Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Humboldt

For one person, living is cheaper in Humboldt: $2,214 a month against $4,906 in New York, NY, rent and utilities included – about $32,300 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
105

Cost of Living Index in Humboldt
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Humboldt Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Humboldt

🇨🇦 Canada

$2,214

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Humboldt

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Humboldt actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,906 in New York, NY versus $2,214 in Humboldt.

New York, NY $4,906
Humboldt $2,214

Estimated couple costs with rent: $7,273 in New York, NY versus $3,083 in Humboldt.

New York, NY $7,273
Humboldt $3,083

Monthly costs for a family of three with rent: $9,641 in New York, NY versus $3,953 in Humboldt.

New York, NY $9,641
Humboldt $3,953

Living in New York, NY is roughly 122% more expensive than in Humboldt, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: New York, NY 263% above, Humboldt 64% above.

Meal at Budget Restaurant

$26.93 $26.93

$10.62 CA$15.01

153.58%

Three-Course Dinner for Two, Mid-Range

$117 $117

$32.24 CA$45.55

262.25%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$10.67 CA$15.07

36.83%

Cappuccino

$6.54 $6.54

$3.63 CA$5.13

80.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.17 CA$3.06

77.88%

Water (0.33 liter bottle)

$2.95 $2.95

$0.88 CA$1.25

235.23%

Local Beer (0.5 liter draught)

$8.08 $8.08

$4.38 CA$6.19

84.47%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$4.32 CA$6.10

128.01%

Milk (1 liter)

$1.31 $1.31

$1.51 CA$2.14

-13.25%

White Bread (500g)

$4.97 $4.97

$1.82 CA$2.58

173.08%

Rice (white) (1kg)

$7.70 $7.70

$2.98 CA$4.21

158.39%

Eggs

$6.09 $6.09

$1.83 CA$2.58

232.79%

Local Cheese (1kg)

$19.55 $19.55

$13.77 CA$19.46

41.98%

Chicken Fillets (1kg)

$17.59 $17.59

$11.47 CA$16.21

53.36%

Beef Round Steak (1kg)

$20.26 $20.26

$16.66 CA$23.54

21.61%

Apples (1kg)

$6.99 $6.99

$4.27 CA$6.04

63.70%

Banana (1kg)

$2.21 $2.21

$1.47 CA$2.08

50.34%

Oranges (1kg)

$6.72 $6.72

$3.83 CA$5.42

75.46%

Tomato (1kg)

$7.12 $7.12

$3.61 CA$5.10

97.23%

Potato (1kg)

$4.61 $4.61

$2.20 CA$3.11

109.55%

Onion (1kg)

$4.78 $4.78

$2.42 CA$3.42

97.52%

Lettuce (1 head)

$2.87 $2.87

$2.56 CA$3.62

12.11%

Water (1.5 liter bottle)

$2.69 $2.69

$1.96 CA$2.78

37.24%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$14.98 CA$21.16

27.77%

Wine (Bottle)

$19.63 $19.63

$13.22 CA$18.68

48.49%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$3.50 CA$4.94

-5.14%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.34 CA$4.72

25.45%

One-way Ticket (Public Transport)

$3.02 $3.02

$2.34 CA$3.30

29.06%

Public Transport Monthly Pass (Regular Price)

$139 $139

$63.2 CA$89.3

120.46%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.68 CA$5.20

-17.39%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$0.74 CA$1.05

197.30%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$21.26 CA$30.04

94.40%

Gasoline (1 liter)

$1.13 $1.13

$1.06 CA$1.49

6.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$28.7K CA$40.5K

20.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$22.0K CA$31.0K

17.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$123 CA$173

89.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$51.7 CA$73.1

37.31%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$57.6 CA$81.4

17.49%

Gym Membership (Monthly)

$115 $115

$38.51 CA$54.4

199.58%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

$17.91 CA$25.31

328.87%

Cinema Ticket

$22.41 $22.41

$10.48 CA$14.81

113.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$442 CA$625

715.45%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$10.7K CA$15.2K

539.85%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$52.6 CA$74.2

50.81%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$38.75 CA$54.8

32.65%

Sport Shoes (Adidas, Nike)

$121 $121

$94.1 CA$133

28.73%

Men's Leather Business Shoes

$140 $140

$106 CA$150

32.51%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,298 CA$1,834

250.98%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$1,147 CA$1,621

165.00%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$2,009 CA$2,838

385.06%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$1,697 CA$2,397

214.18%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$4,426 CA$6,253

311.76%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$3,547 CA$5,011

88.50%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

4.58

50.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Humboldt: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Humboldt

$1.1K 51.8% 62.3% $1.9K

Groceries & Markets

New York, NY

$567 11.6%

Humboldt

$361 16.3% 36.4% $207

Eating Out

New York, NY

$425 8.7%

Humboldt

$203 9.2% 52.2% $222

Monthly Utilities & Internet

New York, NY

$371 7.6%

Humboldt

$232 10.5% 37.5% $139

Clothing & Footwear

New York, NY

$176 3.6%

Humboldt

$131 5.9% 25.7% $45

Getting Around

New York, NY

$165 3.4%

Humboldt

$80 3.6% 51.7% $86

Sport & Entertainment

New York, NY

$160 3.3%

Humboldt

$59 2.7% 62.9% $101

Cost Breakdown

A one-bedroom apartment in the center runs $4,555 in New York, NY and $1,298 in Humboldt. Housing cost is often the main lever when comparing two cities.

Dining out: $117 in New York, NY vs $32 in Humboldt for a mid-range dinner for two. Groceries echo the gap at $567 vs $361 per month, with Humboldt cheaper across the board.

Good to know

🇺🇸 New York, NY

🇨🇦 Humboldt

🕒 Local time

12:16 12:16 PM

11:16 11:16 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

5,700

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.897 EUR

1 CAD = 0.708 USD

1 CAD = 0.635 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.11 USD (1 USD = 0.897 EUR).

Canadian Dollar exchange rates as of November 7, 2026: 1 USD = 1.41 CAD (1 CAD = 0.708 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

CAD to USD in detail →

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New York, NY Humboldt 2,670 km ≈ 3 h 45 min nonstop flight

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New York, NY
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Humboldt: Cost of Living - Frequently Asked Questions

Humboldt is about 55% cheaper overall, especially in eating out, groceries, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $7,358 in New York, NY and $3,320 in Humboldt to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,555 in New York, NY versus $1,298 in Humboldt. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Humboldt runs roughly 55% less than in New York, NY. The price difference matters if you commute daily and watch your budget.

Childcare runs $3,606 in New York, NY versus $442 in Humboldt. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,214 in Humboldt versus $4,906 in New York, NY, a $2,500 budget is realistic in Humboldt but tight or insufficient in New York, NY. The gap between the two cities makes Humboldt the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Humboldt gentler on the wallet – expenses run 55% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.