Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Fairborn, OH

For one person, living is cheaper in Fairborn, OH: $2,459 a month against $4,938 in New York, NY, rent and utilities included – about $29,700 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
120

Cost of Living Index in Fairborn, OH
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Fairborn, OH Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Fairborn, OH

🇺🇸 United States

$2,459

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Fairborn, OH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Fairborn, OH actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,459 in Fairborn, OH.

New York, NY $4,938
Fairborn, OH $2,459

Estimated couple costs with rent: $7,273 in New York, NY versus $3,599 in Fairborn, OH.

New York, NY $7,273
Fairborn, OH $3,599

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $4,739 in Fairborn, OH.

New York, NY $9,608
Fairborn, OH $4,739

Living in New York, NY is roughly 101% more expensive than in Fairborn, OH, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Fairborn, OH 82% above.

Meal at Budget Restaurant

$24.99 $24.99

$14.31 $14.31

74.63%

Three-Course Dinner for Two, Mid-Range

$120 $120

$70.0 $70.0

71.91%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$10.19 $10.19

34.84%

Cappuccino

$6.60 $6.60

$4.05 $4.05

62.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.43 $2.43

57.20%

Water (0.33 liter bottle)

$2.87 $2.87

$1.93 $1.93

48.70%

Local Beer (0.5 liter draught)

$7.95 $7.95

$6.38 $6.38

24.61%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$7.85 $7.85

28.15%

Milk (1 liter)

$1.37 $1.37

$0.75 $0.75

82.67%

White Bread (500g)

$4.75 $4.75

$2.71 $2.71

75.28%

Rice (white) (1kg)

$7.69 $7.69

$3.90 $3.90

97.18%

Eggs

$5.87 $5.87

$3.72 $3.72

57.80%

Local Cheese (1kg)

$19.25 $19.25

$12.36 $12.36

55.74%

Chicken Fillets (1kg)

$17.83 $17.83

$12.67 $12.67

40.73%

Beef Round Steak (1kg)

$19.03 $19.03

$16.69 $16.69

14.02%

Apples (1kg)

$6.69 $6.69

$5.42 $5.42

23.43%

Banana (1kg)

$2.29 $2.29

$1.47 $1.47

55.78%

Oranges (1kg)

$6.41 $6.41

$4.74 $4.74

35.23%

Tomato (1kg)

$6.75 $6.75

$4.34 $4.34

55.53%

Potato (1kg)

$3.93 $3.93

$2.40 $2.40

63.75%

Onion (1kg)

$4.52 $4.52

$2.81 $2.81

60.85%

Lettuce (1 head)

$2.79 $2.79

$2.31 $2.31

20.78%

Water (1.5 liter bottle)

$2.51 $2.51

$2.42 $2.42

3.72%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$9.90 $9.90

82.83%

Wine (Bottle)

$20.16 $20.16

$15.30 $15.30

31.76%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.72 $1.72

89.53%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.48 $3.48

7.76%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.97 $1.97

48.22%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.04 $2.04

50.00%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.75 $1.75

23.43%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$33.89 $33.89

21.95%

Gasoline (1 liter)

$1.12 $1.12

$1.03 $1.03

8.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$27.4K $27.4K

21.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.3K $26.3K

-2.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$201 $201

9.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$50.4 $50.4

49.35%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$58.3 $58.3

21.05%

Gym Membership (Monthly)

$116 $116

$46.14 $46.14

150.33%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$14.20 $14.20

50.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$540 $540

535.18%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$6,520 $6,520

845.79%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$39.14 $39.14

91.31%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$45.19 $45.19

15.38%

Sport Shoes (Adidas, Nike)

$117 $117

$69.3 $69.3

68.46%

Men's Leather Business Shoes

$135 $135

$122 $122

10.65%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$1,582 $1,582

174.78%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,284 $1,284

142.67%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,469 $2,469

269.04%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,157 $2,157

149.39%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$3,113 $3,113

519.39%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$2,600 $2,600

167.09%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.57

4.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Fairborn, OH: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Fairborn, OH

$1.3K 52.2% 58.8% $1.8K

Groceries & Markets

New York, NY

$552 11.2%

Fairborn, OH

$389 15.8% 29.5% $163

Eating Out

New York, NY

$407 8.2%

Fairborn, OH

$259 10.5% 36.4% $148

Monthly Utilities & Internet

New York, NY

$365 7.4%

Fairborn, OH

$310 12.6% 15.2% $55

Clothing & Footwear

New York, NY

$170 3.5%

Fairborn, OH

$124 5% 27.2% $46

Getting Around

New York, NY

$168 3.4%

Fairborn, OH

$19 * 0.8% 88.9% $150

Sport & Entertainment

New York, NY

$158 3.2%

Fairborn, OH

$75 3% 52.9% $84

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $1,582 in Fairborn, OH. Housing cost is often the main lever when comparing two cities.

Dining out: $120 in New York, NY vs $70.0 in Fairborn, OH for a mid-range dinner for two. Groceries echo the gap at $552 vs $389 per month, with Fairborn, OH cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Fairborn, OH

🕒 Local time

04:47 4:47 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

32,770

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Between locations

New York, NY Fairborn, OH 840 km ≈ 1 h 30 min nonstop flight

From you

New York, NY
Fairborn, OH

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Fairborn, OH: Cost of Living - Frequently Asked Questions

New York, NY and Fairborn, OH differ by about 101% in total monthly costs ($4,938 vs $2,459 including rent). Fairborn, OH is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $7,407 in New York, NY and $3,689 in Fairborn, OH to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $4,347 in New York, NY versus $1,582 in Fairborn, OH. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,432 in New York, NY versus $540 in Fairborn, OH. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Fairborn, OH – a meal for two runs $70.0 versus $120 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $3,000. Fairborn, OH is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Fairborn, OH gentler on the wallet – expenses run 101% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.