Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Howell Township, NJ

For one person, living is cheaper in Howell Township, NJ: $2,681 a month against $4,906 in New York, NY, rent and utilities included – about $26,700 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
128

Cost of Living Index in Howell Township, NJ
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Howell Township, NJ Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Howell Township, NJ

🇺🇸 United States

$2,681

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Howell Township, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Howell Township, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,906 in New York, NY versus $2,681 in Howell Township, NJ.

New York, NY $4,906
Howell Township, NJ $2,681

Estimated couple costs with rent: $7,273 in New York, NY versus $3,888 in Howell Township, NJ.

New York, NY $7,273
Howell Township, NJ $3,888

Monthly costs for a family of three with rent: $9,641 in New York, NY versus $5,094 in Howell Township, NJ.

New York, NY $9,641
Howell Township, NJ $5,094

Living in New York, NY is roughly 83% more expensive than in Howell Township, NJ, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 263% above, Howell Township, NJ 98% above.

Meal at Budget Restaurant

$26.93 $26.93

$20.17 $20.17

33.52%

Three-Course Dinner for Two, Mid-Range

$117 $117

$75.0 $75.0

55.66%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$11.47 $11.47

27.29%

Cappuccino

$6.54 $6.54

$5.19 $5.19

26.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.71 $2.71

42.44%

Water (0.33 liter bottle)

$2.95 $2.95

$1.95 $1.95

51.28%

Local Beer (0.5 liter draught)

$8.08 $8.08

$6.15 $6.15

31.38%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$7.33 $7.33

34.38%

Milk (1 liter)

$1.31 $1.31

$1.46 $1.46

-10.27%

White Bread (500g)

$4.97 $4.97

$3.94 $3.94

26.14%

Rice (white) (1kg)

$7.70 $7.70

$4.03 $4.03

91.07%

Eggs

$6.09 $6.09

$4.27 $4.27

42.62%

Local Cheese (1kg)

$19.55 $19.55

$12.26 $12.26

59.46%

Chicken Fillets (1kg)

$17.59 $17.59

$12.00 $12.00

46.58%

Beef Round Steak (1kg)

$20.26 $20.26

$16.94 $16.94

19.60%

Apples (1kg)

$6.99 $6.99

$5.33 $5.33

31.14%

Banana (1kg)

$2.21 $2.21

$1.28 $1.28

72.66%

Oranges (1kg)

$6.72 $6.72

$4.54 $4.54

48.02%

Tomato (1kg)

$7.12 $7.12

$4.52 $4.52

57.52%

Potato (1kg)

$4.61 $4.61

$3.13 $3.13

47.28%

Onion (1kg)

$4.78 $4.78

$2.66 $2.66

79.70%

Lettuce (1 head)

$2.87 $2.87

$1.88 $1.88

52.66%

Water (1.5 liter bottle)

$2.69 $2.69

$2.30 $2.30

16.96%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$9.94 $9.94

92.56%

Wine (Bottle)

$19.63 $19.63

$14.95 $14.95

31.30%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$1.67 $1.67

98.80%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.21 $3.21

30.53%

One-way Ticket (Public Transport)

$3.02 $3.02

$1.76 $1.76

71.59%

Public Transport Monthly Pass (Regular Price)

$139 $139

$59.4 $59.4

134.76%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.94 $3.94

-22.84%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.62 $1.62

35.80%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$26.46 $26.46

56.20%

Gasoline (1 liter)

$1.13 $1.13

$1.12 $1.12

0.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.1K $27.1K

27.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$28.8K $28.8K

-10.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$198 $198

17.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$58.6 $58.6

21.23%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$127 $127

-46.63%

Gym Membership (Monthly)

$115 $115

$40.27 $40.27

186.49%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$14.12 $14.12

58.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$1,206 $1,206

198.89%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$19.1K $19.1K

258.99%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$47.29 $47.29

67.58%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$38.60 $38.60

33.16%

Sport Shoes (Adidas, Nike)

$121 $121

$90.0 $90.0

34.59%

Men's Leather Business Shoes

$140 $140

$115 $115

22.41%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,556 $1,556

192.75%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$1,293 $1,293

135.05%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$2,600 $2,600

274.67%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$2,108 $2,108

152.90%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$2,808 $2,808

549.11%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$2,679 $2,679

149.59%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$3,001 $3,001

69.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.59

4.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Howell Township, NJ: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Howell Township, NJ

$1.3K 48.2% 57.5% $1.7K

Groceries & Markets

New York, NY

$567 11.6%

Howell Township, NJ

$404 15.1% 28.7% $163

Eating Out

New York, NY

$425 8.7%

Howell Township, NJ

$322 12% 24.2% $103

Monthly Utilities & Internet

New York, NY

$371 7.6%

Howell Township, NJ

$383 14.3% 3.3% $12

Clothing & Footwear

New York, NY

$176 3.6%

Howell Township, NJ

$131 4.9% 25.9% $46

Getting Around

New York, NY

$165 3.4%

Howell Township, NJ

$78 2.9% 52.6% $87

Sport & Entertainment

New York, NY

$160 3.3%

Howell Township, NJ

$69 2.6% 57.2% $92

Cost Breakdown

A one-bedroom apartment in the center runs $4,555 in New York, NY and $1,556 in Howell Township, NJ. Housing cost is often the main lever when comparing two cities.

New York, NY pays 70% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $117 in New York, NY vs $75 in Howell Township, NJ for a mid-range dinner for two. Groceries echo the gap at $567 vs $404 per month, with Howell Township, NJ cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Howell Township, NJ

🕒 Local time

09:43 9:43 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

53,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.893 EUR

Exchange rates and currency converter

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Between locations

New York, NY Howell Township, NJ 840 km ≈ 1 h 30 min nonstop flight

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New York, NY
Howell Township, NJ

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Howell Township, NJ: Cost of Living - Frequently Asked Questions

Howell Township, NJ is about 45% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 70% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,555 in New York, NY versus $1,556 in Howell Township, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Howell Township, NJ – a meal for two runs $75 versus $117 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $4,906 per month in New York, NY versus $2,681 in Howell Township, NJ – Howell Township, NJ is about 45% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,500. Howell Township, NJ is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Howell Township, NJ gentler on the wallet – expenses run 45% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.