Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Guayama

For one person, living is cheaper in Guayama: $1,273 a month against $4,906 in New York, NY, rent and utilities included – about $43,600 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
61

Cost of Living Index in Guayama
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Guayama Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Guayama

🇵🇷 Puerto Rico

$1,273

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Guayama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Guayama actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,906 in New York, NY versus $1,273 in Guayama.

New York, NY $4,906
Guayama $1,273

Estimated couple costs with rent: $7,273 in New York, NY versus $1,987 in Guayama.

New York, NY $7,273
Guayama $1,987

Monthly costs for a family of three with rent: $9,641 in New York, NY versus $2,701 in Guayama.

New York, NY $9,641
Guayama $2,701

Living in New York, NY is roughly 285% more expensive than in Guayama, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: New York, NY is 263% above, Guayama is 6% below.

Meal at Budget Restaurant

$26.93 $26.93

$18.91 $18.91

42.41%

Three-Course Dinner for Two, Mid-Range

$117 $117

$80.7 $80.7

44.67%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$9.15 $9.15

59.56%

Cappuccino

$6.54 $6.54

$3.58 $3.58

82.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$1.82 $1.82

112.09%

Water (0.33 liter bottle)

$2.95 $2.95

$1.46 $1.46

102.05%

Local Beer (0.5 liter draught)

$8.08 $8.08

$2.98 $2.98

171.14%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$4.89 $4.89

101.43%

Milk (1 liter)

$1.31 $1.31

$2.16 $2.16

-39.35%

White Bread (500g)

$4.97 $4.97

$2.79 $2.79

78.14%

Rice (white) (1kg)

$7.70 $7.70

$2.41 $2.41

219.50%

Eggs

$6.09 $6.09

$4.71 $4.71

29.30%

Local Cheese (1kg)

$19.55 $19.55

$11.43 $11.43

71.04%

Chicken Fillets (1kg)

$17.59 $17.59

$9.68 $9.68

81.71%

Beef Round Steak (1kg)

$20.26 $20.26

$8.66 $8.66

133.95%

Apples (1kg)

$6.99 $6.99

$2.26 $2.26

209.29%

Banana (1kg)

$2.21 $2.21

$2.66 $2.66

-16.92%

Oranges (1kg)

$6.72 $6.72

$4.73 $4.73

42.07%

Tomato (1kg)

$7.12 $7.12

$4.92 $4.92

44.72%

Potato (1kg)

$4.61 $4.61

$3.76 $3.76

22.61%

Onion (1kg)

$4.78 $4.78

$4.04 $4.04

18.32%

Lettuce (1 head)

$2.87 $2.87

$3.54 $3.54

-18.93%

Water (1.5 liter bottle)

$2.69 $2.69

$1.65 $1.65

63.03%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$12.01 $12.01

59.37%

Wine (Bottle)

$19.63 $19.63

$15.81 $15.81

24.16%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$3.09 $3.09

7.44%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.92 $3.92

6.89%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

$2.54 $2.54

19.69%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$0.95 $0.95

131.58%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$41.80 $41.80

-1.12%

Gasoline (1 liter)

$1.13 $1.13

$1.18 $1.18

-4.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

-0.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$27.8K $27.8K

-7.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$326 $326

-28.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$70.3 $70.3

1.00%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$70.9 $70.9

-4.60%

Gym Membership (Monthly)

$115 $115

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$10.71 $10.71

109.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$805 $805

347.90%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$12.7K $12.7K

442.63%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$56.3 $56.3

40.81%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$60.0 $60.0

-14.38%

Sport Shoes (Adidas, Nike)

$121 $121

$108 $108

12.25%

Men's Leather Business Shoes

$140 $140

$113 $113

24.14%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.55

5.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Guayama: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Guayama

- * 0% 100%

Groceries & Markets

New York, NY

$567 11.6%

Guayama

$366 28.7% 35.6% $202

Eating Out

New York, NY

$425 8.7%

Guayama

$260 20.4% 38.9% $166

Monthly Utilities & Internet

New York, NY

$371 7.6%

Guayama

$467 36.7% 25.9% $96

Clothing & Footwear

New York, NY

$176 3.6%

Guayama

$152 11.9% 14% $25

Getting Around

New York, NY

$165 3.4%

Guayama

$7.3 * 0.6% 95.6% $158

Sport & Entertainment

New York, NY

$160 3.3%

Guayama

$21 * 1.7% 86.6% $139

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Dining out: $117 in New York, NY vs $81 in Guayama for a mid-range dinner for two. Groceries echo the gap at $567 vs $366 per month, with Guayama cheaper across the board.

Good to know

🇺🇸 New York, NY

🇵🇷 Guayama

🕒 Local time

16:46 4:46 PM

17:46 5:46 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

18,797

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.895 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY Guayama 2,630 km ≈ 3 h 45 min nonstop flight

From you

New York, NY
Guayama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Guayama: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $4,906 in New York, NY and $1,273 in Guayama, so Guayama is about 74% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $7,358 in New York, NY and $1,909 in Guayama to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Childcare runs $3,606 in New York, NY versus $805 in Guayama. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Guayama – a meal for two runs $81 versus $117 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,273 in Guayama versus $4,906 in New York, NY, a $2,000 budget is realistic in Guayama but tight or insufficient in New York, NY. The gap between the two cities makes Guayama the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.