Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Hartsville, SC

For one person, living is cheaper in Hartsville, SC: $2,586 a month against $4,938 in New York, NY, rent and utilities included – about $28,200 less a year. Rent and utilities account for most of the difference.

New York, NY
🇺🇸 United States
$4,938
/mo nomad
Hartsville, SC
🇺🇸 United States
$2,586
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Hartsville, SC

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Hartsville, SC actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,586 in Hartsville, SC.

  • New York, NY $4,938
  • Hartsville, SC $2,586

Estimated couple costs with rent: $7,273 in New York, NY versus $3,845 in Hartsville, SC.

  • New York, NY $7,273
  • Hartsville, SC $3,845

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $5,104 in Hartsville, SC.

  • New York, NY $9,608
  • Hartsville, SC $5,104

Living in New York, NY is roughly 91% more expensive than in Hartsville, SC, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: New York, NY 264% above, Hartsville, SC 91% above.

Currency
🍽 Eating Out
New York, NY
Hartsville, SC
Difference
Meal at Budget Restaurant
$24.99 $24.99
$21.60 $21.60
15.69%
Three-Course Dinner for Two, Mid-Range
$120 $120
$88.7 $88.7
35.56%
Fast Food Meal (McDonalds, etc)
$13.74 $13.74
$11.39 $11.39
20.63%
Cappuccino
$6.60 $6.60
$5.63 $5.63
17.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.82 $3.82
$2.90 $2.90
31.72%
Water (0.33 liter bottle)
$2.87 $2.87
$2.15 $2.15
33.49%
Local Beer (0.5 liter draught)
$7.95 $7.95
$6.17 $6.17
28.85%
Imported Beer (0.33 liter bottle)
$10.06 $10.06
$7.15 $7.15
40.70%
🛒 Groceries & Markets
New York, NY
Hartsville, SC
Difference
Milk (1 liter)
$1.37 $1.37
$0.94 $0.94
45.74%
White Bread (500g)
$4.75 $4.75
$3.66 $3.66
29.78%
Rice (white) (1kg)
$7.69 $7.69
$3.15 $3.15
144.13%
Eggs
$5.87 $5.87
$4.62 $4.62
27.06%
Local Cheese (1kg)
$19.25 $19.25
$15.09 $15.09
27.57%
Chicken Fillets (1kg)
$17.83 $17.83
$9.75 $9.75
82.87%
Beef Round Steak (1kg)
$19.03 $19.03
$17.75 $17.75
7.21%
Apples (1kg)
$6.69 $6.69
$6.54 $6.54
2.29%
Banana (1kg)
$2.29 $2.29
$1.30 $1.30
76.15%
Oranges (1kg)
$6.41 $6.41
$4.33 $4.33
48.04%
Tomato (1kg)
$6.75 $6.75
$5.65 $5.65
19.47%
Potato (1kg)
$3.93 $3.93
$3.05 $3.05
28.85%
Onion (1kg)
$4.52 $4.52
$3.51 $3.51
28.77%
Lettuce (1 head)
$2.79 $2.79
$2.12 $2.12
31.60%
Water (1.5 liter bottle)
$2.51 $2.51
$2.23 $2.23
12.56%
Cigarettes 20 Pack (Marlboro, Camel)
$18.10 $18.10
$8.73 $8.73
107.33%
Wine (Bottle)
$20.16 $20.16
$14.75 $14.75
36.68%
Local Beer (0.5 liter bottle)
$3.26 $3.26
$2.24 $2.24
45.54%
Imported Beer (0.33 liter bottle)
$3.75 $3.75
$2.80 $2.80
33.93%
🚌 Getting Around
New York, NY
Hartsville, SC
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$2.13 $2.13
37.09%
Public Transport Monthly Pass (Regular Price)
$143 $143
-
-
Taxi Start (Normal Tariff)
$3.06 $3.06
$3.09 $3.09
-0.97%
Taxi (Normal Tariff) (1km)
$2.16 $2.16
$1.90 $1.90
13.68%
Taxi 1hour Waiting (Normal Tariff)
$41.33 $41.33
$17.74 $17.74
132.98%
Gasoline (1 liter)
$1.12 $1.12
$1.01 $1.01
10.89%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1K $33.1K
$31.2K $31.2K
6.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$25.5K $25.5K
0.99%
🧾 Monthly Utilities & Internet
New York, NY
Hartsville, SC
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$185 $185
18.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$75.3 $75.3
$57.3 $57.3
31.58%
Internet (50+ Mbps, Unlimited Data)
$70.5 $70.5
$66.3 $66.3
6.37%
🎉 Sport & Entertainment
New York, NY
Hartsville, SC
Difference
Gym Membership (Monthly)
$116 $116
$39.12 $39.12
195.25%
Tennis Court (1 Hour on Weekend)
$67.6 $67.6
-
-
Cinema Ticket
$21.37 $21.37
$14.75 $14.75
44.88%
🧸 Childcare & Education
New York, NY
Hartsville, SC
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,432 $3,432
$1,484 $1,484
131.27%
International Primary School, 1 Child (Yearly)
$61.7K $61.7K
$24.1K $24.1K
156.03%
👕👟 Clothing & Footwear
New York, NY
Hartsville, SC
Difference
Jeans (Levis 501 Or Similar)
$74.9 $74.9
$53.6 $53.6
39.70%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$55.3 $55.3
-5.66%
Sport Shoes (Adidas, Nike)
$117 $117
$93.8 $93.8
24.46%
Men's Leather Business Shoes
$135 $135
$145 $145
-7.09%
🏠 Accommodation & Living
New York, NY
Hartsville, SC
Difference
1-bedroom Apartment, City Center (Monthly)
$4,347 $4,347
$1,591 $1,591
173.29%
1-bedroom Apartment, Outside City Center (Monthly)
$3,117 $3,117
$1,283 $1,283
142.86%
3-bedroom Apartment, City Center (Monthly)
$9,110 $9,110
$2,537 $2,537
259.11%
3-bedroom Apartment, Outside City Center (Monthly)
$5,379 $5,379
$2,132 $2,132
152.32%
Buy Apartment in City Center (m2)
$19.3K $19.3K
$2,928 $2,928
558.56%
Buy Apartment Outside City Center (m2)
$6,943 $6,943
$2,319 $2,319
199.40%
💵 Salaries & Financials
New York, NY
Hartsville, SC
Difference
Average Monthly Net Salary (After Tax)
$5,238 $5,238
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.85
6.61
3.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Hartsville, SC: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Hartsville, SC
$1.3K 58.8% $1.8K
Groceries & Markets
New York, NY
$552
Hartsville, SC
$408 26.1% $144
Eating Out
New York, NY
$407
Hartsville, SC
$340 16.5% $67
Monthly Utilities & Internet
New York, NY
$365
Hartsville, SC
$309 15.5% $56
Clothing & Footwear
New York, NY
$170
Hartsville, SC
$156 8.1% $14
Getting Around
New York, NY
$168
Hartsville, SC
$21 * 87.4% $147
Sport & Entertainment
New York, NY
$158
Hartsville, SC
$69 56.6% $90

