Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Big Rapids, MI

For one person, living is cheaper in Big Rapids, MI: $1,961 a month against $4,941 in New York, NY, rent and utilities included – about $35,800 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
Big Rapids, MI, United States
New York, NY
🇺🇸 United States
$4,941
/mo nomad
Big Rapids, MI
🇺🇸 United States
$1,961
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Big Rapids, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Big Rapids, MI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,941 in New York, NY versus $1,961 in Big Rapids, MI.

  • New York, NY $4,941
  • Big Rapids, MI $1,961

Estimated couple costs with rent: $7,225 in New York, NY versus $2,883 in Big Rapids, MI.

  • New York, NY $7,225
  • Big Rapids, MI $2,883

Monthly costs for a family of three with rent: $9,509 in New York, NY versus $3,804 in Big Rapids, MI.

  • New York, NY $9,509
  • Big Rapids, MI $3,804

Living in New York, NY is roughly 152% more expensive than in Big Rapids, MI, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 263% above, Big Rapids, MI 44% above.

Currency
🍽 Eating Out
New York, NY
Big Rapids, MI
Difference
Meal at Budget Restaurant
$28.55 $28.55
$18.73 $18.73
52.43%
Three-Course Dinner for Two, Mid-Range
$118 $118
$61.1 $61.1
93.99%
Fast Food Meal (McDonalds, etc)
$15.04 $15.04
$8.17 $8.17
84.09%
Cappuccino
$6.53 $6.53
$4.93 $4.93
32.45%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 $3.96
$2.99 $2.99
32.44%
Water (0.33 liter bottle)
$3.01 $3.01
$2.18 $2.18
38.07%
Local Beer (0.5 liter draught)
$8.16 $8.16
$6.52 $6.52
25.15%
Imported Beer (0.33 liter bottle)
$9.84 $9.84
$7.84 $7.84
25.51%
🛒 Groceries & Markets
New York, NY
Big Rapids, MI
Difference
Milk (1 liter)
$1.37 $1.37
$0.89 $0.89
53.93%
White Bread (500g)
$4.97 $4.97
$3.20 $3.20
55.31%
Rice (white) (1kg)
$7.81 $7.81
$2.17 $2.17
259.91%
Eggs
$5.97 $5.97
$3.70 $3.70
61.35%
Local Cheese (1kg)
$18.91 $18.91
$16.99 $16.99
11.30%
Chicken Fillets (1kg)
$18.04 $18.04
$13.26 $13.26
36.05%
Beef Round Steak (1kg)
$19.05 $19.05
$14.66 $14.66
29.95%
Apples (1kg)
$6.76 $6.76
$3.41 $3.41
98.24%
Banana (1kg)
$2.27 $2.27
$0.63 $0.63
260.32%
Oranges (1kg)
$6.83 $6.83
$3.82 $3.82
78.80%
Tomato (1kg)
$7.09 $7.09
$4.49 $4.49
57.91%
Potato (1kg)
$4.22 $4.22
$2.29 $2.29
84.28%
Onion (1kg)
$4.65 $4.65
$2.73 $2.73
70.33%
Lettuce (1 head)
$2.87 $2.87
$2.33 $2.33
23.18%
Water (1.5 liter bottle)
$2.60 $2.60
$2.05 $2.05
26.83%
Cigarettes 20 Pack (Marlboro, Camel)
$18.77 $18.77
$10.26 $10.26
82.94%
Wine (Bottle)
$20.13 $20.13
$13.64 $13.64
47.58%
Local Beer (0.5 liter bottle)
$3.45 $3.45
$2.08 $2.08
65.87%
Imported Beer (0.33 liter bottle)
$4.02 $4.02
$2.84 $2.84
41.55%
🚌 Getting Around
New York, NY
Big Rapids, MI
Difference
One-way Ticket (Public Transport)
$2.91 $2.91
$1.96 $1.96
48.47%
Public Transport Monthly Pass (Regular Price)
$139 $139
$61.0 $61.0
127.78%
Taxi Start (Normal Tariff)
$3.08 $3.08
$2.98 $2.98
3.36%
Taxi (Normal Tariff) (1km)
$2.12 $2.12
$1.59 $1.59
33.33%
Taxi 1hour Waiting (Normal Tariff)
$41.96 $41.96
$26.80 $26.80
56.57%
Gasoline (1 liter)
$1.17 $1.17
$1.12 $1.12
4.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$29.6K $29.6K
16.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$24.0K $24.0K
7.61%
🧾 Monthly Utilities & Internet
New York, NY
Big Rapids, MI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$196 $196
11.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.2 $74.2
$58.9 $58.9
26.07%
Internet (50+ Mbps, Unlimited Data)
$70.2 $70.2
$72.3 $72.3
-2.86%
🎉 Sport & Entertainment
New York, NY
Big Rapids, MI
Difference
Gym Membership (Monthly)
$112 $112
$43.35 $43.35
158.25%
Tennis Court (1 Hour on Weekend)
$74.9 $74.9
-
-
Cinema Ticket
$22.14 $22.14
$13.11 $13.11
68.88%
🧸 Childcare & Education
New York, NY
Big Rapids, MI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,558 $3,558
$1,985 $1,985
79.26%
International Primary School, 1 Child (Yearly)
$62.2K $62.2K
$19.7K $19.7K
215.68%
👕👟 Clothing & Footwear
New York, NY
Big Rapids, MI
Difference
Jeans (Levis 501 Or Similar)
$75.6 $75.6
$56.1 $56.1
34.87%
Summer Dress (H&M, Zara, etc)
$51.2 $51.2
$35.30 $35.30
45.04%
Sport Shoes (Adidas, Nike)
$123 $123
$85.8 $85.8
43.54%
Men's Leather Business Shoes
$140 $140
$103 $103
35.27%
🏠 Accommodation & Living
New York, NY
Big Rapids, MI
Difference
1-bedroom Apartment, City Center (Monthly)
$4,499 $4,499
$912 $912
393.25%
1-bedroom Apartment, Outside City Center (Monthly)
$3,078 $3,078
$682 $682
351.18%
3-bedroom Apartment, City Center (Monthly)
$9,447 $9,447
$1,575 $1,575
499.69%
3-bedroom Apartment, Outside City Center (Monthly)
$5,190 $5,190
$1,064 $1,064
387.91%
Buy Apartment in City Center (m2)
$18.1K $18.1K
$2,629 $2,629
588.81%
Buy Apartment Outside City Center (m2)
$6,693 $6,693
$2,463 $2,463
171.74%
💵 Salaries & Financials
New York, NY
Big Rapids, MI
Difference
Average Monthly Net Salary (After Tax)
$5,220 $5,220
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.86
5.68
20.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Big Rapids, MI: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Big Rapids, MI
$682 77.8% $2.4K
Groceries & Markets
New York, NY
$563
Big Rapids, MI
$374 33.6% $189
Eating Out
New York, NY
$440
Big Rapids, MI
$302 31.3% $138
Monthly Utilities & Internet
New York, NY
$364
Big Rapids, MI
$327 10% $36
Clothing & Footwear
New York, NY
$175
Big Rapids, MI
$126 28% $49
Getting Around
New York, NY
$164
Big Rapids, MI
$80 51.4% $84
Sport & Entertainment
New York, NY
$156
Big Rapids, MI
$70 55.5% $87

