Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Dublin, CA

For one person, living is cheaper in Dublin, CA: $3,813 a month against $4,938 in New York, NY, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
186

Cost of Living Index in Dublin, CA
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Dublin, CA Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Dublin, CA

🇺🇸 United States

$3,813

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Dublin, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Dublin, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $3,813 in Dublin, CA.

New York, NY $4,938
Dublin, CA $3,813

Estimated couple costs with rent: $7,273 in New York, NY versus $5,432 in Dublin, CA.

New York, NY $7,273
Dublin, CA $5,432

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $7,050 in Dublin, CA.

New York, NY $9,608
Dublin, CA $7,050

Living in New York, NY is roughly 29% more expensive than in Dublin, CA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Dublin, CA 181% above.

Meal at Budget Restaurant

$24.99 $24.99

$20.80 $20.80

20.14%

Three-Course Dinner for Two, Mid-Range

$120 $120

$65.0 $65.0

85.14%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$11.14 $11.14

23.34%

Cappuccino

$6.60 $6.60

$5.28 $5.28

25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.67 $2.67

43.07%

Water (0.33 liter bottle)

$2.87 $2.87

$2.39 $2.39

20.08%

Local Beer (0.5 liter draught)

$7.95 $7.95

$7.09 $7.09

12.13%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$6.90 $6.90

45.80%

Milk (1 liter)

$1.37 $1.37

$1.65 $1.65

-16.97%

White Bread (500g)

$4.75 $4.75

$4.43 $4.43

7.22%

Rice (white) (1kg)

$7.69 $7.69

$4.07 $4.07

88.94%

Eggs

$5.87 $5.87

$5.86 $5.86

0.17%

Local Cheese (1kg)

$19.25 $19.25

$6.65 $6.65

189.47%

Chicken Fillets (1kg)

$17.83 $17.83

$14.16 $14.16

25.92%

Beef Round Steak (1kg)

$19.03 $19.03

$22.22 $22.22

-14.36%

Apples (1kg)

$6.69 $6.69

$5.25 $5.25

27.43%

Banana (1kg)

$2.29 $2.29

$2.02 $2.02

13.37%

Oranges (1kg)

$6.41 $6.41

$5.52 $5.52

16.12%

Tomato (1kg)

$6.75 $6.75

$4.48 $4.48

50.67%

Potato (1kg)

$3.93 $3.93

$3.60 $3.60

9.17%

Onion (1kg)

$4.52 $4.52

$2.15 $2.15

110.23%

Lettuce (1 head)

$2.79 $2.79

$2.04 $2.04

36.76%

Water (1.5 liter bottle)

$2.51 $2.51

$2.55 $2.55

-1.57%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$11.57 $11.57

56.44%

Wine (Bottle)

$20.16 $20.16

$15.73 $15.73

28.16%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.46 $2.46

32.52%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.31 $3.31

13.29%

One-way Ticket (Public Transport)

$2.92 $2.92

$3.09 $3.09

-5.50%

Public Transport Monthly Pass (Regular Price)

$143 $143

$89.7 $89.7

59.01%

Taxi Start (Normal Tariff)

$3.06 $3.06

$3.56 $3.56

-14.04%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$3.03 $3.03

-28.71%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$30.19 $30.19

36.90%

Gasoline (1 liter)

$1.12 $1.12

$1.41 $1.41

-20.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$36.6K $36.6K

-9.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.1K $26.1K

-1.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$124 $124

77.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$48.57 $48.57

55.10%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$81.6 $81.6

-13.57%

Gym Membership (Monthly)

$116 $116

$34.51 $34.51

234.69%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

$34.94 $34.94

93.53%

Cinema Ticket

$21.37 $21.37

$15.11 $15.11

41.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,797 $1,797

90.93%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$39.0K $39.0K

58.09%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$59.1 $59.1

26.76%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$52.0 $52.0

0.19%

Sport Shoes (Adidas, Nike)

$117 $117

$79.2 $79.2

47.26%

Men's Leather Business Shoes

$135 $135

$119 $119

12.79%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$2,822 $2,822

54.05%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$2,457 $2,457

26.86%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$4,530 $4,530

101.10%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$4,002 $4,002

34.41%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$12.9K $12.9K

49.66%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$10.8K $10.8K

-35.64%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$6,418 $6,418

-18.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.67

2.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Dublin, CA: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Dublin, CA

$2.5K 64.4% 21.2% $660

Groceries & Markets

New York, NY

$552 11.2%

Dublin, CA

$445 11.7% 19.4% $107

Eating Out

New York, NY

$407 8.2%

Dublin, CA

$333 8.7% 18.3% $74

Monthly Utilities & Internet

New York, NY

$365 7.4%

Dublin, CA

$254 6.7% 30.4% $111

Clothing & Footwear

New York, NY

$170 3.5%

Dublin, CA

$139 3.7% 18.1% $31

Getting Around

New York, NY

$168 3.4%

Dublin, CA

$121 3.2% 28.2% $47

Sport & Entertainment

New York, NY

$158 3.2%

Dublin, CA

$65 1.7% 59.1% $93

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $2,822 in Dublin, CA. Housing cost is often the main lever when comparing two cities.

Dublin, CA pays 23% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $120 in New York, NY vs $65.0 in Dublin, CA for a mid-range dinner for two. Groceries echo the gap at $552 vs $445 per month, with Dublin, CA cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Dublin, CA

🕒 Local time

03:38 3:38 AM

00:38 12:38 AM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

49,328

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY Dublin, CA 4,080 km ≈ 6 h nonstop flight

From you

New York, NY
Dublin, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Dublin, CA: Cost of Living - Frequently Asked Questions

Dublin, CA wins on cost – living expenses run 29% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Dublin, CA the obvious pick if budget is a priority.

On paper, salaries run 23% lower in Dublin, CA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $4,347 in New York, NY versus $2,822 in Dublin, CA. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Dublin, CA – a meal for two runs $65.0 versus $120 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Dublin, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Dublin, CA delivers better value – similar infrastructure at $3,813 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Dublin, CA hard to pass up.

Expats usually find Dublin, CA gentler on the wallet – expenses run 29% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.