Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Holland, MI

For one person, living is cheaper in Holland, MI: $2,441 a month against $4,941 in New York, NY, rent and utilities included – about $30,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
118

Cost of Living Index in Holland, MI
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Holland, MI Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Holland, MI

🇺🇸 United States

$2,441

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Holland, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Holland, MI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,941 in New York, NY versus $2,441 in Holland, MI.

New York, NY $4,941
Holland, MI $2,441

Estimated couple costs with rent: $7,225 in New York, NY versus $3,402 in Holland, MI.

New York, NY $7,225
Holland, MI $3,402

Monthly costs for a family of three with rent: $9,509 in New York, NY versus $4,362 in Holland, MI.

New York, NY $9,509
Holland, MI $4,362

Living in New York, NY is roughly 102% more expensive than in Holland, MI, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 263% above, Holland, MI 79% above.

Meal at Budget Restaurant

$28.55 $28.55

$15.65 $15.65

82.43%

Three-Course Dinner for Two, Mid-Range

$118 $118

$59.1 $59.1

100.32%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$11.76 $11.76

27.89%

Cappuccino

$6.53 $6.53

$5.17 $5.17

26.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.05 $2.05

93.17%

Water (0.33 liter bottle)

$3.01 $3.01

$2.14 $2.14

40.65%

Local Beer (0.5 liter draught)

$8.16 $8.16

$5.97 $5.97

36.68%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$8.23 $8.23

19.56%

Milk (1 liter)

$1.37 $1.37

$0.92 $0.92

48.91%

White Bread (500g)

$4.97 $4.97

$2.13 $2.13

133.33%

Rice (white) (1kg)

$7.81 $7.81

$1.95 $1.95

300.51%

Eggs

$5.97 $5.97

$3.13 $3.13

90.73%

Local Cheese (1kg)

$18.91 $18.91

$17.51 $17.51

8.00%

Chicken Fillets (1kg)

$18.04 $18.04

$6.42 $6.42

181.00%

Beef Round Steak (1kg)

$19.05 $19.05

$14.11 $14.11

35.01%

Apples (1kg)

$6.76 $6.76

$3.66 $3.66

84.70%

Banana (1kg)

$2.27 $2.27

$1.08 $1.08

110.19%

Oranges (1kg)

$6.83 $6.83

$3.00 $3.00

127.67%

Tomato (1kg)

$7.09 $7.09

$4.43 $4.43

60.05%

Potato (1kg)

$4.22 $4.22

$2.38 $2.38

77.31%

Onion (1kg)

$4.65 $4.65

$2.83 $2.83

64.31%

Lettuce (1 head)

$2.87 $2.87

$2.14 $2.14

34.11%

Water (1.5 liter bottle)

$2.60 $2.60

$2.06 $2.06

26.21%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$8.75 $8.75

114.51%

Wine (Bottle)

$20.13 $20.13

$14.83 $14.83

35.74%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.10 $2.10

64.29%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$1.30 $1.30

209.23%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.13 $1.13

157.52%

Public Transport Monthly Pass (Regular Price)

$139 $139

$33.82 $33.82

310.76%

Taxi Start (Normal Tariff)

$3.08 $3.08

$3.05 $3.05

0.98%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.53 $1.53

38.56%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$25.89 $25.89

62.07%

Gasoline (1 liter)

$1.17 $1.17

$0.86 $0.86

36.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$29.5K $29.5K

16.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$23.9K $23.9K

8.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$180 $180

21.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$37.74 $37.74

96.71%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$71.2 $71.2

-1.38%

Gym Membership (Monthly)

$112 $112

$30.27 $30.27

269.84%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$10.55 $10.55

109.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$798 $798

346.02%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$20.2K $20.2K

207.49%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$46.72 $46.72

61.84%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$32.47 $32.47

57.68%

Sport Shoes (Adidas, Nike)

$123 $123

$74.6 $74.6

65.01%

Men's Leather Business Shoes

$140 $140

$81.1 $81.1

72.27%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,320 $1,320

240.83%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,335 $1,335

130.62%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,072 $2,072

355.83%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,990 $1,990

160.77%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,419 $2,419

648.49%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,416 $2,416

177.07%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$3,837 $3,837

36.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

5.95

15.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Holland, MI: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Holland, MI

$1.3K 54.7% 56.6% $1.7K

Groceries & Markets

New York, NY

$563 11.4%

Holland, MI

$326 13.3% 42.2% $237

Eating Out

New York, NY

$440 8.9%

Holland, MI

$286 11.7% 35.1% $155

Monthly Utilities & Internet

New York, NY

$364 7.4%

Holland, MI

$289 11.9% 20.5% $75

Clothing & Footwear

New York, NY

$175 3.6%

Holland, MI

$106 4.3% 39.7% $70

Getting Around

New York, NY

$164 3.3%

Holland, MI

$49 2% 70.2% $115

Sport & Entertainment

New York, NY

$156 3.2%

Holland, MI

$51 2.1% 67.1% $105

Cost Breakdown

A one-bedroom apartment in the center runs $4,499 in New York, NY and $1,320 in Holland, MI. Housing cost is often the main lever when comparing two cities.

New York, NY pays 36% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $118 in New York, NY vs $59 in Holland, MI for a mid-range dinner for two. Groceries echo the gap at $563 vs $326 per month, with Holland, MI cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Holland, MI

🕒 Local time

10:36 10:36 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

34,378

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Holland, MI 1,020 km ≈ 1 h 45 min nonstop flight

From you

New York, NY
Holland, MI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Holland, MI: Cost of Living - Frequently Asked Questions

Holland, MI is about 51% cheaper overall, especially in groceries, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 36% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,499 in New York, NY versus $1,320 in Holland, MI. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 73% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Holland, MI – a meal for two runs $59 versus $118 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Holland, MI gentler on the wallet – expenses run 51% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.