Cost of Living Comparison Between New York, NY and Farmington, MO Cost of Living Comparison Between New York, NY and Farmington, MO

Monthly Cost of Living

A single person spends $4,852 per month in New York, NY vs $2,679 in Farmington, MO, rent included.

A couple spends around $7,370 per month in New York, NY vs $3,790 in Farmington, MO, rent included.

A family of three spends $9,889 per month in New York, NY vs $4,902 in Farmington, MO, rent included.

New York, NY costs about 81% more than Farmington, MO, driven mainly by Groceries & Markets.

Both New York, NY and Farmington, MO sit above the global median – New York, NY by 252%, Farmington, MO by 94%.

Meal at Budget Restaurant

$25.42 $25.42

$27.62 $27.62

-7.97%

Three-Course Dinner for Two, Mid-Range

$142 $142

$60.7 $60.7

133.28%

Fast Food Meal (McDonalds, etc)

$13.97 $13.97

$11.12 $11.12

25.63%

Cappuccino

$6.42 $6.42

$4.98 $4.98

28.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.91 $3.91

$2.21 $2.21

76.92%

Water (0.33 liter bottle)

$2.96 $2.96

$2.19 $2.19

35.16%

Local Beer (0.5 liter draught)

$7.83 $7.83

$4.58 $4.58

70.96%

Imported Beer (0.33 liter bottle)

$9.86 $9.86

$6.54 $6.54

50.76%

Milk (1 liter)

$1.33 $1.33

$1.08 $1.08

23.15%

White Bread (500g)

$4.73 $4.73

$3.38 $3.38

39.94%

Rice (white) (1kg)

$6.89 $6.89

$2.13 $2.13

223.47%

Eggs

$5.63 $5.63

$3.62 $3.62

55.52%

Local Cheese (1kg)

$17.39 $17.39

$11.10 $11.10

56.67%

Chicken Fillets (1kg)

$15.02 $15.02

$8.78 $8.78

71.07%

Beef Round Steak (1kg)

$17.97 $17.97

$15.41 $15.41

16.61%

Apples (1kg)

$6.02 $6.02

$4.47 $4.47

34.68%

Banana (1kg)

$2.15 $2.15

$1.12 $1.12

91.96%

Oranges (1kg)

$5.89 $5.89

$3.07 $3.07

91.86%

Tomato (1kg)

$6.21 $6.21

$4.47 $4.47

38.93%

Potato (1kg)

$3.40 $3.40

$1.68 $1.68

102.38%

Onion (1kg)

$4.26 $4.26

$2.37 $2.37

79.75%

Lettuce (1 head)

$2.67 $2.67

$1.81 $1.81

47.51%

Water (1.5 liter bottle)

$2.43 $2.43

$1.99 $1.99

22.11%

Cigarettes 20 Pack (Marlboro, Camel)

$18.70 $18.70

$8.92 $8.92

109.64%

Wine (Bottle)

$19.72 $19.72

$13.56 $13.56

45.43%

Local Beer (0.5 liter bottle)

$3.24 $3.24

$1.79 $1.79

81.01%

Imported Beer (0.33 liter bottle)

$3.91 $3.91

$4.37 $4.37

-10.53%

One-way Ticket (Public Transport)

$2.95 $2.95

$2.01 $2.01

46.77%

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.03 $3.03

$3.09 $3.09

-1.94%

Taxi (Normal Tariff) (1km)

$2.22 $2.22

$1.41 $1.41

57.45%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$35.73 $35.73

15.67%

Gasoline (1 liter)

$1.08 $1.08

$0.95 $0.95

13.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$34.7K $34.7K

1.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.0K $25.0K

$26.1K $26.1K

-4.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 $236

$274 $274

-13.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.5 $73.5

$57.8 $57.8

27.12%

Internet (50+ Mbps, Unlimited Data)

$76.1 $76.1

$71.5 $71.5

6.45%

Gym Membership (Monthly)

$128 $128

$38.33 $38.33

234.54%

Tennis Court (1 Hour on Weekend)

$63.5 $63.5

Cinema Ticket

$23.19 $23.19

$12.03 $12.03

92.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,340 $3,340

$771 $771

333.48%

International Primary School, 1 Child (Yearly)

$59.9K $59.9K

$22.1K $22.1K

170.95%

Jeans (Levis 501 Or Similar)

$72.8 $72.8

$73.7 $73.7

-1.29%

Summer Dress (H&M, Zara, etc)

$54.1 $54.1

$36.20 $36.20

49.50%

Sport Shoes (Adidas, Nike)

$119 $119

$77.4 $77.4

53.59%

Men's Leather Business Shoes

$126 $126

$123 $123

1.71%

1-bedroom Apartment, City Center (Monthly)

$4,467 $4,467

$1,422 $1,422

214.14%

1-bedroom Apartment, Outside City Center (Monthly)

$2,988 $2,988

$1,315 $1,315

127.19%

3-bedroom Apartment, City Center (Monthly)

$9,222 $9,222

$2,295 $2,295

301.93%

3-bedroom Apartment, Outside City Center (Monthly)

$5,537 $5,537

$1,851 $1,851

199.18%

Buy Apartment in City Center (m2)

$18.9K $18.9K

$2,570 $2,570

634.80%

Buy Apartment Outside City Center (m2)

$6,621 $6,621

$2,383 $2,383

177.88%

Average Monthly Net Salary (After Tax)

$5,327 $5,327

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.12

6.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: September 7, 2026

Last update for Farmington, MO: September 5, 2026

Cost Breakdown

A central one-bedroom costs $4,467 in New York, NY versus $1,422 in Farmington, MO. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $142 in New York, NY versus $61.0 in Farmington, MO. Monthly groceries follow the same trend: $512 vs $340 – making Farmington, MO the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Farmington, MO: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,852 in New York, NY, $2,679 in Farmington, MO – roughly 81% apart. New York, NY costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $7,278 per month in New York, NY and $4,018 in Farmington, MO. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Farmington, MO, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,852 in New York, NY and $2,679 in Farmington, MO. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $3,340 per month in New York, NY and $771 in Farmington, MO. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Farmington, MO, where all-in costs run around $2,679, than in New York, NY at $4,852. In Farmington, MO it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $2,679 in Farmington, MO to $4,852 in New York, NY. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Farmington, MO. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.