Cost of Living Comparison Between New York, NY and Bergen County, NJ Cost of Living Comparison Between New York, NY and Bergen County, NJ

😐 Solo nomad: New York, NY is 21.9% more expensive than Bergen County, NJ without rent, and 7.9% more expensive with rent.

😐 Family of 3: New York, NY is 21.1% more expensive than Bergen County, NJ without rent, and 55% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$20.21 $20.21

46.86%

Three-Course Dinner for Two, Mid-Range

$144 $144

$86.5 $86.5

66.78%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$13.86 $13.86

-10.32%

Cappuccino

$5.84 $5.84

$5.17 $5.17

12.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.42 $2.42

34.71%

Water (0.33 liter bottle)

$2.58 $2.58

$2.24 $2.24

15.18%

Local Beer (0.5 liter draught)

$8.24 $8.24

$6.88 $6.88

19.77%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$8.82 $8.82

34.47%

Milk (1 liter)

$1.56 $1.56

$1.3 $1.3

20.00%

White Bread (500g)

$5.23 $5.23

$4.52 $4.52

15.71%

Rice (white) (1kg)

$8.11 $8.11

$8.93 $8.93

-9.18%

Eggs

$7.25 $7.25

$4.8 $4.8

51.04%

Local Cheese (1kg)

$17.08 $17.08

$16.84 $16.84

1.43%

Chicken Fillets (1kg)

$16.24 $16.24

$11.71 $11.71

38.68%

Beef Round Steak (1kg)

$20.02 $20.02

$17.99 $17.99

11.28%

Apples (1kg)

$7.49 $7.49

$4.81 $4.81

55.72%

Banana (1kg)

$2.55 $2.55

$1.79 $1.79

42.46%

Oranges (1kg)

$5.82 $5.82

$3.86 $3.86

50.78%

Tomato (1kg)

$6.52 $6.52

$4.06 $4.06

60.59%

Potato (1kg)

$3.72 $3.72

$2.79 $2.79

33.33%

Onion (1kg)

$3.9 $3.9

$3.78 $3.78

3.17%

Lettuce (1 head)

$3.07 $3.07

$2.39 $2.39

28.45%

Water (1.5 liter bottle)

$2.57 $2.57

$2.17 $2.17

18.43%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$13.52 $13.52

42.09%

Wine (Bottle)

$17.79 $17.79

$16.8 $16.8

5.89%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$1.68 $1.68

79.17%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$3.5 $3.5

6.29%

One-way Ticket (Public Transport)

$2.92 $2.92

$4.31 $4.31

-32.25%

Public Transport Monthly Pass (Regular Price)

$134 $134

$169 $169

-20.80%

Taxi Start (Normal Tariff)

$5.13 $5.13

$3.06 $3.06

67.65%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.42 $1.42

51.41%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$23.99 $23.99

73.28%

Gasoline (1 liter)

$0.95 $0.95

$0.92 $0.92

3.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$29.7K $29.7K

17.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$25.5K $25.5K

8.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$129 $129

38.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$45.21 $45.21

32.65%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

-0.02%

Gym Membership (Monthly)

$141 $141

$43.28 $43.28

225.12%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$17.34 $17.34

14.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$2,232 $2,232

43.68%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$24K $24K

135.66%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$74.6 $74.6

-11.89%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$23.91 $23.91

103.89%

Sport Shoes (Adidas, Nike)

$111 $111

$88.6 $88.6

25.48%

Men's Leather Business Shoes

$172 $172

$116 $116

47.94%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$2,732 $2,732

52.46%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$2,693 $2,693

-1.46%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$4,548 $4,548

84.98%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$3,003 $3,003

75.74%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$3,971 $3,971

293.44%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$3,714 $3,714

200.38%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$5,523 $5,523

1.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.57

-1.98%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Bergen County, NJ: October 27, 2025

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