Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Fort Worth, TX

For one person, living is cheaper in Fort Worth, TX: $2,668 a month against $4,941 in New York, NY, rent and utilities included – about $27,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
128

Cost of Living Index in Fort Worth, TX
Learn more

Fort Worth, TX Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Fort Worth, TX

🇺🇸 United States

$2,668

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Fort Worth, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Fort Worth, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,941 in New York, NY versus $2,668 in Fort Worth, TX.

New York, NY $4,941
Fort Worth, TX $2,668

Estimated couple costs with rent: $7,225 in New York, NY versus $3,930 in Fort Worth, TX.

New York, NY $7,225
Fort Worth, TX $3,930

Monthly costs for a family of three with rent: $9,509 in New York, NY versus $5,191 in Fort Worth, TX.

New York, NY $9,509
Fort Worth, TX $5,191

Living in New York, NY is roughly 85% more expensive than in Fort Worth, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: New York, NY 263% above, Fort Worth, TX 96% above.

Meal at Budget Restaurant

$28.55 $28.55

$17.82 $17.82

60.21%

Three-Course Dinner for Two, Mid-Range

$118 $118

$52.2 $52.2

126.92%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$11.83 $11.83

27.13%

Cappuccino

$6.53 $6.53

$6.25 $6.25

4.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.90 $2.90

36.55%

Water (0.33 liter bottle)

$3.01 $3.01

$2.43 $2.43

23.87%

Local Beer (0.5 liter draught)

$8.16 $8.16

$5.55 $5.55

47.03%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$7.82 $7.82

25.83%

Milk (1 liter)

$1.37 $1.37

$0.87 $0.87

57.47%

White Bread (500g)

$4.97 $4.97

$3.78 $3.78

31.48%

Rice (white) (1kg)

$7.81 $7.81

$5.11 $5.11

52.84%

Eggs

$5.97 $5.97

$3.68 $3.68

62.23%

Local Cheese (1kg)

$18.91 $18.91

$10.68 $10.68

77.06%

Chicken Fillets (1kg)

$18.04 $18.04

$15.29 $15.29

17.99%

Beef Round Steak (1kg)

$19.05 $19.05

$20.57 $20.57

-7.39%

Apples (1kg)

$6.76 $6.76

$6.33 $6.33

6.79%

Banana (1kg)

$2.27 $2.27

$2.84 $2.84

-20.07%

Oranges (1kg)

$6.83 $6.83

$5.23 $5.23

30.59%

Tomato (1kg)

$7.09 $7.09

$4.60 $4.60

54.13%

Potato (1kg)

$4.22 $4.22

$2.65 $2.65

59.25%

Onion (1kg)

$4.65 $4.65

$3.45 $3.45

34.78%

Lettuce (1 head)

$2.87 $2.87

$2.27 $2.27

26.43%

Water (1.5 liter bottle)

$2.60 $2.60

$2.49 $2.49

4.42%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$10.13 $10.13

85.29%

Wine (Bottle)

$20.13 $20.13

$21.30 $21.30

-5.49%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.12 $2.12

62.74%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.37 $3.37

19.29%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.94 $1.94

50.00%

Public Transport Monthly Pass (Regular Price)

$139 $139

$76.8 $76.8

80.93%

Taxi Start (Normal Tariff)

$3.08 $3.08

$2.92 $2.92

5.48%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.69 $1.69

25.44%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$24.22 $24.22

73.25%

Gasoline (1 liter)

$1.17 $1.17

$1.00 $1.00

17.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$36.8K $36.8K

-6.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.3K $26.3K

-1.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$207 $207

6.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$92.8 $92.8

-20.03%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$85.1 $85.1

-17.47%

Gym Membership (Monthly)

$112 $112

$51.1 $51.1

119.08%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$20.17 $20.17

271.15%

Cinema Ticket

$22.14 $22.14

$14.84 $14.84

49.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,937 $1,937

83.64%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$27.6K $27.6K

125.28%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$59.8 $59.8

26.35%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$50.7 $50.7

0.99%

Sport Shoes (Adidas, Nike)

$123 $123

0.05%

Men's Leather Business Shoes

$140 $140

$135 $135

3.83%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,694 $1,694

165.62%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,165 $1,165

164.20%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,785 $2,785

239.26%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$2,023 $2,023

156.56%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$3,904 $3,904

363.84%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$1,872 $1,872

257.47%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$4,416 $4,416

18.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.62

3.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Fort Worth, TX: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Fort Worth, TX

$1.2K 43.7% 62.2% $1.9K

Groceries & Markets

New York, NY

$563 11.4%

Fort Worth, TX

$458 17.2% 18.6% $105

Eating Out

New York, NY

$440 8.9%

Fort Worth, TX

$318 11.9% 27.8% $122

Monthly Utilities & Internet

New York, NY

$364 7.4%

Fort Worth, TX

$385 14.4% 5.7% $21

Clothing & Footwear

New York, NY

$175 3.6%

Fort Worth, TX

$166 6.2% 5.5% $9.7

Getting Around

New York, NY

$164 3.3%

Fort Worth, TX

$96 3.6% 41.6% $68

Sport & Entertainment

New York, NY

$156 3.2%

Fort Worth, TX

$81 3% 48.3% $75

Cost Breakdown

A one-bedroom apartment in the center runs $4,499 in New York, NY and $1,694 in Fort Worth, TX. Housing cost is often the main lever when comparing two cities.

New York, NY pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $118 in New York, NY vs $52 in Fort Worth, TX for a mid-range dinner for two. Groceries echo the gap at $563 vs $458 per month, with Fort Worth, TX cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Fort Worth, TX

🕒 Local time

22:06 10:06 PM

21:06 9:06 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

996,756

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Fort Worth, TX 2,230 km ≈ 3 h 15 min nonstop flight

From you

New York, NY
Fort Worth, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Fort Worth, TX: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $4,941 in New York, NY and $2,668 in Fort Worth, TX, so Fort Worth, TX is about 46% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 18% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,499 in New York, NY versus $1,694 in Fort Worth, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,558 in New York, NY versus $1,937 in Fort Worth, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 23% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

At $2,668 in Fort Worth, TX versus $4,941 in New York, NY, a $3,000 budget is realistic in Fort Worth, TX but tight or insufficient in New York, NY. The gap between the two cities makes Fort Worth, TX the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Fort Worth, TX gentler on the wallet – expenses run 46% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.