Cost of Living Comparison Between New York, NY and Fort Worth, TX Cost of Living Comparison Between New York, NY and Fort Worth, TX

Monthly Cost of Living

Monthly costs for one person with rent: $4,841 in New York, NY versus $2,791 in Fort Worth, TX.

Estimated couple costs with rent: $7,287 in New York, NY versus $4,105 in Fort Worth, TX.

Monthly costs for a family of three with rent: $9,734 in New York, NY versus $5,419 in Fort Worth, TX.

Living in New York, NY is roughly 73% more expensive than in Fort Worth, TX, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: New York, NY 254% above, Fort Worth, TX 104% above.

Meal at Budget Restaurant

$25.33 $25.33

$19.70 $19.70

28.58%

Three-Course Dinner for Two, Mid-Range

$142 $142

$55.0 $55.0

158.82%

Fast Food Meal (McDonalds, etc)

$13.78 $13.78

$12.03 $12.03

14.55%

Cappuccino

$6.19 $6.19

$6.18 $6.18

0.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.69 $3.69

$2.90 $2.90

27.24%

Water (0.33 liter bottle)

$2.96 $2.96

$2.34 $2.34

26.50%

Local Beer (0.5 liter draught)

$7.76 $7.76

$5.63 $5.63

37.83%

Imported Beer (0.33 liter bottle)

$10.14 $10.14

$8.17 $8.17

24.11%

Milk (1 liter)

$1.39 $1.39

$0.88 $0.88

57.95%

White Bread (500g)

$4.59 $4.59

$3.87 $3.87

18.60%

Rice (white) (1kg)

$6.94 $6.94

$5.07 $5.07

36.88%

Eggs

$5.79 $5.79

$3.77 $3.77

53.58%

Local Cheese (1kg)

$17.32 $17.32

$10.87 $10.87

59.34%

Chicken Fillets (1kg)

$15.04 $15.04

$15.07 $15.07

-0.20%

Beef Round Steak (1kg)

$18.02 $18.02

$20.02 $20.02

-9.99%

Apples (1kg)

$6.29 $6.29

$6.42 $6.42

-2.02%

Banana (1kg)

$2.13 $2.13

$2.58 $2.58

-17.44%

Oranges (1kg)

$5.80 $5.80

$5.19 $5.19

11.75%

Tomato (1kg)

$6.28 $6.28

$4.62 $4.62

35.93%

Potato (1kg)

$3.39 $3.39

$2.63 $2.63

28.90%

Onion (1kg)

$4.27 $4.27

$3.31 $3.31

29.00%

Lettuce (1 head)

$2.77 $2.77

$2.33 $2.33

18.88%

Water (1.5 liter bottle)

$2.56 $2.56

$2.49 $2.49

2.81%

Cigarettes 20 Pack (Marlboro, Camel)

$18.70 $18.70

$9.54 $9.54

96.02%

Wine (Bottle)

$20.30 $20.30

$20.82 $20.82

-2.50%

Local Beer (0.5 liter bottle)

$3.15 $3.15

$2.10 $2.10

50.00%

Imported Beer (0.33 liter bottle)

$4.03 $4.03

$3.32 $3.32

21.39%

One-way Ticket (Public Transport)

$2.97 $2.97

$2.06 $2.06

44.17%

Public Transport Monthly Pass (Regular Price)

$138 $138

$77.0 $77.0

79.62%

Taxi Start (Normal Tariff)

$3.09 $3.09

$2.97 $2.97

4.04%

Taxi (Normal Tariff) (1km)

$2.14 $2.14

$1.78 $1.78

20.22%

Taxi 1hour Waiting (Normal Tariff)

$41.56 $41.56

$23.67 $23.67

75.58%

Gasoline (1 liter)

$1.13 $1.13

$0.89 $0.89

26.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$37.0K $37.0K

-4.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$26.1K $26.1K

-2.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 $236

$210 $210

12.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.7 $73.7

$93.3 $93.3

-20.97%

Internet (50+ Mbps, Unlimited Data)

$72.4 $72.4

$82.3 $82.3

-12.02%

Gym Membership (Monthly)

$125 $125

$56.3 $56.3

122.48%

Tennis Court (1 Hour on Weekend)

$63.1 $63.1

$20.27 $20.27

211.10%

Cinema Ticket

$23.37 $23.37

$15.91 $15.91

46.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,353 $3,353

$1,931 $1,931

73.62%

International Primary School, 1 Child (Yearly)

$61.0K $61.0K

$28.4K $28.4K

114.78%

Jeans (Levis 501 Or Similar)

$72.4 $72.4

$59.9 $59.9

20.94%

Summer Dress (H&M, Zara, etc)

$52.2 $52.2

$49.48 $49.48

5.42%

Sport Shoes (Adidas, Nike)

$116 $116

$126 $126

-7.28%

Men's Leather Business Shoes

$124 $124

$129 $129

-4.32%

1-bedroom Apartment, City Center (Monthly)

$4,438 $4,438

$1,624 $1,624

173.36%

1-bedroom Apartment, Outside City Center (Monthly)

$3,045 $3,045

$1,314 $1,314

131.76%

3-bedroom Apartment, City Center (Monthly)

$9,088 $9,088

$2,790 $2,790

225.76%

3-bedroom Apartment, Outside City Center (Monthly)

$5,404 $5,404

$2,247 $2,247

140.54%

Buy Apartment in City Center (m2)

$18.8K $18.8K

$4,160 $4,160

352.17%

Buy Apartment Outside City Center (m2)

$6,500 $6,500

$1,861 $1,861

249.21%

Average Monthly Net Salary (After Tax)

$5,258 $5,258

$4,403 $4,403

19.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.07

6.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: September 12, 2026

Last update for Fort Worth, TX: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,438 in New York, NY and $1,624 in Fort Worth, TX. Housing cost is often the main lever when comparing two cities.

New York, NY pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $142 in New York, NY vs $55.0 in Fort Worth, TX for a mid-range dinner for two. Groceries echo the gap at $516 vs $455 per month, with Fort Worth, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Fort Worth, TX: Cost of Living - Frequently Asked Questions

New York, NY and Fort Worth, TX differ by about 73% in total monthly costs ($4,841 vs $2,791 including rent). Fort Worth, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 19% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,438 in New York, NY versus $1,624 in Fort Worth, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,353 in New York, NY versus $1,931 in Fort Worth, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 13% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Fort Worth, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Fort Worth, TX gentler on the wallet – expenses run 73% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.