Cost of Living Comparison Between New York, NY and Duluth, GA Cost of Living Comparison Between New York, NY and Duluth, GA

Monthly Cost of Living

Monthly costs for one person with rent: $4,415 in New York, NY versus $2,822 in Duluth, GA.

Estimated couple costs with rent: $6,980 in New York, NY versus $3,993 in Duluth, GA.

Monthly costs for a family of three with rent: $9,544 in New York, NY versus $5,164 in Duluth, GA.

Living in New York, NY is roughly 56% more expensive than in Duluth, GA, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: New York, NY 230% above, Duluth, GA 111% above.

Meal at Budget Restaurant

$29.48 $29.48

$18.12 $18.12

62.69%

Three-Course Dinner for Two, Mid-Range

$143 $143

$84.6 $84.6

68.98%

Fast Food Meal (McDonalds, etc)

$12.41 $12.41

$8.80 $8.80

41.02%

Cappuccino

$6.08 $6.08

$5.07 $5.07

19.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.33 $3.33

$2.61 $2.61

27.59%

Water (0.33 liter bottle)

$2.70 $2.70

$2.10 $2.10

28.57%

Local Beer (0.5 liter draught)

$8.17 $8.17

$6.39 $6.39

27.86%

Imported Beer (0.33 liter bottle)

$12.04 $12.04

$6.65 $6.65

81.05%

Milk (1 liter)

$1.62 $1.62

$1.02 $1.02

58.82%

White Bread (500g)

$5.08 $5.08

$3.78 $3.78

34.39%

Rice (white) (1kg)

$8.12 $8.12

$4.02 $4.02

101.99%

Eggs

$6.87 $6.87

$3.88 $3.88

77.06%

Local Cheese (1kg)

$17.61 $17.61

$12.30 $12.30

43.17%

Chicken Fillets (1kg)

$16.41 $16.41

$8.95 $8.95

83.35%

Beef Round Steak (1kg)

$19.81 $19.81

$16.02 $16.02

23.66%

Apples (1kg)

$7.66 $7.66

$4.82 $4.82

58.92%

Banana (1kg)

$2.53 $2.53

$1.55 $1.55

63.23%

Oranges (1kg)

$5.61 $5.61

$4.10 $4.10

36.83%

Tomato (1kg)

$6.40 $6.40

$4.31 $4.31

48.49%

Potato (1kg)

$3.84 $3.84

$3.40 $3.40

12.94%

Onion (1kg)

$4.10 $4.10

$3.37 $3.37

21.66%

Lettuce (1 head)

$3.08 $3.08

$2.38 $2.38

29.41%

Water (1.5 liter bottle)

$2.49 $2.49

$2.15 $2.15

15.81%

Cigarettes 20 Pack (Marlboro, Camel)

$18.83 $18.83

$12.53 $12.53

50.28%

Wine (Bottle)

$19.67 $19.67

$14.78 $14.78

33.09%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$1.69 $1.69

76.92%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.96 $2.96

26.69%

One-way Ticket (Public Transport)

$2.94 $2.94

$2.44 $2.44

20.49%

Public Transport Monthly Pass (Regular Price)

$133 $133

$35.43 $35.43

274.96%

Taxi Start (Normal Tariff)

$5.05 $5.05

$2.45 $2.45

106.12%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.52 $1.52

44.74%

Taxi 1hour Waiting (Normal Tariff)

$42.75 $42.75

$29.68 $29.68

44.04%

Gasoline (1 liter)

$0.97 $0.97

$0.84 $0.84

15.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$29.7K $29.7K

17.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$27.2K $27.2K

4.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$237 $237

-23.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.3 $60.3

$54.1 $54.1

11.52%

Internet (50+ Mbps, Unlimited Data)

$63.5 $63.5

$67.0 $67.0

-5.21%

Gym Membership (Monthly)

$143 $143

$42.60 $42.60

234.86%

Tennis Court (1 Hour on Weekend)

$63.6 $63.6

$10.06 $10.06

532.50%

Cinema Ticket

$19.89 $19.89

$15.86 $15.86

25.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,129 $3,129

$1,177 $1,177

165.93%

International Primary School, 1 Child (Yearly)

$58.2K $58.2K

$21.1K $21.1K

176.08%

Jeans (Levis 501 Or Similar)

$67.5 $67.5

$55.1 $55.1

22.49%

Summer Dress (H&M, Zara, etc)

$47.20 $47.20

$40.11 $40.11

17.68%

Sport Shoes (Adidas, Nike)

$113 $113

$102 $102

10.06%

Men's Leather Business Shoes

$174 $174

$123 $123

41.57%

1-bedroom Apartment, City Center (Monthly)

$4,145 $4,145

$1,819 $1,819

127.85%

1-bedroom Apartment, Outside City Center (Monthly)

$2,693 $2,693

$1,511 $1,511

78.24%

3-bedroom Apartment, City Center (Monthly)

$8,255 $8,255

$2,446 $2,446

237.45%

3-bedroom Apartment, Outside City Center (Monthly)

$5,298 $5,298

$2,233 $2,233

137.23%

Buy Apartment in City Center (m2)

$18.5K $18.5K

Buy Apartment Outside City Center (m2)

$6,505 $6,505

Average Monthly Net Salary (After Tax)

$5,520 $5,520

$4,153 $4,153

32.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.56

-1.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: July 13, 2026

Last update for Duluth, GA: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $4,145 in New York, NY and $1,819 in Duluth, GA. Housing cost is often the main lever when comparing two cities.

New York, NY pays 33% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $143 in New York, NY vs $85.0 in Duluth, GA for a mid-range dinner for two. Groceries echo the gap at $553 vs $377 per month, with Duluth, GA cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Duluth, GA: Cost of Living - Frequently Asked Questions

New York, NY and Duluth, GA differ by about 56% in total monthly costs ($4,415 vs $2,822 including rent). Duluth, GA is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 33% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,145 in New York, NY versus $1,819 in Duluth, GA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,129 in New York, NY versus $1,177 in Duluth, GA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 47% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $3,000. Duluth, GA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Duluth, GA gentler on the wallet – expenses run 56% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.