Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Bourne, MA

For one person, living is cheaper in Bourne, MA: $2,575 a month against $4,938 in New York, NY, rent and utilities included – about $28,400 less a year. Rent and utilities account for most of the difference.

New York, NY
🇺🇸 United States
$4,938
/mo nomad
Bourne, MA
🇺🇸 United States
$2,575
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Bourne, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Bourne, MA actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $2,575 in Bourne, MA, rent included.

  • New York, NY $4,938
  • Bourne, MA $2,575

A couple spends around $7,273 per month in New York, NY vs $3,887 in Bourne, MA, rent included.

  • New York, NY $7,273
  • Bourne, MA $3,887

A family of three spends $9,608 per month in New York, NY vs $5,199 in Bourne, MA, rent included.

  • New York, NY $9,608
  • Bourne, MA $5,199

New York, NY costs about 92% more than Bourne, MA, and outside of rent the biggest gap is in transport.

Both New York, NY and Bourne, MA sit above the global median – New York, NY by 264%, Bourne, MA by 90%.

Currency
🍽 Eating Out
New York, NY
Bourne, MA
Difference
Meal at Budget Restaurant
$24.99 $24.99
$19.11 $19.11
30.77%
Three-Course Dinner for Two, Mid-Range
$120 $120
$81.0 $81.0
48.52%
Fast Food Meal (McDonalds, etc)
$13.74 $13.74
$12.91 $12.91
6.43%
Cappuccino
$6.60 $6.60
$6.15 $6.15
7.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.82 $3.82
$2.45 $2.45
55.92%
Water (0.33 liter bottle)
$2.87 $2.87
$1.53 $1.53
87.58%
Local Beer (0.5 liter draught)
$7.95 $7.95
$8.95 $8.95
-11.17%
Imported Beer (0.33 liter bottle)
$10.06 $10.06
$6.90 $6.90
45.80%
🛒 Groceries & Markets
New York, NY
Bourne, MA
Difference
Milk (1 liter)
$1.37 $1.37
$1.26 $1.26
8.73%
White Bread (500g)
$4.75 $4.75
$4.57 $4.57
3.94%
Rice (white) (1kg)
$7.69 $7.69
$5.92 $5.92
29.90%
Eggs
$5.87 $5.87
$6.80 $6.80
-13.68%
Local Cheese (1kg)
$19.25 $19.25
$14.21 $14.21
35.47%
Chicken Fillets (1kg)
$17.83 $17.83
$10.17 $10.17
75.32%
Beef Round Steak (1kg)
$19.03 $19.03
$20.07 $20.07
-5.18%
Apples (1kg)
$6.69 $6.69
$5.99 $5.99
11.69%
Banana (1kg)
$2.29 $2.29
$3.51 $3.51
-34.76%
Oranges (1kg)
$6.41 $6.41
$4.22 $4.22
51.90%
Tomato (1kg)
$6.75 $6.75
$5.19 $5.19
30.06%
Potato (1kg)
$3.93 $3.93
$3.10 $3.10
26.77%
Onion (1kg)
$4.52 $4.52
$2.98 $2.98
51.68%
Lettuce (1 head)
$2.79 $2.79
$3.00 $3.00
-7.00%
Water (1.5 liter bottle)
$2.51 $2.51
$2.94 $2.94
-14.63%
Cigarettes 20 Pack (Marlboro, Camel)
$18.10 $18.10
$14.77 $14.77
22.55%
Wine (Bottle)
$20.16 $20.16
$14.86 $14.86
35.67%
Local Beer (0.5 liter bottle)
$3.26 $3.26
$1.86 $1.86
75.27%
Imported Beer (0.33 liter bottle)
$3.75 $3.75
$3.60 $3.60
4.17%
🚌 Getting Around
New York, NY
Bourne, MA
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
$2.11 $2.11
38.39%
Public Transport Monthly Pass (Regular Price)
$143 $143
-
-
Taxi Start (Normal Tariff)
$3.06 $3.06
$3.08 $3.08
-0.65%
Taxi (Normal Tariff) (1km)
$2.16 $2.16
$2.14 $2.14
0.93%
Taxi 1hour Waiting (Normal Tariff)
$41.33 $41.33
$42.66 $42.66
-3.12%
Gasoline (1 liter)
$1.12 $1.12
$1.13 $1.13
-0.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1K $33.1K
$27.4K $27.4K
20.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$26.2K $26.2K
-1.73%
🧾 Monthly Utilities & Internet
New York, NY
Bourne, MA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$170 $170
29.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$75.3 $75.3
$50.1 $50.1
50.48%
Internet (50+ Mbps, Unlimited Data)
$70.5 $70.5
$50.0 $50.0
40.96%
🎉 Sport & Entertainment
New York, NY
Bourne, MA
Difference
Gym Membership (Monthly)
$116 $116
$46.05 $46.05
150.81%
Tennis Court (1 Hour on Weekend)
$67.6 $67.6
-
-
Cinema Ticket
$21.37 $21.37
$20.64 $20.64
3.54%
🧸 Childcare & Education
New York, NY
Bourne, MA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,432 $3,432
$2,023 $2,023
69.66%
International Primary School, 1 Child (Yearly)
$61.7K $61.7K
$16.2K $16.2K
280.61%
👕👟 Clothing & Footwear
New York, NY
Bourne, MA
Difference
Jeans (Levis 501 Or Similar)
$74.9 $74.9
$49.73 $49.73
50.57%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$41.44 $41.44
25.82%
Sport Shoes (Adidas, Nike)
$117 $117
$86.6 $86.6
34.76%
Men's Leather Business Shoes
$135 $135
$101 $101
33.19%
🏠 Accommodation & Living
New York, NY
Bourne, MA
Difference
1-bedroom Apartment, City Center (Monthly)
$4,347 $4,347
$1,604 $1,604
171.01%
1-bedroom Apartment, Outside City Center (Monthly)
$3,117 $3,117
$1,265 $1,265
146.38%
3-bedroom Apartment, City Center (Monthly)
$9,110 $9,110
$2,152 $2,152
323.40%
3-bedroom Apartment, Outside City Center (Monthly)
$5,379 $5,379
$2,219 $2,219
142.46%
Buy Apartment in City Center (m2)
$19.3K $19.3K
$2,875 $2,875
570.72%
Buy Apartment Outside City Center (m2)
$6,943 $6,943
$2,510 $2,510
176.62%
💵 Salaries & Financials
New York, NY
Bourne, MA
Difference
Average Monthly Net Salary (After Tax)
$5,238 $5,238
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.85
6.8
0.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Bourne, MA: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Bourne, MA
$1.3K 59.4% $1.9K
Groceries & Markets
New York, NY
$552
Bourne, MA
$465 15.7% $87
Eating Out
New York, NY
$407
Bourne, MA
$340 16.5% $67
Monthly Utilities & Internet
New York, NY
$365
Bourne, MA
$270 26% $95
Clothing & Footwear
New York, NY
$170
Bourne, MA
$125 26.3% $45
Getting Around
New York, NY
$168
Bourne, MA
$22 * 86.8% $146
Sport & Entertainment
New York, NY
$158
Bourne, MA
$87 44.8% $71

