Cost of Living Comparison Between New York, NY and Fort Worth, TX Cost of Living Comparison Between New York, NY and Fort Worth, TX

Monthly Cost of Living

Monthly costs for one person with rent: $4,443 in New York, NY versus $2,674 in Fort Worth, TX.

Estimated couple costs with rent: $6,945 in New York, NY versus $3,983 in Fort Worth, TX.

Monthly costs for a family of three with rent: $9,447 in New York, NY versus $5,293 in Fort Worth, TX.

Living in New York, NY is roughly 66% more expensive than in Fort Worth, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 234% above, Fort Worth, TX 101% above.

Meal at Budget Restaurant

$30.45 $30.45

$17.76 $17.76

71.45%

Three-Course Dinner for Two, Mid-Range

$146 $146

$60.1 $60.1

142.99%

Fast Food Meal (McDonalds, etc)

$12.71 $12.71

$12.16 $12.16

4.52%

Cappuccino

$5.87 $5.87

$6.27 $6.27

-6.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 $3.22

$2.55 $2.55

26.27%

Water (0.33 liter bottle)

$2.71 $2.71

$2.01 $2.01

34.83%

Local Beer (0.5 liter draught)

$8.19 $8.19

$4.90 $4.90

67.14%

Imported Beer (0.33 liter bottle)

$11.89 $11.89

$5.69 $5.69

108.96%

Milk (1 liter)

$1.56 $1.56

$0.95 $0.95

64.21%

White Bread (500g)

$5.01 $5.01

$3.18 $3.18

57.55%

Rice (white) (1kg)

$8.33 $8.33

$3.90 $3.90

113.59%

Eggs

$7.02 $7.02

$3.46 $3.46

102.89%

Local Cheese (1kg)

$17.39 $17.39

$9.61 $9.61

80.96%

Chicken Fillets (1kg)

$16.72 $16.72

$15.31 $15.31

9.21%

Beef Round Steak (1kg)

$20.01 $20.01

$19.07 $19.07

4.93%

Apples (1kg)

$7.72 $7.72

$6.06 $6.06

27.39%

Banana (1kg)

$2.47 $2.47

$2.61 $2.61

-5.36%

Oranges (1kg)

$5.72 $5.72

$3.84 $3.84

48.96%

Tomato (1kg)

$6.42 $6.42

$4.11 $4.11

56.20%

Potato (1kg)

$3.75 $3.75

$2.41 $2.41

55.60%

Onion (1kg)

$3.91 $3.91

$2.77 $2.77

41.16%

Lettuce (1 head)

$3.04 $3.04

$2.25 $2.25

35.11%

Water (1.5 liter bottle)

$2.57 $2.57

$2.14 $2.14

20.09%

Cigarettes 20 Pack (Marlboro, Camel)

$18.84 $18.84

$8.84 $8.84

113.12%

Wine (Bottle)

$19.67 $19.67

$19.84 $19.84

-0.86%

Local Beer (0.5 liter bottle)

$3.00 $3.00

$1.88 $1.88

59.57%

Imported Beer (0.33 liter bottle)

$3.88 $3.88

$4.52 $4.52

-14.16%

One-way Ticket (Public Transport)

$2.88 $2.88

$3.23 $3.23

-10.84%

Public Transport Monthly Pass (Regular Price)

$133 $133

$81.3 $81.3

63.29%

Taxi Start (Normal Tariff)

$5.11 $5.11

$2.93 $2.93

74.40%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.79 $1.79

22.91%

Taxi 1hour Waiting (Normal Tariff)

$41.93 $41.93

$23.70 $23.70

76.92%

Gasoline (1 liter)

$0.98 $0.98

$0.74 $0.74

32.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$25.0K $25.0K

41.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K $27.5K

$26.4K $26.4K

4.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$234 $234

-21.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.9 $59.9

$75.1 $75.1

-20.26%

Internet (50+ Mbps, Unlimited Data)

$62.4 $62.4

$79.1 $79.1

-21.06%

Gym Membership (Monthly)

$140 $140

$35.17 $35.17

296.67%

Tennis Court (1 Hour on Weekend)

$65.0 $65.0

$27.28 $27.28

138.16%

Cinema Ticket

$20.33 $20.33

$13.48 $13.48

50.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,153 $3,153

$1,877 $1,877

67.92%

International Primary School, 1 Child (Yearly)

$56.8K $56.8K

$23.3K $23.3K

143.33%

Jeans (Levis 501 Or Similar)

$68.0 $68.0

$59.5 $59.5

14.14%

Summer Dress (H&M, Zara, etc)

$47.89 $47.89

$45.37 $45.37

5.55%

Sport Shoes (Adidas, Nike)

$115 $115

$117 $117

-1.09%

Men's Leather Business Shoes

$174 $174

$127 $127

36.79%

1-bedroom Apartment, City Center (Monthly)

$4,125 $4,125

$1,613 $1,613

155.77%

1-bedroom Apartment, Outside City Center (Monthly)

$2,685 $2,685

$1,227 $1,227

118.87%

3-bedroom Apartment, City Center (Monthly)

$8,262 $8,262

$2,742 $2,742

201.26%

3-bedroom Apartment, Outside City Center (Monthly)

$5,258 $5,258

$2,231 $2,231

135.69%

Buy Apartment in City Center (m2)

$18.7K $18.7K

$4,175 $4,175

347.28%

Buy Apartment Outside City Center (m2)

$6,464 $6,464

$1,838 $1,838

251.76%

Average Monthly Net Salary (After Tax)

$5,584 $5,584

$4,463 $4,463

25.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.59

-2.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: July 25, 2026

Last update for Fort Worth, TX: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,125 in New York, NY and $1,613 in Fort Worth, TX. Housing cost is often the main lever when comparing two cities.

New York, NY pays 25% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $146 in New York, NY vs $60.0 in Fort Worth, TX for a mid-range dinner for two. Groceries echo the gap at $555 vs $421 per month, with Fort Worth, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Fort Worth, TX: Cost of Living - Frequently Asked Questions

New York, NY and Fort Worth, TX differ by about 66% in total monthly costs ($4,443 vs $2,674 including rent). Fort Worth, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 25% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,125 in New York, NY versus $1,613 in Fort Worth, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,153 in New York, NY versus $1,877 in Fort Worth, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 32% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Fort Worth, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Fort Worth, TX gentler on the wallet – expenses run 66% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.