Cost of Living Comparison Between New York, NY and Howell Township, NJ Cost of Living Comparison Between New York, NY and Howell Township, NJ

Monthly Cost of Living

Monthly costs for one person with rent: $4,841 in New York, NY versus $2,619 in Howell Township, NJ.

Estimated couple costs with rent: $7,287 in New York, NY versus $3,835 in Howell Township, NJ.

Monthly costs for a family of three with rent: $9,734 in New York, NY versus $5,050 in Howell Township, NJ.

Living in New York, NY is roughly 85% more expensive than in Howell Township, NJ, driven mainly by Getting Around.

Both cities are pricier than the global median: New York, NY 254% above, Howell Township, NJ 91% above.

Meal at Budget Restaurant

$25.33 $25.33

$20.16 $20.16

25.64%

Three-Course Dinner for Two, Mid-Range

$142 $142

$73.9 $73.9

92.41%

Fast Food Meal (McDonalds, etc)

$13.78 $13.78

$11.43 $11.43

20.56%

Cappuccino

$6.19 $6.19

$5.20 $5.20

19.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.69 $3.69

$2.67 $2.67

38.20%

Water (0.33 liter bottle)

$2.96 $2.96

$2.05 $2.05

44.39%

Local Beer (0.5 liter draught)

$7.76 $7.76

$6.17 $6.17

25.77%

Imported Beer (0.33 liter bottle)

$10.14 $10.14

$7.38 $7.38

37.40%

Milk (1 liter)

$1.39 $1.39

$1.40 $1.40

-0.71%

White Bread (500g)

$4.59 $4.59

$3.82 $3.82

20.16%

Rice (white) (1kg)

$6.94 $6.94

$4.36 $4.36

59.17%

Eggs

$5.79 $5.79

$4.07 $4.07

42.26%

Local Cheese (1kg)

$17.32 $17.32

$11.97 $11.97

44.70%

Chicken Fillets (1kg)

$15.04 $15.04

$12.15 $12.15

23.79%

Beef Round Steak (1kg)

$18.02 $18.02

$17.18 $17.18

4.89%

Apples (1kg)

$6.29 $6.29

$5.15 $5.15

22.14%

Banana (1kg)

$2.13 $2.13

$1.28 $1.28

66.41%

Oranges (1kg)

$5.80 $5.80

$3.86 $3.86

50.26%

Tomato (1kg)

$6.28 $6.28

$4.17 $4.17

50.60%

Potato (1kg)

$3.39 $3.39

$2.86 $2.86

18.53%

Onion (1kg)

$4.27 $4.27

$2.62 $2.62

62.98%

Lettuce (1 head)

$2.77 $2.77

$1.90 $1.90

45.79%

Water (1.5 liter bottle)

$2.56 $2.56

$2.29 $2.29

11.79%

Cigarettes 20 Pack (Marlboro, Camel)

$18.70 $18.70

$10.03 $10.03

86.44%

Wine (Bottle)

$20.30 $20.30

$14.31 $14.31

41.86%

Local Beer (0.5 liter bottle)

$3.15 $3.15

$2.03 $2.03

55.17%

Imported Beer (0.33 liter bottle)

$4.03 $4.03

$2.88 $2.88

39.93%

One-way Ticket (Public Transport)

$2.97 $2.97

$1.92 $1.92

54.69%

Public Transport Monthly Pass (Regular Price)

$138 $138

Taxi Start (Normal Tariff)

$3.09 $3.09

$2.79 $2.79

10.75%

Taxi (Normal Tariff) (1km)

$2.14 $2.14

$1.55 $1.55

38.06%

Taxi 1hour Waiting (Normal Tariff)

$41.56 $41.56

$27.27 $27.27

52.40%

Gasoline (1 liter)

$1.13 $1.13

$0.93 $0.93

21.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$36.0K $36.0K

-1.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$22.5K $22.5K

13.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 $236

$196 $196

20.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.7 $73.7

$56.4 $56.4

30.66%

Internet (50+ Mbps, Unlimited Data)

$72.4 $72.4

$128 $128

-43.62%

Gym Membership (Monthly)

$125 $125

$41.59 $41.59

201.01%

Tennis Court (1 Hour on Weekend)

$63.1 $63.1

Cinema Ticket

$23.37 $23.37

$14.05 $14.05

66.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,353 $3,353

$1,609 $1,609

108.36%

International Primary School, 1 Child (Yearly)

$61.0K $61.0K

$24.7K $24.7K

146.64%

Jeans (Levis 501 Or Similar)

$72.4 $72.4

$51.2 $51.2

41.60%

Summer Dress (H&M, Zara, etc)

$52.2 $52.2

$40.83 $40.83

27.75%

Sport Shoes (Adidas, Nike)

$116 $116

$88.7 $88.7

31.39%

Men's Leather Business Shoes

$124 $124

$114 $114

8.11%

1-bedroom Apartment, City Center (Monthly)

$4,438 $4,438

$1,589 $1,589

179.27%

1-bedroom Apartment, Outside City Center (Monthly)

$3,045 $3,045

$1,287 $1,287

136.62%

3-bedroom Apartment, City Center (Monthly)

$9,088 $9,088

$2,470 $2,470

267.94%

3-bedroom Apartment, Outside City Center (Monthly)

$5,404 $5,404

$2,161 $2,161

150.11%

Buy Apartment in City Center (m2)

$18.8K $18.8K

$2,943 $2,943

539.06%

Buy Apartment Outside City Center (m2)

$6,500 $6,500

$2,038 $2,038

218.99%

Average Monthly Net Salary (After Tax)

$5,258 $5,258

$3,032 $3,032

73.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.12

6.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: September 12, 2026

Last update for Howell Township, NJ: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,438 in New York, NY and $1,589 in Howell Township, NJ. Housing cost is often the main lever when comparing two cities.

New York, NY pays 73% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $142 in New York, NY vs $74.0 in Howell Township, NJ for a mid-range dinner for two. Groceries echo the gap at $516 vs $397 per month, with Howell Township, NJ cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Howell Township, NJ: Cost of Living - Frequently Asked Questions

Howell Township, NJ is cheaper overall, especially in Groceries & Markets, Eating Out, Sport & Entertainment, Clothing & Footwear, Getting Around. The 85% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 73% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,438 in New York, NY versus $1,589 in Howell Township, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 30% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $4,841 per month in New York, NY versus $2,619 in Howell Township, NJ – a 85% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities are expensive relative to $2,500. Howell Township, NJ is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

For families, Howell Township, NJ is more practical. Housing and childcare are both notably cheaper than in New York, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, New York, NY and Howell Township, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Howell Township, NJ gentler on the wallet – expenses run 85% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.