Cost of Living Comparison Between New York, NY and Bergen County, NJ Cost of Living Comparison Between New York, NY and Bergen County, NJ

😐 Solo nomad: New York, NY is 15.2% more expensive than Bergen County, NJ without rent, and 11.5% more expensive with rent.

😐 Family of 3: New York, NY is 34.9% more expensive than Bergen County, NJ without rent, and 53.1% more expensive with rent.

Meal at Budget Restaurant

$30.05 $30.05

$19.79 $19.79

51.84%

Three-Course Dinner for Two, Mid-Range

$142 $142

$85.3 $85.3

66.60%

Fast Food Meal (McDonalds, etc)

$12.27 $12.27

$13.78 $13.78

-10.96%

Cappuccino

$5.99 $5.99

$4.90 $4.90

22.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.31 $3.31

$2.44 $2.44

35.66%

Water (0.33 liter bottle)

$2.71 $2.71

$2.23 $2.23

21.52%

Local Beer (0.5 liter draught)

$8.23 $8.23

$6.82 $6.82

20.67%

Imported Beer (0.33 liter bottle)

$12.04 $12.04

$9.14 $9.14

31.73%

Milk (1 liter)

$1.53 $1.53

$1.30 $1.30

17.69%

White Bread (500g)

$5.19 $5.19

$4.45 $4.45

16.63%

Rice (white) (1kg)

$8.41 $8.41

$8.59 $8.59

-2.10%

Eggs

$7.21 $7.21

$4.92 $4.92

46.54%

Local Cheese (1kg)

$17.68 $17.68

$16.78 $16.78

5.36%

Chicken Fillets (1kg)

$16.44 $16.44

$12.07 $12.07

36.21%

Beef Round Steak (1kg)

$19.98 $19.98

$17.29 $17.29

15.56%

Apples (1kg)

$7.34 $7.34

$5.05 $5.05

45.35%

Banana (1kg)

$2.48 $2.48

$1.71 $1.71

45.03%

Oranges (1kg)

$5.70 $5.70

$3.92 $3.92

45.41%

Tomato (1kg)

$6.55 $6.55

$4.15 $4.15

57.83%

Potato (1kg)

$3.85 $3.85

$2.79 $2.79

37.99%

Onion (1kg)

$3.96 $3.96

$3.85 $3.85

2.86%

Lettuce (1 head)

$3.09 $3.09

$2.39 $2.39

29.29%

Water (1.5 liter bottle)

$2.48 $2.48

$2.14 $2.14

15.89%

Cigarettes 20 Pack (Marlboro, Camel)

$19.19 $19.19

$13.74 $13.74

39.67%

Wine (Bottle)

$18.35 $18.35

$15.06 $15.06

21.85%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$1.78 $1.78

67.98%

Imported Beer (0.33 liter bottle)

$3.81 $3.81

$3.54 $3.54

7.63%

One-way Ticket (Public Transport)

$2.95 $2.95

$4.12 $4.12

-28.40%

Public Transport Monthly Pass (Regular Price)

$134 $134

$170 $170

-21.03%

Taxi Start (Normal Tariff)

$4.92 $4.92

$2.96 $2.96

66.22%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$1.41 $1.41

49.65%

Taxi 1hour Waiting (Normal Tariff)

$42.15 $42.15

$24.16 $24.16

74.46%

Gasoline (1 liter)

$0.97 $0.97

$0.85 $0.85

14.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.3K $35.3K

$29.0K $29.0K

21.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K $27.5K

$25.0K $25.0K

9.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 $182

$129 $129

41.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.3 $59.3

$44.20 $44.20

34.23%

Internet (50+ Mbps, Unlimited Data)

$62.9 $62.9

$65.6 $65.6

-4.21%

Gym Membership (Monthly)

$142 $142

$43.08 $43.08

228.57%

Tennis Court (1 Hour on Weekend)

$65.2 $65.2

Cinema Ticket

$20.25 $20.25

$16.92 $16.92

19.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,193 $3,193

$2,292 $2,292

39.34%

International Primary School, 1 Child (Yearly)

$57.7K $57.7K

$23.4K $23.4K

146.27%

Jeans (Levis 501 Or Similar)

$68.0 $68.0

$74.9 $74.9

-9.20%

Summer Dress (H&M, Zara, etc)

$47.71 $47.71

$24.09 $24.09

98.05%

Sport Shoes (Adidas, Nike)

$114 $114

$88.2 $88.2

29.54%

Men's Leather Business Shoes

$171 $171

$114 $114

49.63%

1-bedroom Apartment, City Center (Monthly)

$4,152 $4,152

$2,793 $2,793

48.64%

1-bedroom Apartment, Outside City Center (Monthly)

$2,695 $2,695

$2,677 $2,677

0.67%

3-bedroom Apartment, City Center (Monthly)

$8,492 $8,492

$4,555 $4,555

86.43%

3-bedroom Apartment, Outside City Center (Monthly)

$5,225 $5,225

$3,011 $3,011

73.49%

Buy Apartment in City Center (m2)

$21.5K $21.5K

$4,027 $4,027

434.70%

Buy Apartment Outside City Center (m2)

$10.0K $10.0K

$3,788 $3,788

164.44%

Average Monthly Net Salary (After Tax)

$5,197 $5,197

$5,315 $5,315

-2.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.57

-1.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: January 12, 2026

Last update for Bergen County, NJ: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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