Cost of Living Comparison Between New York, NY and Fort Worth, TX Cost of Living Comparison Between New York, NY and Fort Worth, TX

Monthly Cost of Living

Monthly costs for one person with rent: $4,458 in New York, NY versus $2,736 in Fort Worth, TX.

Estimated couple costs with rent: $7,020 in New York, NY versus $4,054 in Fort Worth, TX.

Monthly costs for a family of three with rent: $9,582 in New York, NY versus $5,371 in Fort Worth, TX.

Living in New York, NY is roughly 63% more expensive than Fort Worth, TX, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 232% above, Fort Worth, TX 104% above.

Meal at Budget Restaurant

$29.87 $29.87

$18.34 $18.34

62.87%

Three-Course Dinner for Two, Mid-Range

$148 $148

$60.1 $60.1

145.80%

Fast Food Meal (McDonalds, etc)

$12.37 $12.37

$12.19 $12.19

1.48%

Cappuccino

$6.07 $6.07

$6.30 $6.30

-3.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.56 $2.56

25.39%

Water (0.33 liter bottle)

$2.65 $2.65

$1.96 $1.96

35.20%

Local Beer (0.5 liter draught)

$7.88 $7.88

$4.98 $4.98

58.23%

Imported Beer (0.33 liter bottle)

$12.19 $12.19

$5.65 $5.65

115.75%

Milk (1 liter)

$1.55 $1.55

$0.95 $0.95

63.16%

White Bread (500g)

$5.14 $5.14

$3.17 $3.17

62.15%

Rice (white) (1kg)

$8.16 $8.16

$3.89 $3.89

109.77%

Eggs

$6.96 $6.96

$3.34 $3.34

108.38%

Local Cheese (1kg)

$17.53 $17.53

$9.95 $9.95

76.18%

Chicken Fillets (1kg)

$16.22 $16.22

$15.13 $15.13

7.20%

Beef Round Steak (1kg)

$20.40 $20.40

$19.45 $19.45

4.88%

Apples (1kg)

$7.60 $7.60

$6.05 $6.05

25.62%

Banana (1kg)

$2.45 $2.45

$2.55 $2.55

-3.92%

Oranges (1kg)

$5.64 $5.64

$3.89 $3.89

44.99%

Tomato (1kg)

$6.47 $6.47

$4.09 $4.09

58.19%

Potato (1kg)

$3.72 $3.72

$2.35 $2.35

58.30%

Onion (1kg)

$3.99 $3.99

$2.82 $2.82

41.49%

Lettuce (1 head)

$3.15 $3.15

$2.18 $2.18

44.50%

Water (1.5 liter bottle)

$2.45 $2.45

$2.24 $2.24

9.37%

Cigarettes 20 Pack (Marlboro, Camel)

$18.92 $18.92

$9.05 $9.05

109.06%

Wine (Bottle)

$20.27 $20.27

$19.76 $19.76

2.58%

Local Beer (0.5 liter bottle)

$2.88 $2.88

$1.83 $1.83

57.38%

Imported Beer (0.33 liter bottle)

$3.88 $3.88

$4.38 $4.38

-11.42%

One-way Ticket (Public Transport)

$2.89 $2.89

$3.35 $3.35

-13.73%

Public Transport Monthly Pass (Regular Price)

$132 $132

$79.6 $79.6

66.17%

Taxi Start (Normal Tariff)

$5.10 $5.10

$2.96 $2.96

72.30%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$1.79 $1.79

22.35%

Taxi 1hour Waiting (Normal Tariff)

$42.50 $42.50

$24.07 $24.07

76.57%

Gasoline (1 liter)

$0.95 $0.95

$0.74 $0.74

28.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$24.8K $24.8K

43.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$26.6K $26.6K

6.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 $181

$229 $229

-20.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$76.6 $76.6

-21.92%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$76.9 $76.9

-17.00%

Gym Membership (Monthly)

$141 $141

$36.01 $36.01

291.28%

Tennis Court (1 Hour on Weekend)

$64.9 $64.9

$28.12 $28.12

130.65%

Cinema Ticket

$19.92 $19.92

$13.54 $13.54

47.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,208 $3,208

$1,836 $1,836

74.69%

International Primary School, 1 Child (Yearly)

$57.8K $57.8K

$23.8K $23.8K

142.87%

Jeans (Levis 501 Or Similar)

$68.3 $68.3

$60.1 $60.1

13.62%

Summer Dress (H&M, Zara, etc)

$48.77 $48.77

$44.86 $44.86

8.72%

Sport Shoes (Adidas, Nike)

$113 $113

$114 $114

-1.02%

Men's Leather Business Shoes

$172 $172

$126 $126

37.19%

1-bedroom Apartment, City Center (Monthly)

$4,213 $4,213

$1,604 $1,604

162.68%

1-bedroom Apartment, Outside City Center (Monthly)

$2,706 $2,706

$1,257 $1,257

115.27%

3-bedroom Apartment, City Center (Monthly)

$8,515 $8,515

$2,734 $2,734

211.46%

3-bedroom Apartment, Outside City Center (Monthly)

$5,231 $5,231

$2,267 $2,267

130.76%

Buy Apartment in City Center (m2)

$17.9K $17.9K

$4,159 $4,159

330.66%

Buy Apartment Outside City Center (m2)

$6,389 $6,389

$1,813 $1,813

252.30%

Average Monthly Net Salary (After Tax)

$5,445 $5,445

$4,541 $4,541

19.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.59

-2.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: June 7, 2026

Last update for Fort Worth, TX: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,213 in New York, NY and $1,604 in Fort Worth, TX. Housing cost is often the main lever when comparing two cities.

New York, NY pays 20% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $148 in New York, NY vs $60.0 in Fort Worth, TX for a mid-range dinner for two. Groceries echo the gap at $554 vs $421 per month, with Fort Worth, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Fort Worth, TX: Cost of Living - Frequently Asked Questions

New York, NY and Fort Worth, TX differ by about 63% in total monthly costs ($4,458 vs $2,736 including rent). Fort Worth, TX is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

New York, NY pays 20% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,213 in New York, NY versus $1,604 in Fort Worth, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,208 in New York, NY versus $1,836 in Fort Worth, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 31% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Fort Worth, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Fort Worth, TX gentler on the wallet – expenses run 63% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.