Cost of Living Comparison Between New York, NY and Great Falls, MT Cost of Living Comparison Between New York, NY and Great Falls, MT

Monthly Cost of Living

A single person spends $4,438 per month in New York, NY vs $2,226 in Great Falls, MT, rent included.

A couple spends around $7,016 per month in New York, NY vs $3,276 in Great Falls, MT, rent included.

A family of three spends $9,593 per month in New York, NY vs $4,326 in Great Falls, MT, rent included.

New York, NY costs about 99% more than Great Falls, MT, driven mainly by Eating Out.

Both New York, NY and Great Falls, MT sit above the global median – New York, NY by 231%, Great Falls, MT by 66%.

Meal at Budget Restaurant

$29.91 $29.91

$11.33 $11.33

163.99%

Three-Course Dinner for Two, Mid-Range

$144 $144

$37.17 $37.17

287.06%

Fast Food Meal (McDonalds, etc)

$12.32 $12.32

$14.45 $14.45

-14.74%

Cappuccino

$6.03 $6.03

$4.10 $4.10

47.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 $3.39

$2.16 $2.16

56.94%

Water (0.33 liter bottle)

$2.56 $2.56

$1.97 $1.97

29.95%

Local Beer (0.5 liter draught)

$8.20 $8.20

$6.83 $6.83

20.06%

Imported Beer (0.33 liter bottle)

$11.95 $11.95

$3.84 $3.84

211.20%

Milk (1 liter)

$1.54 $1.54

$1.10 $1.10

40.00%

White Bread (500g)

$5.15 $5.15

$3.28 $3.28

57.01%

Rice (white) (1kg)

$8.43 $8.43

$6.06 $6.06

39.11%

Eggs

$6.97 $6.97

$3.12 $3.12

123.40%

Local Cheese (1kg)

$17.28 $17.28

$14.02 $14.02

23.25%

Chicken Fillets (1kg)

$16.24 $16.24

$13.64 $13.64

19.06%

Beef Round Steak (1kg)

$19.95 $19.95

$12.81 $12.81

55.74%

Apples (1kg)

$7.45 $7.45

$4.43 $4.43

68.17%

Banana (1kg)

$2.42 $2.42

$1.47 $1.47

64.63%

Oranges (1kg)

$5.87 $5.87

$4.89 $4.89

20.04%

Tomato (1kg)

$6.31 $6.31

$3.22 $3.22

95.96%

Potato (1kg)

$3.72 $3.72

$1.77 $1.77

110.17%

Onion (1kg)

$3.99 $3.99

$1.65 $1.65

141.82%

Lettuce (1 head)

$3.19 $3.19

$2.20 $2.20

45.00%

Water (1.5 liter bottle)

$2.55 $2.55

$2.89 $2.89

-11.76%

Cigarettes 20 Pack (Marlboro, Camel)

$19.09 $19.09

$8.16 $8.16

133.95%

Wine (Bottle)

$20.24 $20.24

$17.61 $17.61

14.93%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$1.78 $1.78

67.98%

Imported Beer (0.33 liter bottle)

$3.87 $3.87

$4.15 $4.15

-6.75%

One-way Ticket (Public Transport)

$2.95 $2.95

$2.03 $2.03

45.32%

Public Transport Monthly Pass (Regular Price)

$131 $131

$30.17 $30.17

333.08%

Taxi Start (Normal Tariff)

$5.13 $5.13

$2.46 $2.46

108.54%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.63 $1.63

34.97%

Taxi 1hour Waiting (Normal Tariff)

$42.64 $42.64

$29.40 $29.40

45.03%

Gasoline (1 liter)

$0.95 $0.95

$0.86 $0.86

10.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$30.1K $30.1K

14.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.2K $28.2K

$25.1K $25.1K

12.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$159 $159

14.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.1 $60.1

$51.0 $51.0

17.84%

Internet (50+ Mbps, Unlimited Data)

$61.9 $61.9

$76.3 $76.3

-18.79%

Gym Membership (Monthly)

$140 $140

$61.8 $61.8

126.75%

Tennis Court (1 Hour on Weekend)

$64.4 $64.4

Cinema Ticket

$20.33 $20.33

$12.03 $12.03

68.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,222 $3,222

$800 $800

302.66%

International Primary School, 1 Child (Yearly)

$56.2K $56.2K

$32.5K $32.5K

73.02%

Jeans (Levis 501 Or Similar)

$65.9 $65.9

$65.4 $65.4

0.89%

Summer Dress (H&M, Zara, etc)

$47.20 $47.20

$32.55 $32.55

45.01%

Sport Shoes (Adidas, Nike)

$111 $111

$70.7 $70.7

57.18%

Men's Leather Business Shoes

$173 $173

$98.7 $98.7

75.45%

1-bedroom Apartment, City Center (Monthly)

$4,208 $4,208

$1,457 $1,457

188.73%

1-bedroom Apartment, Outside City Center (Monthly)

$2,647 $2,647

$1,059 $1,059

150.06%

3-bedroom Apartment, City Center (Monthly)

$8,415 $8,415

$1,957 $1,957

330.03%

3-bedroom Apartment, Outside City Center (Monthly)

$5,170 $5,170

$1,821 $1,821

183.93%

Buy Apartment in City Center (m2)

$20.1K $20.1K

$2,091 $2,091

861.08%

Buy Apartment Outside City Center (m2)

$8,742 $8,742

$2,094 $2,094

317.57%

Average Monthly Net Salary (After Tax)

$5,144 $5,144

$3,549 $3,549

44.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.62

-2.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: April 20, 2026

Last update for Great Falls, MT: April 21, 2026

Cost Breakdown

A central one-bedroom costs $4,208 in New York, NY versus $1,457 in Great Falls, MT. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 45% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $144 in New York, NY versus $37 in Great Falls, MT. Monthly groceries follow the same trend: $554 vs $400 – making Great Falls, MT the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Great Falls, MT: Cost of Living - Frequently Asked Questions

New York, NY costs about 99% more than Great Falls, MT, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,657 per month in New York, NY and $3,340 in Great Falls, MT. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Great Falls, MT, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 38% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $144 in New York, NY and $37.00 in Great Falls, MT. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,438 in New York, NY and $2,226 in Great Falls, MT. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Great Falls, MT costs $2,226 versus $4,438 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Great Falls, MT. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.