Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Cleveland, OH

For one person, living is cheaper in Cleveland, OH: $2,409 a month against $4,941 in New York, NY, rent and utilities included – about $30,400 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
Cleveland, OH, United States
New York, NY
🇺🇸 United States
$4,941
/mo nomad
Cleveland, OH
🇺🇸 United States
$2,409
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Cleveland, OH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Cleveland, OH actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,409 in Cleveland, OH, rent included.

  • New York, NY $4,941
  • Cleveland, OH $2,409

A couple spends around $7,225 per month in New York, NY vs $3,602 in Cleveland, OH, rent included.

  • New York, NY $7,225
  • Cleveland, OH $3,602

A family of three spends $9,509 per month in New York, NY vs $4,794 in Cleveland, OH, rent included.

  • New York, NY $9,509
  • Cleveland, OH $4,794

New York, NY costs about 105% more than Cleveland, OH, and outside of rent the biggest gap is in groceries.

Both New York, NY and Cleveland, OH sit above the global median – New York, NY by 263%, Cleveland, OH by 77%.

Currency
🍽 Eating Out
New York, NY
Cleveland, OH
Difference
Meal at Budget Restaurant
$28.55 $28.55
$18.09 $18.09
57.82%
Three-Course Dinner for Two, Mid-Range
$118 $118
$62.3 $62.3
90.04%
Fast Food Meal (McDonalds, etc)
$15.04 $15.04
$11.05 $11.05
36.11%
Cappuccino
$6.53 $6.53
$5.57 $5.57
17.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 $3.96
$2.65 $2.65
49.43%
Water (0.33 liter bottle)
$3.01 $3.01
$1.97 $1.97
52.79%
Local Beer (0.5 liter draught)
$8.16 $8.16
$6.11 $6.11
33.55%
Imported Beer (0.33 liter bottle)
$9.84 $9.84
$8.10 $8.10
21.48%
🛒 Groceries & Markets
New York, NY
Cleveland, OH
Difference
Milk (1 liter)
$1.37 $1.37
$0.88 $0.88
55.68%
White Bread (500g)
$4.97 $4.97
$3.28 $3.28
51.52%
Rice (white) (1kg)
$7.81 $7.81
$4.42 $4.42
76.70%
Eggs
$5.97 $5.97
$4.44 $4.44
34.46%
Local Cheese (1kg)
$18.91 $18.91
$13.09 $13.09
44.46%
Chicken Fillets (1kg)
$18.04 $18.04
$12.16 $12.16
48.36%
Beef Round Steak (1kg)
$19.05 $19.05
$19.88 $19.88
-4.18%
Apples (1kg)
$6.76 $6.76
$5.09 $5.09
32.81%
Banana (1kg)
$2.27 $2.27
$1.61 $1.61
40.99%
Oranges (1kg)
$6.83 $6.83
$4.16 $4.16
64.18%
Tomato (1kg)
$7.09 $7.09
$3.85 $3.85
84.16%
Potato (1kg)
$4.22 $4.22
$2.99 $2.99
41.14%
Onion (1kg)
$4.65 $4.65
$3.17 $3.17
46.69%
Lettuce (1 head)
$2.87 $2.87
$2.18 $2.18
31.65%
Water (1.5 liter bottle)
$2.60 $2.60
$2.11 $2.11
23.22%
Cigarettes 20 Pack (Marlboro, Camel)
$18.77 $18.77
$10.19 $10.19
84.20%
Wine (Bottle)
$20.13 $20.13
$14.87 $14.87
35.37%
Local Beer (0.5 liter bottle)
$3.45 $3.45
$2.41 $2.41
43.15%
Imported Beer (0.33 liter bottle)
$4.02 $4.02
$3.70 $3.70
8.65%
🚌 Getting Around
New York, NY
Cleveland, OH
Difference
One-way Ticket (Public Transport)
$2.91 $2.91
$2.56 $2.56
13.67%
Public Transport Monthly Pass (Regular Price)
$139 $139
$93.7 $93.7
48.20%
Taxi Start (Normal Tariff)
$3.08 $3.08
$2.78 $2.78
10.79%
Taxi (Normal Tariff) (1km)
$2.12 $2.12
$1.58 $1.58
34.18%
Taxi 1hour Waiting (Normal Tariff)
$41.96 $41.96
$25.45 $25.45
64.87%
Gasoline (1 liter)
$1.17 $1.17
$1.07 $1.07
9.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$36.1K $36.1K
-4.49%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$25.8K $25.8K
0.07%
🧾 Monthly Utilities & Internet
New York, NY
Cleveland, OH
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$221 $221
-0.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.2 $74.2
$65.4 $65.4
13.52%
Internet (50+ Mbps, Unlimited Data)
$70.2 $70.2
$73.1 $73.1
-3.91%
🎉 Sport & Entertainment
New York, NY
Cleveland, OH
Difference
Gym Membership (Monthly)
$112 $112
$33.34 $33.34
235.78%
Tennis Court (1 Hour on Weekend)
$74.9 $74.9
$2.01 $2.01
3624.38%
Cinema Ticket
$22.14 $22.14
$13.50 $13.50
64.00%
🧸 Childcare & Education
New York, NY
Cleveland, OH
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,558 $3,558
$1,007 $1,007
253.16%
International Primary School, 1 Child (Yearly)
$62.2K $62.2K
$18.4K $18.4K
238.21%
👕👟 Clothing & Footwear
New York, NY
Cleveland, OH
Difference
Jeans (Levis 501 Or Similar)
$75.6 $75.6
$61.3 $61.3
23.30%
Summer Dress (H&M, Zara, etc)
$51.2 $51.2
$38.95 $38.95
31.45%
Sport Shoes (Adidas, Nike)
$123 $123
$99.0 $99.0
24.39%
Men's Leather Business Shoes
$140 $140
$119 $119
17.93%
🏠 Accommodation & Living
New York, NY
Cleveland, OH
Difference
1-bedroom Apartment, City Center (Monthly)
$4,499 $4,499
$1,637 $1,637
174.84%
1-bedroom Apartment, Outside City Center (Monthly)
$3,078 $3,078
$1,015 $1,015
203.28%
3-bedroom Apartment, City Center (Monthly)
$9,447 $9,447
$3,068 $3,068
207.92%
3-bedroom Apartment, Outside City Center (Monthly)
$5,190 $5,190
$1,825 $1,825
184.37%
Buy Apartment in City Center (m2)
$18.1K $18.1K
$1,969 $1,969
819.79%
Buy Apartment Outside City Center (m2)
$6,693 $6,693
$1,439 $1,439
365.20%
💵 Salaries & Financials
New York, NY
Cleveland, OH
Difference
Average Monthly Net Salary (After Tax)
$5,220 $5,220
$3,644 $3,644
43.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.86
6.59
4.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Cleveland, OH: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Cleveland, OH
$1K 67% $2.1K
Groceries & Markets
New York, NY
$563
Cleveland, OH
$406 27.8% $157
Eating Out
New York, NY
$440
Cleveland, OH
$310 29.6% $130
Monthly Utilities & Internet
New York, NY
$364
Cleveland, OH
$360 1.1% $3.9
Clothing & Footwear
New York, NY
$175
Cleveland, OH
$143 18.5% $32
Getting Around
New York, NY
$164
Cleveland, OH
$115 30.2% $50
Sport & Entertainment
New York, NY
$156
Cleveland, OH
$60 61.4% $96

