Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Duluth, GA

For one person, living is cheaper in Duluth, GA: $2,637 a month against $4,938 in New York, NY, rent and utilities included – about $27,600 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
128

Cost of Living Index in Duluth, GA
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Duluth, GA Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Duluth, GA

🇺🇸 United States

$2,637

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Duluth, GA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Duluth, GA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,637 in Duluth, GA.

New York, NY $4,938
Duluth, GA $2,637

Estimated couple costs with rent: $7,273 in New York, NY versus $3,709 in Duluth, GA.

New York, NY $7,273
Duluth, GA $3,709

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $4,781 in Duluth, GA.

New York, NY $9,608
Duluth, GA $4,781

Living in New York, NY is roughly 87% more expensive than in Duluth, GA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Duluth, GA 95% above.

Meal at Budget Restaurant

$24.99 $24.99

$18.43 $18.43

35.59%

Three-Course Dinner for Two, Mid-Range

$120 $120

$88.1 $88.1

36.52%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$10.18 $10.18

34.97%

Cappuccino

$6.60 $6.60

$4.72 $4.72

39.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.97 $2.97

28.62%

Water (0.33 liter bottle)

$2.87 $2.87

$2.08 $2.08

37.98%

Local Beer (0.5 liter draught)

$7.95 $7.95

$5.62 $5.62

41.46%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$7.34 $7.34

37.06%

Milk (1 liter)

$1.37 $1.37

$0.91 $0.91

50.55%

White Bread (500g)

$4.75 $4.75

$3.97 $3.97

19.65%

Rice (white) (1kg)

$7.69 $7.69

$4.55 $4.55

69.01%

Eggs

$5.87 $5.87

$3.98 $3.98

47.49%

Local Cheese (1kg)

$19.25 $19.25

$14.47 $14.47

33.03%

Chicken Fillets (1kg)

$17.83 $17.83

$9.11 $9.11

95.72%

Beef Round Steak (1kg)

$19.03 $19.03

$19.36 $19.36

-1.70%

Apples (1kg)

$6.69 $6.69

$4.48 $4.48

49.33%

Banana (1kg)

$2.29 $2.29

$1.55 $1.55

47.74%

Oranges (1kg)

$6.41 $6.41

$4.08 $4.08

57.11%

Tomato (1kg)

$6.75 $6.75

$4.53 $4.53

49.01%

Potato (1kg)

$3.93 $3.93

$3.85 $3.85

2.08%

Onion (1kg)

$4.52 $4.52

$3.81 $3.81

18.64%

Lettuce (1 head)

$2.79 $2.79

$2.28 $2.28

22.37%

Water (1.5 liter bottle)

$2.51 $2.51

$2.01 $2.01

24.88%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$8.36 $8.36

116.51%

Wine (Bottle)

$20.16 $20.16

$14.84 $14.84

35.85%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$1.62 $1.62

101.23%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.55 $2.55

47.06%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.70 $2.70

8.15%

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.94 $2.94

4.08%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.50 $1.50

44.00%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$17.79 $17.79

132.32%

Gasoline (1 liter)

$1.12 $1.12

$0.93 $0.93

20.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$26.8K $26.8K

23.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.0K $26.0K

-1.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$144 $144

52.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$53.2 $53.2

41.57%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$69.5 $69.5

1.41%

Gym Membership (Monthly)

$116 $116

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$10.02 $10.02

574.85%

Cinema Ticket

$21.37 $21.37

$16.83 $16.83

26.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,223 $1,223

180.60%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$10.1K $10.1K

513.23%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$51.6 $51.6

45.09%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$35.18 $35.18

48.21%

Sport Shoes (Adidas, Nike)

$117 $117

$88.8 $88.8

31.45%

Men's Leather Business Shoes

$135 $135

-0.17%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,482 $1,482

110.27%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$2,283 $2,283

299.06%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$2,073 $2,073

159.51%

Buy Apartment in City Center (m2)

$19.3K $19.3K

Buy Apartment Outside City Center (m2)

$6,943 $6,943

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$4,152 $4,152

26.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.72

1.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Duluth, GA: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Duluth, GA

$1.5K 56.2% 52.4% $1.6K

Groceries & Markets

New York, NY

$552 11.2%

Duluth, GA

$396 15% 28.3% $156

Eating Out

New York, NY

$407 8.2%

Duluth, GA

$298 11.3% 26.9% $109

Monthly Utilities & Internet

New York, NY

$365 7.4%

Duluth, GA

$266 10.1% 27% $99

Clothing & Footwear

New York, NY

$170 3.5%

Duluth, GA

$140 5.3% 17.9% $31

Getting Around

New York, NY

$168 3.4%

Duluth, GA

$21 * 0.8% 87.4% $147

Sport & Entertainment

New York, NY

$158 3.2%

Duluth, GA

$34 * 1.3% 78.7% $125

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

New York, NY pays 26% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in New York, NY vs $88.0 in Duluth, GA for a mid-range dinner for two. Groceries echo the gap at $552 vs $396 per month, with Duluth, GA cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Duluth, GA

🕒 Local time

01:07 1:07 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

86,265

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

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Highest

Between locations

New York, NY Duluth, GA 1,150 km ≈ 2 h nonstop flight

From you

New York, NY
Duluth, GA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Duluth, GA: Cost of Living - Frequently Asked Questions

New York, NY and Duluth, GA differ by about 87% in total monthly costs ($4,938 vs $2,637 including rent). Duluth, GA is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 26% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Childcare runs $3,432 in New York, NY versus $1,223 in Duluth, GA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Duluth, GA – a meal for two runs $88.0 versus $120 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,637 in Duluth, GA versus $4,938 in New York, NY, a $3,000 budget is realistic in Duluth, GA but tight or insufficient in New York, NY. The gap between the two cities makes Duluth, GA the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Duluth, GA gentler on the wallet – expenses run 87% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.