Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Dover, NH

For one person, living is cheaper in Dover, NH: $3,465 a month against $4,941 in New York, NY, rent and utilities included – about $17,700 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
168

Cost of Living Index in Dover, NH
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Dover, NH Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Dover, NH

🇺🇸 United States

$3,465

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Dover, NH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Dover, NH actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,941 in New York, NY versus $3,465 in Dover, NH.

New York, NY $4,941
Dover, NH $3,465

Estimated couple costs with rent: $7,225 in New York, NY versus $5,143 in Dover, NH.

New York, NY $7,225
Dover, NH $5,143

Monthly costs for a family of three with rent: $9,509 in New York, NY versus $6,821 in Dover, NH.

New York, NY $9,509
Dover, NH $6,821

Living in New York, NY is roughly 43% more expensive than in Dover, NH, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: New York, NY 263% above, Dover, NH 155% above.

Meal at Budget Restaurant

$28.55 $28.55

$17.82 $17.82

60.21%

Three-Course Dinner for Two, Mid-Range

$118 $118

$94.7 $94.7

25.07%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$13.16 $13.16

14.29%

Cappuccino

$6.53 $6.53

$5.38 $5.38

21.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.47 $2.47

60.32%

Water (0.33 liter bottle)

$3.01 $3.01

$1.54 $1.54

95.45%

Local Beer (0.5 liter draught)

$8.16 $8.16

$4.98 $4.98

63.86%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$7.94 $7.94

23.93%

Milk (1 liter)

$1.37 $1.37

$1.05 $1.05

30.48%

White Bread (500g)

$4.97 $4.97

$4.08 $4.08

21.81%

Rice (white) (1kg)

$7.81 $7.81

$5.40 $5.40

44.63%

Eggs

$5.97 $5.97

$4.79 $4.79

24.63%

Local Cheese (1kg)

$18.91 $18.91

$11.39 $11.39

66.02%

Chicken Fillets (1kg)

$18.04 $18.04

$14.13 $14.13

27.67%

Beef Round Steak (1kg)

$19.05 $19.05

$17.67 $17.67

7.81%

Apples (1kg)

$6.76 $6.76

$6.82 $6.82

-0.88%

Banana (1kg)

$2.27 $2.27

$1.74 $1.74

30.46%

Oranges (1kg)

$6.83 $6.83

$6.79 $6.79

0.59%

Tomato (1kg)

$7.09 $7.09

$5.49 $5.49

29.14%

Potato (1kg)

$4.22 $4.22

$6.69 $6.69

-36.92%

Onion (1kg)

$4.65 $4.65

$5.80 $5.80

-19.83%

Lettuce (1 head)

$2.87 $2.87

$2.99 $2.99

-4.01%

Water (1.5 liter bottle)

$2.60 $2.60

$3.97 $3.97

-34.51%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$13.69 $13.69

37.11%

Wine (Bottle)

$20.13 $20.13

$13.35 $13.35

50.79%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.06 $2.06

67.48%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$4.19 $4.19

-4.06%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.72 $1.72

69.19%

Public Transport Monthly Pass (Regular Price)

$139 $139

$79.8 $79.8

74.00%

Taxi Start (Normal Tariff)

$3.08 $3.08

Taxi (Normal Tariff) (1km)

$2.12 $2.12

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

Gasoline (1 liter)

$1.17 $1.17

$0.87 $0.87

34.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.2K $27.2K

26.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.4K $26.4K

-2.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$324 $324

-32.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$98.8 $98.8

-24.83%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$139 $139

-49.51%

Gym Membership (Monthly)

$112 $112

$72.7 $72.7

54.09%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$30.60 $30.60

144.64%

Cinema Ticket

$22.14 $22.14

$12.10 $12.10

82.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,860 $1,860

91.22%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$19.8K $19.8K

213.41%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$56.2 $56.2

34.63%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$39.06 $39.06

31.08%

Sport Shoes (Adidas, Nike)

$123 $123

$79.9 $79.9

54.08%

Men's Leather Business Shoes

$140 $140

$101 $101

38.82%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$2,072 $2,072

117.16%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,806 $1,806

70.42%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$3,988 $3,988

136.85%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$3,281 $3,281

58.18%

Buy Apartment in City Center (m2)

$18.1K $18.1K

Buy Apartment Outside City Center (m2)

$6,693 $6,693

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$3,836 $3,836

36.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.59

4.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Dover, NH: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Dover, NH

$1.8K 52.1% 41.3% $1.3K

Groceries & Markets

New York, NY

$563 11.4%

Dover, NH

$486 14% 13.7% $77

Eating Out

New York, NY

$440 8.9%

Dover, NH

$303 8.8% 31.1% $137

Monthly Utilities & Internet

New York, NY

$364 7.4%

Dover, NH

$562 16.2% 54.4% $198

Clothing & Footwear

New York, NY

$175 3.6%

Dover, NH

$124 3.6% 29.2% $51

Getting Around

New York, NY

$164 3.3%

Dover, NH

$87 * 2.5% 47.2% $78

Sport & Entertainment

New York, NY

$156 3.2%

Dover, NH

$97 2.8% 38% $59

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,499 in New York, NY and $2,072 in Dover, NH. Housing cost is often the main lever when comparing two cities.

New York, NY pays 36% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $118 in New York, NY vs $95 in Dover, NH for a mid-range dinner for two. Groceries echo the gap at $563 vs $486 per month, with Dover, NH cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Dover, NH

🕒 Local time

20:27 8:27 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

34,735

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Dover, NH: Cost of Living - Frequently Asked Questions

Dover, NH is about 30% cheaper overall, especially in eating out, transport, and groceries. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 36% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,499 in New York, NY versus $2,072 in Dover, NH. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,558 in New York, NY versus $1,860 in Dover, NH. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 16% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $2,500. Dover, NH is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Dover, NH gentler on the wallet – expenses run 30% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.