Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Jacksonville, FL

For one person, living is cheaper in Jacksonville, FL: $2,487 a month against $4,941 in New York, NY, rent and utilities included – about $29,400 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
119

Cost of Living Index in Jacksonville, FL
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Jacksonville, FL Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Jacksonville, FL

🇺🇸 United States

$2,487

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Jacksonville, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Jacksonville, FL actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,487 in Jacksonville, FL, rent included.

New York, NY $4,941
Jacksonville, FL $2,487

A couple spends around $7,225 per month in New York, NY vs $3,787 in Jacksonville, FL, rent included.

New York, NY $7,225
Jacksonville, FL $3,787

A family of three spends $9,509 per month in New York, NY vs $5,087 in Jacksonville, FL, rent included.

New York, NY $9,509
Jacksonville, FL $5,087

New York, NY costs about 99% more than Jacksonville, FL, and outside of rent the biggest gap is in groceries.

Both New York, NY and Jacksonville, FL sit above the global median – New York, NY by 263%, Jacksonville, FL by 83%.

Meal at Budget Restaurant

$28.55 $28.55

$19.69 $19.69

45.00%

Three-Course Dinner for Two, Mid-Range

$118 $118

$102 $102

16.36%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$11.37 $11.37

32.28%

Cappuccino

$6.53 $6.53

$5.58 $5.58

17.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$3.11 $3.11

27.33%

Water (0.33 liter bottle)

$3.01 $3.01

$2.18 $2.18

38.07%

Local Beer (0.5 liter draught)

$8.16 $8.16

$4.98 $4.98

63.86%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$7.19 $7.19

36.86%

Milk (1 liter)

$1.37 $1.37

$1.00 $1.00

37.00%

White Bread (500g)

$4.97 $4.97

$3.35 $3.35

48.36%

Rice (white) (1kg)

$7.81 $7.81

$3.73 $3.73

109.38%

Eggs

$5.97 $5.97

$4.40 $4.40

35.68%

Local Cheese (1kg)

$18.91 $18.91

$13.72 $13.72

37.83%

Chicken Fillets (1kg)

$18.04 $18.04

$9.57 $9.57

88.51%

Beef Round Steak (1kg)

$19.05 $19.05

$16.24 $16.24

17.30%

Apples (1kg)

$6.76 $6.76

$4.82 $4.82

40.25%

Banana (1kg)

$2.27 $2.27

$1.42 $1.42

59.86%

Oranges (1kg)

$6.83 $6.83

$3.97 $3.97

72.04%

Tomato (1kg)

$7.09 $7.09

$4.53 $4.53

56.51%

Potato (1kg)

$4.22 $4.22

$2.93 $2.93

44.03%

Onion (1kg)

$4.65 $4.65

$3.06 $3.06

51.96%

Lettuce (1 head)

$2.87 $2.87

$2.67 $2.67

7.49%

Water (1.5 liter bottle)

$2.60 $2.60

$2.50 $2.50

4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$9.34 $9.34

100.96%

Wine (Bottle)

$20.13 $20.13

$14.63 $14.63

37.59%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.05 $2.05

68.29%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.21 $3.21

25.23%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.77 $1.77

64.41%

Public Transport Monthly Pass (Regular Price)

$139 $139

$64.5 $64.5

115.35%

Taxi Start (Normal Tariff)

$3.08 $3.08

$1.51 $1.51

103.97%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.17 $1.17

81.20%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$13.75 $13.75

205.16%

Gasoline (1 liter)

$1.17 $1.17

$1.04 $1.04

12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$31.3K $31.3K

10.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.1K $26.1K

-0.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$218 $218

0.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$64.4 $64.4

15.26%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$68.2 $68.2

2.98%

Gym Membership (Monthly)

$112 $112

$35.02 $35.02

219.67%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$6.49 $6.49

1053.47%

Cinema Ticket

$22.14 $22.14

$14.76 $14.76

50.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,318 $1,318

170.00%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$12.0K $12.0K

417.57%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$64.1 $64.1

17.96%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$47.85 $47.85

7.00%

Sport Shoes (Adidas, Nike)

$123 $123

$112 $112

10.10%

Men's Leather Business Shoes

$140 $140

$151 $151

-7.68%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,651 $1,651

172.54%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,118 $1,118

175.29%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,590 $2,590

264.68%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,963 $1,963

164.43%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,356 $2,356

668.59%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,066 $2,066

224.02%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$4,010 $4,010

30.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.69

2.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Jacksonville, FL: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Jacksonville, FL

$1.1K 45% 63.7% $2K

Groceries & Markets

New York, NY

$563 11.4%

Jacksonville, FL

$386 15.5% 31.4% $177

Eating Out

New York, NY

$440 8.9%

Jacksonville, FL

$319 12.8% 27.5% $121

Monthly Utilities & Internet

New York, NY

$364 7.4%

Jacksonville, FL

$350 14.1% 3.7% $13

Clothing & Footwear

New York, NY

$175 3.6%

Jacksonville, FL

$169 6.8% 3.7% $6.5

Getting Around

New York, NY

$164 3.3%

Jacksonville, FL

$79 3.2% 51.9% $85

Sport & Entertainment

New York, NY

$156 3.2%

Jacksonville, FL

$65 2.6% 58.7% $92

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,651 in Jacksonville, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 30% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $102 in Jacksonville, FL. Monthly groceries follow the same trend: $563 vs $386 – making Jacksonville, FL the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Jacksonville, FL

🕒 Local time

11:51 11:51 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

949,611

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Jacksonville, FL 1,330 km ≈ 2 h 15 min nonstop flight

From you

New York, NY
Jacksonville, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Jacksonville, FL: Cost of Living - Frequently Asked Questions

New York, NY costs about 99% more than Jacksonville, FL, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,730 in Jacksonville, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jacksonville, FL, especially for central apartments: a one-bedroom in the center costs $1,651 there versus $4,499 in New York, NY.

A mid-range dinner for two costs $118 in New York, NY and $102 in Jacksonville, FL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $4,941 in New York, NY and $2,487 in Jacksonville, FL. That makes Jacksonville, FL about 50% cheaper.

$2,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,487 in Jacksonville, FL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Jacksonville, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Jacksonville, FL. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.