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,637 in Cleveland, OH. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 43% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $62 in Cleveland, OH. Monthly groceries follow the same trend: $563 vs $406 – making Cleveland, OH the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇺🇸 Cleveland, OH
🕒 Local time
03:49 3:49 AM
03:49 3:49 AM
Same time as New York, NY
🌤 Weather
👥 Population
8,804,190
367,991
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 29, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • New York, NY Cleveland, OH 640 km ≈ 1 h 15 min nonstop flight
From you
  • New York, NY
  • Cleveland, OH

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Cleveland, OH: Cost of Living - Frequently Asked Questions
Is Cleveland, OH cheaper than New York, NY?
Yes – New York, NY is pricier by about 105%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $7,412 per month in New York, NY and $3,614 in Cleveland, OH. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cleveland, OH, especially for central apartments: a one-bedroom in the center costs $1,637 there versus $4,499 in New York, NY.
Is eating out cheaper in New York, NY or in Cleveland, OH?
A mid-range dinner for two costs $118 in New York, NY and $62 in Cleveland, OH. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in New York, NY and in Cleveland, OH?
Monthly expenses with rent come to $4,941 in New York, NY and $2,409 in Cleveland, OH. That makes Cleveland, OH about 51% cheaper.
Is New York, NY or Cleveland, OH more family-friendly?
Families tend to lean toward Cleveland, OH – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Cleveland, OH. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

New York, NY vs other spots: cost of living compared

Similar cities

Show times on the 12-hour clock, temperatures in °F and distances in miles?