Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Bellevue, NE

For one person, living is cheaper in Bellevue, NE: $2,249 a month against $4,941 in New York, NY, rent and utilities included – about $32,300 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
Bellevue, NE, United States
New York, NY
🇺🇸 United States
$4,941
/mo nomad
Bellevue, NE
🇺🇸 United States
$2,249
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Bellevue, NE

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Bellevue, NE actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,249 in Bellevue, NE, rent included.

  • New York, NY $4,941
  • Bellevue, NE $2,249

A couple spends around $7,225 per month in New York, NY vs $3,403 in Bellevue, NE, rent included.

  • New York, NY $7,225
  • Bellevue, NE $3,403

A family of three spends $9,509 per month in New York, NY vs $4,558 in Bellevue, NE, rent included.

  • New York, NY $9,509
  • Bellevue, NE $4,558

New York, NY costs about 120% more than Bellevue, NE, and outside of rent the biggest gap is in groceries.

Both New York, NY and Bellevue, NE sit above the global median – New York, NY by 263%, Bellevue, NE by 65%.

Currency
🍽 Eating Out
New York, NY
Bellevue, NE
Difference
Meal at Budget Restaurant
$28.55 $28.55
$20.21 $20.21
41.27%
Three-Course Dinner for Two, Mid-Range
$118 $118
$74.8 $74.8
58.44%
Fast Food Meal (McDonalds, etc)
$15.04 $15.04
$11.92 $11.92
26.17%
Cappuccino
$6.53 $6.53
$5.91 $5.91
10.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 $3.96
$2.58 $2.58
53.49%
Water (0.33 liter bottle)
$3.01 $3.01
$1.89 $1.89
59.26%
Local Beer (0.5 liter draught)
$8.16 $8.16
$5.84 $5.84
39.73%
Imported Beer (0.33 liter bottle)
$9.84 $9.84
$7.51 $7.51
31.03%
🛒 Groceries & Markets
New York, NY
Bellevue, NE
Difference
Milk (1 liter)
$1.37 $1.37
$0.96 $0.96
42.71%
White Bread (500g)
$4.97 $4.97
$3.27 $3.27
51.99%
Rice (white) (1kg)
$7.81 $7.81
$4.27 $4.27
82.90%
Eggs
$5.97 $5.97
$4.21 $4.21
41.81%
Local Cheese (1kg)
$18.91 $18.91
$11.34 $11.34
66.75%
Chicken Fillets (1kg)
$18.04 $18.04
$9.46 $9.46
90.70%
Beef Round Steak (1kg)
$19.05 $19.05
$15.72 $15.72
21.18%
Apples (1kg)
$6.76 $6.76
$4.43 $4.43
52.60%
Banana (1kg)
$2.27 $2.27
$1.62 $1.62
40.12%
Oranges (1kg)
$6.83 $6.83
$4.39 $4.39
55.58%
Tomato (1kg)
$7.09 $7.09
$4.47 $4.47
58.61%
Potato (1kg)
$4.22 $4.22
$1.89 $1.89
123.28%
Onion (1kg)
$4.65 $4.65
$2.89 $2.89
60.90%
Lettuce (1 head)
$2.87 $2.87
$2.32 $2.32
23.71%
Water (1.5 liter bottle)
$2.60 $2.60
$2.52 $2.52
3.17%
Cigarettes 20 Pack (Marlboro, Camel)
$18.77 $18.77
$8.16 $8.16
130.02%
Wine (Bottle)
$20.13 $20.13
$15.56 $15.56
29.37%
Local Beer (0.5 liter bottle)
$3.45 $3.45
$2.00 $2.00
72.50%
Imported Beer (0.33 liter bottle)
$4.02 $4.02
$5.73 $5.73
-29.84%
🚌 Getting Around
New York, NY
Bellevue, NE
Difference
One-way Ticket (Public Transport)
$2.91 $2.91
$2.02 $2.02
44.06%
Public Transport Monthly Pass (Regular Price)
$139 $139
$59.5 $59.5
133.36%
Taxi Start (Normal Tariff)
$3.08 $3.08
$3.04 $3.04
1.32%
Taxi (Normal Tariff) (1km)
$2.12 $2.12
$1.38 $1.38
53.62%
Taxi 1hour Waiting (Normal Tariff)
$41.96 $41.96
$25.15 $25.15
66.84%
Gasoline (1 liter)
