Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Frederiksted

For one person, living is cheaper in Frederiksted: $352 a month against $4,906 in New York, NY, rent and utilities included – about $54,600 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in New York, NY
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New York, NY Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Frederiksted

🇻🇮 U.S. Virgin Islands

$352

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Frederiksted

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Frederiksted actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $352 in Frederiksted, rent included.

New York, NY $4,906
Frederiksted $352

A couple spends around $7,273 per month in New York, NY vs $750 in Frederiksted, rent included.

New York, NY $7,273
Frederiksted $750

A family of three spends $9,641 per month in New York, NY vs $1,149 in Frederiksted, rent included.

New York, NY $9,641
Frederiksted $1,149

New York, NY costs about 1295% more than Frederiksted, and outside of rent the biggest gap is in eating out.

New York, NY sits 263% above the global median, while Frederiksted is 74% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$26.93 $26.93

$29.98 $29.98

-10.17%

Three-Course Dinner for Two, Mid-Range

$117 $117

$79.9 $79.9

46.12%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

Cappuccino

$6.54 $6.54

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

Water (0.33 liter bottle)

$2.95 $2.95

Local Beer (0.5 liter draught)

$8.08 $8.08

$7.20 $7.20

12.22%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$8.10 $8.10

21.60%

Milk (1 liter)

$1.31 $1.31

White Bread (500g)

$4.97 $4.97

Rice (white) (1kg)

$7.70 $7.70

Eggs

$6.09 $6.09

Local Cheese (1kg)

$19.55 $19.55

Chicken Fillets (1kg)

$17.59 $17.59

Beef Round Steak (1kg)

$20.26 $20.26

Apples (1kg)

$6.99 $6.99

Banana (1kg)

$2.21 $2.21

Oranges (1kg)

$6.72 $6.72

Tomato (1kg)

$7.12 $7.12

Potato (1kg)

$4.61 $4.61

Onion (1kg)

$4.78 $4.78

Lettuce (1 head)

$2.87 $2.87

Water (1.5 liter bottle)

$2.69 $2.69

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

Wine (Bottle)

$19.63 $19.63

Local Beer (0.5 liter bottle)

$3.32 $3.32

Imported Beer (0.33 liter bottle)

$4.19 $4.19

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

Taxi (Normal Tariff) (1km)

$2.20 $2.20

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

Gasoline (1 liter)

$1.13 $1.13

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

Gym Membership (Monthly)

$115 $115

$59.6 $59.6

93.57%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

Jeans (Levis 501 Or Similar)

$79.3 $79.3

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

Sport Shoes (Adidas, Nike)

$121 $121

Men's Leather Business Shoes

$140 $140

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,344 $1,344

238.91%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Frederiksted: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Frederiksted

–

Groceries & Markets

New York, NY

$567 11.6%

Frederiksted

–

Eating Out

New York, NY

$425 8.7%

Frederiksted

–

Monthly Utilities & Internet

New York, NY

$371 7.6%

Frederiksted

–

Clothing & Footwear

New York, NY

$176 3.6%

Frederiksted

–

Getting Around

New York, NY

$165 3.4%

Frederiksted

–

Sport & Entertainment

New York, NY

$160 3.3%

Frederiksted

–

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $1,344 in Frederiksted. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $117 in New York, NY versus $80 in Frederiksted. Use this as a proxy for overall food spending across the two cities.

Good to know

🇺🇸 New York, NY

🇻🇮 Frederiksted

🕒 Local time

17:00 5:00 PM

18:00 6:00 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

528

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.895 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Frederiksted 2,700 km ≈ 4 h nonstop flight

From you

New York, NY
Frederiksted

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Frederiksted: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 1295%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $7,358 per month in New York, NY and $527 in Frederiksted. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Frederiksted, especially for central apartments: a one-bedroom in the center costs $1,344 there versus $4,555 in New York, NY.

Monthly expenses with rent come to $4,906 in New York, NY and $352 in Frederiksted. That makes Frederiksted about 93% cheaper.

A mid-range dinner for two costs $117 in New York, NY and $80 in Frederiksted. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Frederiksted, where all-in costs run around $352, than in New York, NY at $4,906. In Frederiksted it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $352 in Frederiksted to $4,906 in New York, NY. Climate, culture, job market, and personal taste all factor in.