Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Boynton Beach, FL

For one person, living is cheaper in Boynton Beach, FL: $3,661 a month against $4,941 in New York, NY, rent and utilities included – about $15,400 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
Boynton Beach, FL, United States
New York, NY
🇺🇸 United States
$4,941
/mo nomad
Boynton Beach, FL
🇺🇸 United States
$3,661
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Boynton Beach, FL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Boynton Beach, FL actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $3,661 in Boynton Beach, FL, rent included.

  • New York, NY $4,941
  • Boynton Beach, FL $3,661

A couple spends around $7,225 per month in New York, NY vs $4,901 in Boynton Beach, FL, rent included.

  • New York, NY $7,225
  • Boynton Beach, FL $4,901

A family of three spends $9,509 per month in New York, NY vs $6,142 in Boynton Beach, FL, rent included.

  • New York, NY $9,509
  • Boynton Beach, FL $6,142

New York, NY costs about 35% more than Boynton Beach, FL, and outside of rent the biggest gap is in groceries.

Both New York, NY and Boynton Beach, FL sit above the global median – New York, NY by 263%, Boynton Beach, FL by 169%.

Currency
🍽 Eating Out
New York, NY
Boynton Beach, FL
Difference
Meal at Budget Restaurant
$28.55 $28.55
$25.20 $25.20
13.29%
Three-Course Dinner for Two, Mid-Range
$118 $118
$119 $119
-0.78%
Fast Food Meal (McDonalds, etc)
$15.04 $15.04
$12.91 $12.91
16.50%
Cappuccino
$6.53 $6.53
$5.97 $5.97
9.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 $3.96
$3.02 $3.02
31.13%
Water (0.33 liter bottle)
$3.01 $3.01
$2.60 $2.60
15.77%
Local Beer (0.5 liter draught)
$8.16 $8.16
$7.72 $7.72
5.70%
Imported Beer (0.33 liter bottle)
$9.84 $9.84
$8.23 $8.23
19.56%
🛒 Groceries & Markets
New York, NY
Boynton Beach, FL
Difference
Milk (1 liter)
$1.37 $1.37
$1.18 $1.18
16.10%
White Bread (500g)
$4.97 $4.97
$4.42 $4.42
12.44%
Rice (white) (1kg)
$7.81 $7.81
$6.33 $6.33
23.38%
Eggs
$5.97 $5.97
$5.15 $5.15
15.92%
Local Cheese (1kg)
$18.91 $18.91
$11.44 $11.44
65.30%
Chicken Fillets (1kg)
$18.04 $18.04
$14.34 $14.34
25.80%
Beef Round Steak (1kg)
$19.05 $19.05
$23.74 $23.74
-19.76%
Apples (1kg)
$6.76 $6.76
$5.08 $5.08
33.07%
Banana (1kg)
$2.27 $2.27
$1.88 $1.88
20.74%
Oranges (1kg)
$6.83 $6.83
$3.66 $3.66
86.61%
Tomato (1kg)
$7.09 $7.09
$4.44 $4.44
59.68%
Potato (1kg)
$4.22 $4.22
$2.96 $2.96
42.57%
Onion (1kg)
$4.65 $4.65
$3.14 $3.14
48.09%
Lettuce (1 head)
$2.87 $2.87
$2.32 $2.32
23.71%
Water (1.5 liter bottle)
$2.60 $2.60
$1.75 $1.75
48.57%
Cigarettes 20 Pack (Marlboro, Camel)
$18.77 $18.77
$9.79 $9.79
91.73%
Wine (Bottle)
$20.13 $20.13
$15.05 $15.05
33.75%
Local Beer (0.5 liter bottle)
$3.45 $3.45
$1.93 $1.93
78.76%
Imported Beer (0.33 liter bottle)
$4.02 $4.02
$2.45 $2.45
64.08%
🚌 Getting Around
New York, NY
Boynton Beach, FL
Difference
One-way Ticket (Public Transport)
$2.91 $2.91
$5.06 $5.06
-42.49%
Public Transport Monthly Pass (Regular Price)
$139 $139
$156 $156
-10.85%
Taxi Start (Normal Tariff)
$3.08 $3.08
$2.92 $2.92
5.48%
Taxi (Normal Tariff) (1km)
$2.12 $2.12
$0.77 $0.77
175.32%
Taxi 1hour Waiting (Normal Tariff)
$41.96 $41.96
$24.18 $24.18
73.53%
Gasoline (1 liter)
$1.17 $1.17
$0.98 $0.98
19.39%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$34.4K $34.4K
0.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$25.6K $25.6K
1.01%
🧾 Monthly Utilities & Internet
New York, NY
Boynton Beach, FL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$216 $216
1.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.2 $74.2
$66.2 $66.2
12.13%
Internet (50+ Mbps, Unlimited Data)
$70.2 $70.2
$72.9 $72.9
-3.72%
🎉 Sport & Entertainment
New York, NY
Boynton Beach, FL
Difference
Gym Membership (Monthly)
$112 $112
$29.60 $29.60
278.21%
Tennis Court (1 Hour on Weekend)
$74.9 $74.9
-
-
Cinema Ticket
$22.14 $22.14
$15.24 $15.24
45.28%
🧸 Childcare & Education
New York, NY
Boynton Beach, FL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,558 $3,558
$1,212 $1,212
193.52%
International Primary School, 1 Child (Yearly)
$62.2K $62.2K
$20.9K $20.9K
197.30%
👕👟 Clothing & Footwear
New York, NY
Boynton Beach, FL
Difference
Jeans (Levis 501 Or Similar)
$75.6 $75.6
$46.87 $46.87
61.32%
Summer Dress (H&M, Zara, etc)
$51.2 $51.2
$57.4 $57.4
-10.80%
Sport Shoes (Adidas, Nike)
$123 $123
$90.6 $90.6
35.94%
Men's Leather Business Shoes
$140 $140
$67.5 $67.5
107.08%
🏠 Accommodation & Living
New York, NY
Boynton Beach, FL
Difference
1-bedroom Apartment, City Center (Monthly)
$4,499 $4,499
$2,598 $2,598
73.19%
1-bedroom Apartment, Outside City Center (Monthly)
$3,078 $3,078
$2,112 $2,112
45.73%
3-bedroom Apartment, City Center (Monthly)
$9,447 $9,447
$3,588 $3,588
163.29%
3-bedroom Apartment, Outside City Center (Monthly)
$5,190 $5,190
$2,550 $2,550
103.51%
Buy Apartment in City Center (m2)
$18.1K $18.1K
$3,167 $3,167
471.77%
Buy Apartment Outside City Center (m2)
$6,693 $6,693
-
-
💵 Salaries & Financials
New York, NY
Boynton Beach, FL
Difference
Average Monthly Net Salary (After Tax)
$5,220 $5,220
$3,711 $3,711
40.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.86
6.53
5.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Boynton Beach, FL: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Boynton Beach, FL
$2.1K 31.4% $966
Groceries & Markets
New York, NY
$563
Boynton Beach, FL
$443 21.3% $120
Eating Out
New York, NY
$440
Boynton Beach, FL
$389 11.5% $51
Monthly Utilities & Internet
New York, NY
$364
Boynton Beach, FL
$355 2.4% $8.7
Clothing & Footwear
New York, NY
$175
Boynton Beach, FL
$118 32.7% $57
Getting Around
New York, NY
$164
Boynton Beach, FL
$183 11.3% $19
Sport & Entertainment
New York, NY
$156
Boynton Beach, FL
$60 61.5% $96

