Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Cabo Frio

For one person, living is cheaper in Cabo Frio: $678 a month against $4,950 in New York, NY, rent and utilities included – about $51,300 less a year. Rent and utilities account for most of the difference.

New York, NY
🇺🇸 United States
$4,950
/mo nomad
Cabo Frio
🇧🇷 Brazil
$678
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Cabo Frio

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Cabo Frio actually costs, broken down by who's living it.

A single person spends $4,950 per month in New York, NY vs $678 in Cabo Frio, rent included.

  • New York, NY $4,950
  • Cabo Frio $678

A couple spends around $7,265 per month in New York, NY vs $1,113 in Cabo Frio, rent included.

  • New York, NY $7,265
  • Cabo Frio $1,113

A family of three spends $9,581 per month in New York, NY vs $1,548 in Cabo Frio, rent included.

  • New York, NY $9,581
  • Cabo Frio $1,548

New York, NY costs about 631% more than Cabo Frio, and outside of rent the biggest gap is in groceries.

New York, NY sits 267% above the global median, while Cabo Frio is 50% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
New York, NY
Cabo Frio
Difference
Meal at Budget Restaurant
$24.65 $24.65
$5.87 R$29.77
319.93%
Three-Course Dinner for Two, Mid-Range
$122 $122
$29.90 R$152
306.49%
Fast Food Meal (McDonalds, etc)
$13.91 $13.91
$6.86 R$34.79
102.77%
Cappuccino
$6.59 $6.59
$1.74 R$8.81
278.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.84 $3.84
$1.38 R$6.98
178.26%
Water (0.33 liter bottle)
$2.87 $2.87
$0.51 R$2.60
462.75%
Local Beer (0.5 liter draught)
$7.79 $7.79
$1.22 R$6.19
538.52%
Imported Beer (0.33 liter bottle)
$9.85 $9.85
$1.95 R$9.87
405.13%
🛒 Groceries & Markets
New York, NY
Cabo Frio
Difference
Milk (1 liter)
$1.38 $1.38
$0.77 R$3.90
79.22%
White Bread (500g)
$4.68 $4.68
$1.50 R$7.61
212.00%
Rice (white) (1kg)
$7.54 $7.54
$0.76 R$3.87
892.11%
Eggs
$5.93 $5.93
$1.62 R$8.20
266.05%
Local Cheese (1kg)
$18.83 $18.83
$8.21 R$41.59
129.35%
Chicken Fillets (1kg)
$17.36 $17.36
$3.41 R$17.30
409.09%
Beef Round Steak (1kg)
$18.51 $18.51
$9.61 R$48.74
92.61%
Apples (1kg)
$6.74 $6.74
$1.92 R$9.71
251.04%
Banana (1kg)
$2.09 $2.09
$1.19 R$6.05
75.63%
Oranges (1kg)
$6.07 $6.07
$0.96 R$4.89
532.29%
Tomato (1kg)
$6.74 $6.74
$1.22 R$6.19
452.46%
Potato (1kg)
$4.05 $4.05
$0.67 R$3.38
504.48%
Onion (1kg)
$4.37 $4.37
$0.85 R$4.32
414.12%
Lettuce (1 head)
$2.89 $2.89
$0.57 R$2.87
407.02%
Water (1.5 liter bottle)
$2.60 $2.60
$0.58 R$2.95
348.28%
Cigarettes 20 Pack (Marlboro, Camel)
$18.72 $18.72
$1.63 R$8.24
1048.47%
Wine (Bottle)
$20.06 $20.06
$6.03 R$30.58
232.67%
Local Beer (0.5 liter bottle)
$3.25 $3.25
$0.99 R$5.00
228.28%
Imported Beer (0.33 liter bottle)
$3.73 $3.73
$1.37 R$6.95
172.26%
🚌 Getting Around
New York, NY
Cabo Frio
Difference
One-way Ticket (Public Transport)
$3.06 $3.06
$1.37 R$6.97
123.36%
Public Transport Monthly Pass (Regular Price)
$140 $140
$82.1 R$416
71.07%
Taxi Start (Normal Tariff)
$3.04 $3.04
$1.28 R$6.51
137.50%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$0.80 R$4.07
168.75%
Taxi 1hour Waiting (Normal Tariff)
$41.82 $41.82
$8.23 R$41.74
408.14%
Gasoline (1 liter)
$1.12 $1.12
$1.23 R$6.22
-8.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.5K $35.5K
$21.1K R$106.7K
68.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$31.0K R$157.2K
-16.01%
🧾 Monthly Utilities & Internet
New York, NY
Cabo Frio
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$58.6 R$297
273.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$73.2 $73.2
$7.84 R$39.76
833.55%
Internet (50+ Mbps, Unlimited Data)
$72.0 $72.0
$13.82 R$70.0
420.91%
🎉 Sport & Entertainment
New York, NY
Cabo Frio
Difference
Gym Membership (Monthly)
$123 $123
$21.66 R$110
466.44%
Tennis Court (1 Hour on Weekend)
$67.7 $67.7
-
-
Cinema Ticket
$22.85 $22.85
$4.92 R$24.95
364.43%
🧸 Childcare & Education
New York, NY
Cabo Frio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,333 $3,333
$148 R$748
2159.10%
International Primary School, 1 Child (Yearly)
$60.0K $60.0K
$2,691 R$13.6K
2129.30%
👕👟 Clothing & Footwear
New York, NY
Cabo Frio
Difference
Jeans (Levis 501 Or Similar)
$75.2 $75.2
$46.04 R$233
63.31%
Summer Dress (H&M, Zara, etc)
$52.4 $52.4
$40.39 R$205
29.71%
Sport Shoes (Adidas, Nike)
$122 $122
$55.0 R$279
121.06%
Men's Leather Business Shoes
$133 $133
$48.67 R$247
173.58%
🏠 Accommodation & Living
New York, NY
Cabo Frio
Difference
1-bedroom Apartment, City Center (Monthly)
$4,389 $4,389
$444 R$2,251
888.17%
1-bedroom Apartment, Outside City Center (Monthly)
$3,130 $3,130
$119 R$604
2527.88%
3-bedroom Apartment, City Center (Monthly)
$8,918 $8,918
$677 R$3,429
1218.19%
3-bedroom Apartment, Outside City Center (Monthly)
$5,354 $5,354
$280 R$1,420
1811.02%
Buy Apartment in City Center (m2)
$19.4K $19.4K
-
-
Buy Apartment Outside City Center (m2)
$6,806 $6,806
-
-
💵 Salaries & Financials
New York, NY
Cabo Frio
Difference
Average Monthly Net Salary (After Tax)
$5,343 $5,343
$278 R$1,411
1818.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.82
10.67
-36.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 13, 2026

