Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Bloomfield, NJ

For one person, living is cheaper in Bloomfield, NJ: $2,779 a month against $4,941 in New York, NY, rent and utilities included – about $25,900 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
133

Cost of Living Index in Bloomfield, NJ
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Bloomfield, NJ Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Bloomfield, NJ

🇺🇸 United States

$2,779

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Bloomfield, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Bloomfield, NJ actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,779 in Bloomfield, NJ, rent included.

New York, NY $4,941
Bloomfield, NJ $2,779

A couple spends around $7,225 per month in New York, NY vs $2,832 in Bloomfield, NJ, rent included.

New York, NY $7,225
Bloomfield, NJ $2,832

A family of three spends $9,509 per month in New York, NY vs $2,886 in Bloomfield, NJ, rent included.

New York, NY $9,509
Bloomfield, NJ $2,886

New York, NY costs about 78% more than Bloomfield, NJ, and outside of rent the biggest gap is in transport.

Both New York, NY and Bloomfield, NJ sit above the global median – New York, NY by 263%, Bloomfield, NJ by 104%.

Meal at Budget Restaurant

$28.55 $28.55

$19.65 $19.65

45.29%

Three-Course Dinner for Two, Mid-Range

$118 $118

$80.4 $80.4

47.25%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$11.83 $11.83

27.13%

Cappuccino

$6.53 $6.53

$5.51 $5.51

18.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.57 $2.57

54.09%

Water (0.33 liter bottle)

$3.01 $3.01

$1.54 $1.54

95.45%

Local Beer (0.5 liter draught)

$8.16 $8.16

$8.17 $8.17

-0.12%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$6.93 $6.93

41.99%

Milk (1 liter)

$1.37 $1.37

$1.28 $1.28

7.03%

White Bread (500g)

$4.97 $4.97

$4.36 $4.36

13.99%

Rice (white) (1kg)

$7.81 $7.81

$5.98 $5.98

30.60%

Eggs

$5.97 $5.97

$6.22 $6.22

-4.02%

Local Cheese (1kg)

$18.91 $18.91

$13.80 $13.80

37.03%

Chicken Fillets (1kg)

$18.04 $18.04

$10.38 $10.38

73.80%

Beef Round Steak (1kg)

$19.05 $19.05

$19.85 $19.85

-4.03%

Apples (1kg)

$6.76 $6.76

$6.06 $6.06

11.55%

Banana (1kg)

$2.27 $2.27

$3.47 $3.47

-34.58%

Oranges (1kg)

$6.83 $6.83

$4.33 $4.33

57.74%

Tomato (1kg)

$7.09 $7.09

$5.82 $5.82

21.82%

Potato (1kg)

$4.22 $4.22

$4.14 $4.14

1.93%

Onion (1kg)

$4.65 $4.65

$4.28 $4.28

8.64%

Lettuce (1 head)

$2.87 $2.87

$2.55 $2.55

12.55%

Water (1.5 liter bottle)

$2.60 $2.60

$2.57 $2.57

1.17%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$15.12 $15.12

24.14%

Wine (Bottle)

$20.13 $20.13

$14.78 $14.78

36.20%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.86 $1.86

85.48%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.35 $3.35

20.00%

One-way Ticket (Public Transport)

$2.91 $2.91

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.08 $3.08

$3.05 $3.05

0.98%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$2.11 $2.11

0.47%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$41.64 $41.64

0.77%

Gasoline (1 liter)

$1.17 $1.17

$1.11 $1.11

5.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.6K $27.6K

24.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.7K $25.7K

0.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$171 $171

28.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$51.2 $51.2

44.94%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$50.5 $50.5

38.92%

Gym Membership (Monthly)

$112 $112

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$19.63 $19.63

12.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$2,015 $2,015

76.60%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$15.9K $15.9K

291.88%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$49.87 $49.87

51.61%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$77.7 $77.7

-34.12%

Sport Shoes (Adidas, Nike)

$123 $123

$85.6 $85.6

43.93%

Men's Leather Business Shoes

$140 $140

$104 $104

34.01%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,677 $1,677

168.24%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,518 $1,518

102.81%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$3,542 $3,542

166.71%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

Buy Apartment in City Center (m2)

$18.1K $18.1K

Buy Apartment Outside City Center (m2)

$6,693 $6,693

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$5,048 $5,048

3.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.67

2.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Bloomfield, NJ: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Bloomfield, NJ

$1.5K 54.6% 50.7% $1.6K

Groceries & Markets

New York, NY

$563 11.4%

Bloomfield, NJ

$463 16.7% 17.7% $100

Eating Out

New York, NY

$440 8.9%

Bloomfield, NJ

$330 11.9% 25.1% $110

Monthly Utilities & Internet

New York, NY

$364 7.4%

Bloomfield, NJ

$272 9.8% 25.2% $92

Clothing & Footwear

New York, NY

$175 3.6%

Bloomfield, NJ

$143 5.1% 18.5% $33

Getting Around

New York, NY

$164 3.3%

Bloomfield, NJ

$14 * 0.5% 91.7% $151

Sport & Entertainment

New York, NY

$156 3.2%

Bloomfield, NJ

$39 * 1.4% 74.9% $117

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,677 in Bloomfield, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $80 in Bloomfield, NJ. Monthly groceries follow the same trend: $563 vs $463 – making Bloomfield, NJ the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Bloomfield, NJ

🕒 Local time

09:54 9:54 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

53,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Bloomfield, NJ: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 78%, and outside of rent the gap shows up most in transport.

For a comfortable life, plan on about $7,412 per month in New York, NY and $4,168 in Bloomfield, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bloomfield, NJ, especially for central apartments: a one-bedroom in the center costs $1,677 there versus $4,499 in New York, NY.

A mid-range dinner for two costs $118 in New York, NY and $80 in Bloomfield, NJ. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 22% more in New York, NY, though the gap depends on what you buy.

$2,500 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,779 in Bloomfield, NJ. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Bloomfield, NJ – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Bloomfield, NJ. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.