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $2,598 in Boynton Beach, FL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 41% higher in New York, NY. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $119 in Boynton Beach, FL. Groceries tell a different story – $563 in New York, NY vs $443 in Boynton Beach, FL – so Boynton Beach, FL wins on supermarket bills even if dining out costs more.

Good to know
🇺🇸 New York, NY
🇺🇸 Boynton Beach, FL
🕒 Local time
22:05 10:05 PM
22:05 10:05 PM
Same time as New York, NY
🌤 Weather
👥 Population
8,804,190
68,217
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • New York, NY Boynton Beach, FL 1,660 km ≈ 2 h 30 min nonstop flight
From you
  • New York, NY
  • Boynton Beach, FL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Boynton Beach, FL: Cost of Living - Frequently Asked Questions
Is Boynton Beach, FL cheaper than New York, NY?
Yes – New York, NY is pricier by about 35%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $7,412 per month in New York, NY and $5,491 in Boynton Beach, FL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Boynton Beach, FL, especially for central apartments: a one-bedroom in the center costs $2,598 there versus $4,499 in New York, NY.
What are total monthly expenses in New York, NY and in Boynton Beach, FL?
Monthly expenses with rent come to $4,941 in New York, NY and $3,661 in Boynton Beach, FL. That makes Boynton Beach, FL about 26% cheaper.
Which city has cheaper kindergarten?
Kindergarten costs $3,558 per month in New York, NY and $1,212 in Boynton Beach, FL. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,500 enough to cover costs in New York, NY or in Boynton Beach, FL?
$2,500 is a stretch for both – monthly costs hit $4,941 in New York, NY and $3,661 in Boynton Beach, FL. You’ll need shared housing and careful budgeting no matter which city you pick.
Is New York, NY or Boynton Beach, FL more family-friendly?
Families tend to lean toward Boynton Beach, FL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Boynton Beach, FL. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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