Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Cupertino, CA

For one person, living is cheaper in Cupertino, CA: $3,331 a month against $4,941 in New York, NY, rent and utilities included – about $19,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
162

Cost of Living Index in Cupertino, CA
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Cupertino, CA Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Cupertino, CA

🇺🇸 United States

$3,331

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Cupertino, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Cupertino, CA actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $3,331 in Cupertino, CA, rent included.

New York, NY $4,941
Cupertino, CA $3,331

A couple spends around $7,225 per month in New York, NY vs $5,299 in Cupertino, CA, rent included.

New York, NY $7,225
Cupertino, CA $5,299

A family of three spends $9,509 per month in New York, NY vs $7,267 in Cupertino, CA, rent included.

New York, NY $9,509
Cupertino, CA $7,267

New York, NY costs about 48% more than Cupertino, CA, and outside of rent the biggest gap is in groceries.

Both New York, NY and Cupertino, CA sit above the global median – New York, NY by 263%, Cupertino, CA by 145%.

Meal at Budget Restaurant

$28.55 $28.55

$24.52 $24.52

16.44%

Three-Course Dinner for Two, Mid-Range

$118 $118

$50.1 $50.1

136.52%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$9.97 $9.97

50.85%

Cappuccino

$6.53 $6.53

$6.03 $6.03

8.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.56 $2.56

54.69%

Water (0.33 liter bottle)

$3.01 $3.01

$2.19 $2.19

37.44%

Local Beer (0.5 liter draught)

$8.16 $8.16

$6.82 $6.82

19.65%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$7.85 $7.85

25.35%

Milk (1 liter)

$1.37 $1.37

$1.28 $1.28

7.03%

White Bread (500g)

$4.97 $4.97

$3.40 $3.40

46.18%

Rice (white) (1kg)

$7.81 $7.81

$4.28 $4.28

82.48%

Eggs

$5.97 $5.97

$5.10 $5.10

17.06%

Local Cheese (1kg)

$18.91 $18.91

$6.78 $6.78

178.91%

Chicken Fillets (1kg)

$18.04 $18.04

$13.15 $13.15

37.19%

Beef Round Steak (1kg)

$19.05 $19.05

$13.40 $13.40

42.16%

Apples (1kg)

$6.76 $6.76

$3.86 $3.86

75.13%

Banana (1kg)

$2.27 $2.27

$2.24 $2.24

1.34%

Oranges (1kg)

$6.83 $6.83

$2.14 $2.14

219.16%

Tomato (1kg)

$7.09 $7.09

$2.80 $2.80

153.21%

Potato (1kg)

$4.22 $4.22

$2.46 $2.46

71.54%

Onion (1kg)

$4.65 $4.65

$3.03 $3.03

53.47%

Lettuce (1 head)

$2.87 $2.87

$2.47 $2.47

16.19%

Water (1.5 liter bottle)

$2.60 $2.60

$0.99 $0.99

162.63%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$11.70 $11.70

60.43%

Wine (Bottle)

$20.13 $20.13

$12.99 $12.99

54.97%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.90 $1.90

81.58%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$1.90 $1.90

111.58%

One-way Ticket (Public Transport)

$2.91 $2.91

$3.05 $3.05

-4.59%

Public Transport Monthly Pass (Regular Price)

$139 $139

$138 $138

0.59%

Taxi Start (Normal Tariff)

$3.08 $3.08

$4.26 $4.26

-27.70%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.99 $1.99

6.53%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$29.85 $29.85

40.57%

Gasoline (1 liter)

$1.17 $1.17

$1.47 $1.47

-20.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$28.7K $28.7K

20.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$27.1K $27.1K

-4.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$250 $250

-12.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$61.2 $61.2

21.29%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$66.7 $66.7

5.29%

Gym Membership (Monthly)

$112 $112

$35.35 $35.35

216.69%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$15.74 $15.74

40.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$2,120 $2,120

67.84%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$25.0K $25.0K

148.22%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$57.4 $57.4

31.66%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$35.22 $35.22

45.37%

Sport Shoes (Adidas, Nike)

$123 $123

$88.6 $88.6

38.94%

Men's Leather Business Shoes

$140 $140

$58.6 $58.6

138.42%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$2,594 $2,594

73.41%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,906 $1,906

61.56%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$5,018 $5,018

88.26%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$4,331 $4,331

19.84%

Buy Apartment in City Center (m2)

$18.1K $18.1K

Buy Apartment Outside City Center (m2)

$6,693 $6,693

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$7,384 $7,384

-29.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.53

5.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Cupertino, CA: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Cupertino, CA

$1.9K 57.2% 38.1% $1.2K

Groceries & Markets

New York, NY

$563 11.4%

Cupertino, CA

$340 10.2% 39.5% $223

Eating Out

New York, NY

$440 8.9%

Cupertino, CA

$367 11% 16.6% $73

Monthly Utilities & Internet

New York, NY

$364 7.4%

Cupertino, CA

$378 11.4% 3.9% $14

Clothing & Footwear

New York, NY

$175 3.6%

Cupertino, CA

$108 3.2% 38.4% $67

Getting Around

New York, NY

$164 3.3%

Cupertino, CA

$165 4.9% 0.2% $0.3

Sport & Entertainment

New York, NY

$156 3.2%

Cupertino, CA

$67 2% 57.2% $89

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $2,594 in Cupertino, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in Cupertino, CA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $118 in New York, NY versus $50 in Cupertino, CA. Monthly groceries follow the same trend: $563 vs $340 – making Cupertino, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Cupertino, CA

🕒 Local time

19:09 7:09 PM

16:09 4:09 PM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

58,302

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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Between locations

New York, NY Cupertino, CA 4,100 km ≈ 6 h nonstop flight

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New York, NY
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Cupertino, CA: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $4,941 in New York, NY, $3,331 in Cupertino, CA – Cupertino, CA comes out roughly 33% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $7,412 per month in New York, NY and $4,996 in Cupertino, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cupertino, CA, especially for central apartments: a one-bedroom in the center costs $2,594 there versus $4,499 in New York, NY.

A mid-range dinner for two costs $118 in New York, NY and $50 in Cupertino, CA. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 65% more in New York, NY, though the gap depends on what you buy.

$3,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $3,331 in Cupertino, CA. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Cupertino, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.