Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Jackson, TN

For one person, living is cheaper in Jackson, TN: $2,209 a month against $4,906 in New York, NY, rent and utilities included – about $32,400 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
105

Cost of Living Index in Jackson, TN
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Jackson, TN Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Jackson, TN

🇺🇸 United States

$2,209

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Jackson, TN

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Jackson, TN actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $2,209 in Jackson, TN, rent included.

New York, NY $4,906
Jackson, TN $2,209

A couple spends around $7,273 per month in New York, NY vs $3,140 in Jackson, TN, rent included.

New York, NY $7,273
Jackson, TN $3,140

A family of three spends $9,641 per month in New York, NY vs $4,071 in Jackson, TN, rent included.

New York, NY $9,641
Jackson, TN $4,071

New York, NY costs about 122% more than Jackson, TN, and outside of rent the biggest gap is in groceries.

Both New York, NY and Jackson, TN sit above the global median – New York, NY by 263%, Jackson, TN by 63%.

Meal at Budget Restaurant

$26.93 $26.93

$17.20 $17.20

56.57%

Three-Course Dinner for Two, Mid-Range

$117 $117

$49.11 $49.11

137.81%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$10.45 $10.45

39.71%

Cappuccino

$6.54 $6.54

$5.07 $5.07

28.99%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.44 $2.44

58.20%

Water (0.33 liter bottle)

$2.95 $2.95

$1.83 $1.83

61.20%

Local Beer (0.5 liter draught)

$8.08 $8.08

$3.99 $3.99

102.51%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$4.90 $4.90

101.02%

Milk (1 liter)

$1.31 $1.31

$0.83 $0.83

57.83%

White Bread (500g)

$4.97 $4.97

$3.15 $3.15

57.78%

Rice (white) (1kg)

$7.70 $7.70

$2.62 $2.62

193.89%

Eggs

$6.09 $6.09

$4.31 $4.31

41.30%

Local Cheese (1kg)

$19.55 $19.55

$9.44 $9.44

107.10%

Chicken Fillets (1kg)

$17.59 $17.59

$10.25 $10.25

71.61%

Beef Round Steak (1kg)

$20.26 $20.26

$15.01 $15.01

34.98%

Apples (1kg)

$6.99 $6.99

$3.91 $3.91

78.77%

Banana (1kg)

$2.21 $2.21

$1.36 $1.36

62.50%

Oranges (1kg)

$6.72 $6.72

$2.69 $2.69

149.81%

Tomato (1kg)

$7.12 $7.12

$3.07 $3.07

131.92%

Potato (1kg)

$4.61 $4.61

$1.74 $1.74

164.94%

Onion (1kg)

$4.78 $4.78

$2.27 $2.27

110.57%

Lettuce (1 head)

$2.87 $2.87

$1.86 $1.86

54.30%

Water (1.5 liter bottle)

$2.69 $2.69

$1.92 $1.92

40.10%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$8.26 $8.26

131.72%

Wine (Bottle)

$19.63 $19.63

$12.81 $12.81

53.24%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$1.72 $1.72

93.02%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$2.02 $2.02

107.43%

One-way Ticket (Public Transport)

$3.02 $3.02

$1.26 $1.26

139.68%

Public Transport Monthly Pass (Regular Price)

$139 $139

$34.36 $34.36

305.50%

Taxi Start (Normal Tariff)

$3.04 $3.04

$1.96 $1.96

55.10%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.25 $1.25

76.00%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$20.19 $20.19

104.71%

Gasoline (1 liter)

$1.13 $1.13

$0.90 $0.90

25.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$30.4K $30.4K

13.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$25.3K $25.3K

2.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$170 $170

37.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$65.6 $65.6

8.31%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$72.6 $72.6

-6.79%

Gym Membership (Monthly)

$115 $115

$50.6 $50.6

127.96%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

$50.8 $50.8

51.35%

Cinema Ticket

$22.41 $22.41

$11.21 $11.21

99.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$1,116 $1,116

223.07%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$14.7K $14.7K

367.52%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$50.5 $50.5

56.81%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$36.72 $36.72

39.98%

Sport Shoes (Adidas, Nike)

$121 $121

$64.4 $64.4

88.04%

Men's Leather Business Shoes

$140 $140

$98.2 $98.2

43.04%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,206 $1,206

277.81%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$1,067 $1,067

184.96%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$1,630 $1,630

497.64%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$1,602 $1,602

232.83%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$1,719 $1,719

959.90%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$1,714 $1,714

289.98%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$4,206 $4,206

21.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.53

5.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Jackson, TN: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Jackson, TN

$1.1K 48.3% 64.9% $2K

Groceries & Markets

New York, NY

$567 11.6%

Jackson, TN

$324 14.7% 42.8% $243

Eating Out

New York, NY

$425 8.7%

Jackson, TN

$277 12.5% 34.9% $149

Monthly Utilities & Internet

New York, NY

$371 7.6%

Jackson, TN

$308 13.9% 17.1% $63

Clothing & Footwear

New York, NY

$176 3.6%

Jackson, TN

$112 5.1% 36.3% $64

Getting Around

New York, NY

$165 3.4%

Jackson, TN

$48 2.2% 71.2% $118

Sport & Entertainment

New York, NY

$160 3.3%

Jackson, TN

$73 3.3% 54.4% $87

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $1,206 in Jackson, TN. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 21% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $117 in New York, NY versus $49 in Jackson, TN. Monthly groceries follow the same trend: $567 vs $324 – making Jackson, TN the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Jackson, TN

🕒 Local time

13:30 1:30 PM

12:30 12:30 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

153,701

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Jackson, TN 1,390 km ≈ 2 h 15 min nonstop flight

From you

New York, NY
Jackson, TN

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Jackson, TN: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,906 in New York, NY, $2,209 in Jackson, TN – Jackson, TN comes out roughly 55% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,358 per month in New York, NY and $3,313 in Jackson, TN. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jackson, TN, especially for central apartments: a one-bedroom in the center costs $1,206 there versus $4,555 in New York, NY.

Groceries cost about 75% more in New York, NY, though the gap depends on what you buy.

A mid-range dinner for two costs $117 in New York, NY and $49 in Jackson, TN. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $3,000 monthly budget goes further in Jackson, TN, where all-in costs run around $2,209, than in New York, NY at $4,906. In Jackson, TN it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Jackson, TN – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Jackson, TN. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.