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $1,604 in Bourne, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $120 in New York, NY versus $81.0 in Bourne, MA. Monthly groceries follow the same trend: $552 vs $465 – making Bourne, MA the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇺🇸 Bourne, MA
🕒 Local time
02:01 2:01 AM
02:01 2:01 AM
Same time as New York, NY
🌤 Weather
👥 Population
8,804,190
19,224
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • New York, NY Bourne, MA 320 km
From you
  • New York, NY
  • Bourne, MA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Bourne, MA: Cost of Living - Frequently Asked Questions
How do living costs in New York, NY and in Bourne, MA compare overall?
Monthly costs with rent: $4,938 in New York, NY, $2,575 in Bourne, MA – roughly 92% apart. Outside of rent, the biggest gap is in transport.
What salary covers living expenses in New York, NY compared to Bourne, MA?
For a comfortable life, plan on about $7,407 per month in New York, NY and $3,863 in Bourne, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between New York, NY and Bourne, MA?
Rent is clearly cheaper in Bourne, MA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city is more expensive overall: New York, NY or Bourne, MA?
Monthly expenses with rent come to $4,938 in New York, NY and $2,575 in Bourne, MA. That's a gap of about 92%.
What is the difference in childcare costs between New York, NY and Bourne, MA?
Kindergarten costs $3,432 per month in New York, NY and $2,023 in Bourne, MA. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city is feasible on a $3,000 budget?
$3,000 is a stretch for both – monthly costs hit $4,938 in New York, NY and $2,575 in Bourne, MA. You'll need shared housing and careful budgeting no matter which city you pick.
How does quality of life compare between New York, NY and Bourne, MA?
It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $2,575 in Bourne, MA to $4,938 in New York, NY. Climate, culture, job market, and personal taste all factor in.
Is New York, NY or Bourne, MA safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between New York, NY and Bourne, MA?
If budget matters most, go with Bourne, MA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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