Cost Breakdown

A one-bedroom apartment in the center runs $4,499 in New York, NY and $912 in Big Rapids, MI. Housing cost is often the main lever when comparing two cities.

Dining out: $118 in New York, NY vs $61 in Big Rapids, MI for a mid-range dinner for two. Groceries echo the gap at $563 vs $374 per month, with Big Rapids, MI cheaper across the board.

Good to know
🇺🇸 New York, NY
🇺🇸 Big Rapids, MI
🕒 Local time
14:06 2:06 PM
14:06 2:06 PM
Same time as New York, NY
🌤 Weather
👥 Population
8,804,190
10,565
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • New York, NY Big Rapids, MI 990 km ≈ 1 h 45 min nonstop flight
From you
  • New York, NY
  • Big Rapids, MI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Big Rapids, MI: Cost of Living - Frequently Asked Questions
Is Big Rapids, MI cheaper than New York, NY?
Big Rapids, MI is cheaper overall, especially in groceries, eating out, and leisure. The 152% gap adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $7,412 in New York, NY and $2,942 in Big Rapids, MI to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between New York, NY and Big Rapids, MI?
Rent for a central apartment: $4,499 in New York, NY versus $912 in Big Rapids, MI. Housing is usually the single largest factor when comparing overall living costs between the two.
How do food prices compare in New York, NY and in Big Rapids, MI?
Supermarket bills run roughly 51% higher in New York, NY. For households that cook at home regularly, that difference adds up over a month.
Is eating out cheaper in New York, NY or in Big Rapids, MI?
Dining out is cheaper in Big Rapids, MI – a meal for two runs $61 versus $118 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.
Is $2,500 a realistic budget for living in New York, NY or in Big Rapids, MI?
At $1,961 in Big Rapids, MI versus $4,941 in New York, NY, a $2,500 budget is realistic in Big Rapids, MI but tight or insufficient in New York, NY. The gap between the two cities makes Big Rapids, MI the clear choice for anyone on this budget.
Is it better to live in New York, NY or in Big Rapids, MI?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Big Rapids, MI gentler on the wallet – expenses run 60% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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