Last update for Cabo Frio: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Cabo Frio
$119 96.2% $3K
Groceries & Markets
New York, NY
$545
Cabo Frio
$162 70.3% $383
Eating Out
New York, NY
$404
Cabo Frio
$106 73.7% $298
Monthly Utilities & Internet
New York, NY
$364
Cabo Frio
$80 78% $284
Clothing & Footwear
New York, NY
$172
Cabo Frio
$86 50.3% $87
Sport & Entertainment
New York, NY
$168
Cabo Frio
$32 81.3% $137
Getting Around
New York, NY
$167
Cabo Frio
$93 44.2% $74

Cost Breakdown

A central one-bedroom costs $4,389 in New York, NY versus $444 in Cabo Frio. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1819% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $122 in New York, NY versus $30.00 in Cabo Frio. Monthly groceries follow the same trend: $545 vs $162 – making Cabo Frio the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇧🇷 Cabo Frio
🕒 Local time
05:27 5:27 AM
06:27 6:27 AM
1 h ahead of New York, NY
🌤 Weather
👥 Population
8,804,190
222,161
💱 Currency
Exchange rates and currency converter

BRL, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Brazilian Real exchange rates as of October 19, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

On the map
Between locations
  • New York, NY Cabo Frio 7,810 km ≈ 10 h nonstop flight
From you
  • New York, NY
  • Cabo Frio

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Cabo Frio: Cost of Living - Frequently Asked Questions
Is Cabo Frio cheaper than New York, NY?
Yes – New York, NY is pricier by about 631%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $7,424 per month in New York, NY and $1,016 in Cabo Frio. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cabo Frio, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in New York, NY and in Cabo Frio?
Monthly expenses with rent come to $4,950 in New York, NY and $678 in Cabo Frio. That's a gap of about 631%.
Which city has cheaper public transport?
Public transport costs about 71% less in Cabo Frio. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in New York, NY or in Cabo Frio?
A $1,500 monthly budget goes further in Cabo Frio, where all-in costs run around $678, than in New York, NY at $4,950. In Cabo Frio it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
Is New York, NY or Cabo Frio more family-friendly?
Families tend to lean toward Cabo Frio – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Cabo Frio. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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