Cost of Living Comparison Between New York, NY and Fort Smith, AR Cost of Living Comparison Between New York, NY and Fort Smith, AR

Monthly Cost of Living

Monthly costs for one person with rent: $4,443 in New York, NY versus $1,767 in Fort Smith, AR.

Estimated couple costs with rent: $6,945 in New York, NY versus $2,692 in Fort Smith, AR.

Monthly costs for a family of three with rent: $9,447 in New York, NY versus $3,617 in Fort Smith, AR.

Living in New York, NY is roughly 151% more expensive than in Fort Smith, AR, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 234% above, Fort Smith, AR 33% above.

Meal at Budget Restaurant

$30.45 $30.45

$15.09 $15.09

101.79%

Three-Course Dinner for Two, Mid-Range

$146 $146

$49.16 $49.16

196.97%

Fast Food Meal (McDonalds, etc)

$12.71 $12.71

$8.30 $8.30

53.13%

Cappuccino

$5.87 $5.87

$4.21 $4.21

39.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.22 $3.22

$2.21 $2.21

45.70%

Water (0.33 liter bottle)

$2.71 $2.71

$1.86 $1.86

45.70%

Local Beer (0.5 liter draught)

$8.19 $8.19

$4.03 $4.03

103.23%

Imported Beer (0.33 liter bottle)

$11.89 $11.89

$6.14 $6.14

93.65%

Milk (1 liter)

$1.56 $1.56

$1.03 $1.03

51.46%

White Bread (500g)

$5.01 $5.01

$2.87 $2.87

74.56%

Rice (white) (1kg)

$8.33 $8.33

$2.11 $2.11

294.79%

Eggs

$7.02 $7.02

$2.92 $2.92

140.41%

Local Cheese (1kg)

$17.39 $17.39

$7.51 $7.51

131.56%

Chicken Fillets (1kg)

$16.72 $16.72

$9.30 $9.30

79.78%

Beef Round Steak (1kg)

$20.01 $20.01

$14.38 $14.38

39.15%

Apples (1kg)

$7.72 $7.72

$4.49 $4.49

71.94%

Banana (1kg)

$2.47 $2.47

$1.30 $1.30

90.00%

Oranges (1kg)

$5.72 $5.72

$2.43 $2.43

135.39%

Tomato (1kg)

$6.42 $6.42

$2.11 $2.11

204.27%

Potato (1kg)

$3.75 $3.75

$1.66 $1.66

125.90%

Onion (1kg)

$3.91 $3.91

$1.50 $1.50

160.67%

Lettuce (1 head)

$3.04 $3.04

$1.76 $1.76

72.73%

Water (1.5 liter bottle)

$2.57 $2.57

$1.87 $1.87

37.43%

Cigarettes 20 Pack (Marlboro, Camel)

$18.84 $18.84

$6.87 $6.87

174.24%

Wine (Bottle)

$19.67 $19.67

$15.14 $15.14

29.92%

Local Beer (0.5 liter bottle)

$3.00 $3.00

$1.71 $1.71

75.44%

Imported Beer (0.33 liter bottle)

$3.88 $3.88

$2.59 $2.59

49.81%

One-way Ticket (Public Transport)

$2.88 $2.88

$1.26 $1.26

128.57%

Public Transport Monthly Pass (Regular Price)

$133 $133

$34.73 $34.73

282.29%

Taxi Start (Normal Tariff)

$5.11 $5.11

$3.01 $3.01

69.77%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.23 $1.23

78.86%

Taxi 1hour Waiting (Normal Tariff)

$41.93 $41.93

$35.32 $35.32

18.71%

Gasoline (1 liter)

$0.98 $0.98

$0.72 $0.72

36.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$25.9K $25.9K

36.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K $27.5K

$25.9K $25.9K

6.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$231 $231

-20.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.9 $59.9

$56.6 $56.6

5.74%

Internet (50+ Mbps, Unlimited Data)

$62.4 $62.4

$72.4 $72.4

-13.77%

Gym Membership (Monthly)

$140 $140

$26.46 $26.46

427.25%

Tennis Court (1 Hour on Weekend)

$65.0 $65.0

$16.26 $16.26

299.57%

Cinema Ticket

$20.33 $20.33

$11.13 $11.13

82.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,153 $3,153

$753 $753

318.93%

International Primary School, 1 Child (Yearly)

$56.8K $56.8K

$23.4K $23.4K

142.53%

Jeans (Levis 501 Or Similar)

$68.0 $68.0

$52.2 $52.2

30.27%

Summer Dress (H&M, Zara, etc)

$47.89 $47.89

$33.26 $33.26

43.99%

Sport Shoes (Adidas, Nike)

$115 $115

$69.1 $69.1

66.85%

Men's Leather Business Shoes

$174 $174

$76.8 $76.8

126.10%

1-bedroom Apartment, City Center (Monthly)

$4,125 $4,125

$694 $694

494.27%

1-bedroom Apartment, Outside City Center (Monthly)

$2,685 $2,685

$674 $674

298.46%

3-bedroom Apartment, City Center (Monthly)

$8,262 $8,262

$1,475 $1,475

460.23%

3-bedroom Apartment, Outside City Center (Monthly)

$5,258 $5,258

$1,333 $1,333

294.39%

Buy Apartment in City Center (m2)

$18.7K $18.7K

$1,517 $1,517

1131.03%

Buy Apartment Outside City Center (m2)

$6,464 $6,464

$1,544 $1,544

318.52%

Average Monthly Net Salary (After Tax)

$5,584 $5,584

$3,084 $3,084

81.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.45

-0.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: July 25, 2026

Last update for Fort Smith, AR: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,125 in New York, NY and $694 in Fort Smith, AR. Housing cost is often the main lever when comparing two cities.

New York, NY pays 81% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $146 in New York, NY vs $49.00 in Fort Smith, AR for a mid-range dinner for two. Groceries echo the gap at $555 vs $303 per month, with Fort Smith, AR cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Fort Smith, AR: Cost of Living - Frequently Asked Questions

Fort Smith, AR wins on cost – living expenses run 151% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Fort Smith, AR the obvious pick if budget is a priority.

Average pay runs 81% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,125 in New York, NY versus $694 in Fort Smith, AR. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $4,443 per month in New York, NY versus $1,767 in Fort Smith, AR – a 151% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Fort Smith, AR runs roughly 282% less than in New York, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,767 in Fort Smith, AR versus $4,443 in New York, NY, a $2,000 budget is realistic in Fort Smith, AR but tight or insufficient in New York, NY. The gap between the two cities makes Fort Smith, AR the clear choice for anyone on this budget.

Both work as nomad bases, but Fort Smith, AR delivers better value – similar infrastructure at $1,767 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Fort Smith, AR hard to pass up.

Expats usually find Fort Smith, AR gentler on the wallet – expenses run 151% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.