2.16

54.17%

Water (0.33 liter bottle)

$2.70 $2.70

$2.47 $2.47

9.31%

Local Beer (0.5 liter draught)

$8.17 $8.17

$2.04 $2.04

300.49%

Imported Beer (0.33 liter bottle)

$12.04 $12.04

$6.08 $6.08

98.03%

Milk (1 liter)

$1.62 $1.62

$1.05 $1.05

54.29%

White Bread (500g)

$5.08 $5.08

$2.21 $2.21

129.86%

Rice (white) (1kg)

$8.12 $8.12

$5.31 $5.31

52.92%

Eggs

$6.87 $6.87

$4.55 $4.55

50.99%

Local Cheese (1kg)

$17.61 $17.61

$14.52 $14.52

21.28%

Chicken Fillets (1kg)

$16.41 $16.41

$10.13 $10.13

61.99%

Beef Round Steak (1kg)

$19.81 $19.81

$11.18 $11.18

77.19%

Apples (1kg)

$7.66 $7.66

$5.26 $5.26

45.63%

Banana (1kg)

$2.53 $2.53

$1.75 $1.75

44.57%

Oranges (1kg)

$5.61 $5.61

$4.39 $4.39

27.79%

Tomato (1kg)

$6.40 $6.40

$4.52 $4.52

41.59%

Potato (1kg)

$3.84 $3.84

$2.44 $2.44

57.38%

Onion (1kg)

$4.10 $4.10

$2.78 $2.78

47.48%

Lettuce (1 head)

$3.08 $3.08

$2.48 $2.48

24.19%

Water (1.5 liter bottle)

$2.49 $2.49

$2.59 $2.59

-3.86%

Cigarettes 20 Pack (Marlboro, Camel)

$18.83 $18.83

$9.81 $9.81

91.95%

Wine (Bottle)

$19.67 $19.67

$15.23 $15.23

29.15%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$2.36 $2.36

26.69%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.66 $3.66

2.46%

One-way Ticket (Public Transport)

$2.94 $2.94

$2.06 $2.06

42.72%

Public Transport Monthly Pass (Regular Price)

$133 $133

$58.9 $58.9

125.63%

Taxi Start (Normal Tariff)

$5.05 $5.05

$3.26 $3.26

54.91%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.37 $1.37

60.58%

Taxi 1hour Waiting (Normal Tariff)

$42.75 $42.75

$25.07 $25.07

70.52%

Gasoline (1 liter)

$0.97 $0.97

$1.10 $1.10

-11.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$31.8K $31.8K

9.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$26.1K $26.1K

8.29%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$188 $188

-2.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.3 $60.3

$62.1 $62.1

-2.98%

Internet (50+ Mbps, Unlimited Data)

$63.5 $63.5

$66.1 $66.1

-3.95%

Gym Membership (Monthly)

$143 $143

$43.66 $43.66

226.73%

Tennis Court (1 Hour on Weekend)

$63.6 $63.6

Cinema Ticket

$19.89 $19.89

$13.16 $13.16

51.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,129 $3,129

$2,083 $2,083

50.22%

International Primary School, 1 Child (Yearly)

$58.2K $58.2K

$39.9K $39.9K

45.97%

Jeans (Levis 501 Or Similar)

$67.5 $67.5

$60.0 $60.0

12.64%

Summer Dress (H&M, Zara, etc)

$47.20 $47.20

$52.5 $52.5

-10.10%

Sport Shoes (Adidas, Nike)

$113 $113

$96.6 $96.6

16.46%

Men's Leather Business Shoes

$174 $174

$130 $130

33.92%

1-bedroom Apartment, City Center (Monthly)

$4,145 $4,145

$1,598 $1,598

159.42%

1-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$789 $789

241.15%

3-bedroom Apartment, City Center (Monthly)

$8,255 $8,255

$1,251 $1,251

560.05%

3-bedroom Apartment, Outside City Center (Monthly)

$5,298 $5,298

$1,238 $1,238

327.94%

Buy Apartment in City Center (m2)

$18.5K $18.5K

$2,677 $2,677

592.32%

Buy Apartment Outside City Center (m2)

$6,505 $6,505

$2,354 $2,354

176.41%

Average Monthly Net Salary (After Tax)

$5,520 $5,520

$3,738 $3,738

47.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.6

-2.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: July 13, 2026

Last update for Janesville, WI: July 13, 2026

Cost Breakdown

A central one-bedroom costs $4,145 in New York, NY versus $1,598 in Janesville, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 48% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $143 in New York, NY versus $61.0 in Janesville, WI. Monthly groceries follow the same trend: $553 vs $380 – making Janesville, WI the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Janesville, WI: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,415 in New York, NY, $2,026 in Janesville, WI – roughly 118% apart. New York, NY costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $6,623 per month in New York, NY and $3,040 in Janesville, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Janesville, WI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,415 in New York, NY and $2,026 in Janesville, WI. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 126% less in Janesville, WI. For daily commuters, that gap adds up to noticeable savings over a year.

$3,000 is a stretch for both – monthly costs hit $4,415 in New York, NY and $2,026 in Janesville, WI. You'll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $2,026 in Janesville, WI to $4,415 in New York, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Janesville, WI. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.