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $1,591 in Hartsville, SC. Housing cost is often the main lever when comparing two cities.

Dining out: $120 in New York, NY vs $89.0 in Hartsville, SC for a mid-range dinner for two. Groceries echo the gap at $552 vs $408 per month, with Hartsville, SC cheaper across the board.

Good to know
🇺🇸 New York, NY
🇺🇸 Hartsville, SC
🕒 Local time
04:50 4:50 AM
04:50 4:50 AM
Same time as New York, NY
🌤 Weather
👥 Population
8,804,190
7,500
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • New York, NY Hartsville, SC 870 km ≈ 1 h 30 min nonstop flight
From you
  • New York, NY
  • Hartsville, SC

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Hartsville, SC: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or Hartsville, SC?
Hartsville, SC wins on cost – living expenses run 91% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Hartsville, SC the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in New York, NY and in Hartsville, SC?
You'd need roughly $7,407 in New York, NY and $3,879 in Hartsville, SC to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in New York, NY compared to Hartsville, SC?
Rent for a central apartment: $4,347 in New York, NY versus $1,591 in Hartsville, SC. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in New York, NY or in Hartsville, SC?
Supermarket bills run roughly 35% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in New York, NY compared to Hartsville, SC?
All in, you'll spend $4,938 per month in New York, NY versus $2,586 in Hartsville, SC – a 91% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in New York, NY or in Hartsville, SC?
Both cities are expensive relative to $2,000. Hartsville, SC is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, New York, NY or Hartsville, SC?
Both work as nomad bases, but Hartsville, SC delivers better value – similar infrastructure at $2,586 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Hartsville, SC hard to pass up.
Which city is more affordable for expats?
Expats usually find Hartsville, SC gentler on the wallet – expenses run 91% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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