$1.17 $1.17
$0.97 $0.97
20.62%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$32.3K $32.3K
6.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$26.3K $26.3K
-1.70%
🧾 Monthly Utilities & Internet
New York, NY
Bellevue, NE
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$203 $203
7.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.2 $74.2
$66.8 $66.8
11.07%
Internet (50+ Mbps, Unlimited Data)
$70.2 $70.2
$72.1 $72.1
-2.58%
🎉 Sport & Entertainment
New York, NY
Bellevue, NE
Difference
Gym Membership (Monthly)
$112 $112
$42.48 $42.48
163.54%
Tennis Court (1 Hour on Weekend)
$74.9 $74.9
$40.10 $40.10
86.68%
Cinema Ticket
$22.14 $22.14
$14.75 $14.75
50.10%
🧸 Childcare & Education
New York, NY
Bellevue, NE
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,558 $3,558
$977 $977
264.21%
International Primary School, 1 Child (Yearly)
$62.2K $62.2K
$19.6K $19.6K
216.93%
👕👟 Clothing & Footwear
New York, NY
Bellevue, NE
Difference
Jeans (Levis 501 Or Similar)
$75.6 $75.6
$61.1 $61.1
23.79%
Summer Dress (H&M, Zara, etc)
$51.2 $51.2
$42.89 $42.89
19.38%
Sport Shoes (Adidas, Nike)
$123 $123
$102 $102
21.10%
Men's Leather Business Shoes
$140 $140
$122 $122
14.58%
🏠 Accommodation & Living
New York, NY
Bellevue, NE
Difference
1-bedroom Apartment, City Center (Monthly)
$4,499 $4,499
$1,133 $1,133
297.05%
1-bedroom Apartment, Outside City Center (Monthly)
$3,078 $3,078
$899 $899
242.26%
3-bedroom Apartment, City Center (Monthly)
$9,447 $9,447
$1,792 $1,792
427.03%
3-bedroom Apartment, Outside City Center (Monthly)
$5,190 $5,190
$1,572 $1,572
230.08%
Buy Apartment in City Center (m2)
$18.1K $18.1K
$2,669 $2,669
578.47%
Buy Apartment Outside City Center (m2)
$6,693 $6,693
$2,358 $2,358
183.82%
💵 Salaries & Financials
New York, NY
Bellevue, NE
Difference
Average Monthly Net Salary (After Tax)
$5,220 $5,220
$5,013 $5,013
4.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.86
6.57
4.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Bellevue, NE: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Bellevue, NE
$899 70.8% $2.2K
Groceries & Markets
New York, NY
$563
Bellevue, NE
$380 32.5% $183
Eating Out
New York, NY
$440
Bellevue, NE
$330 24.9% $110
Monthly Utilities & Internet
New York, NY
$364
Bellevue, NE
$342 6% $22
Clothing & Footwear
New York, NY
$175
Bellevue, NE
$147 15.9% $28
Getting Around
New York, NY
$164
Bellevue, NE
$78 52.8% $87
Sport & Entertainment
New York, NY
$156
Bellevue, NE
$72 53.9% $84

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,133 in Bellevue, NE. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 4% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $75 in Bellevue, NE. Monthly groceries follow the same trend: $563 vs $380 – making Bellevue, NE the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇺🇸 Bellevue, NE
🕒 Local time
05:07 5:07 AM
04:07 4:07 AM
1 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
151,854
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • New York, NY Bellevue, NE 1,820 km ≈ 2 h 45 min nonstop flight
From you
  • New York, NY
  • Bellevue, NE

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Bellevue, NE: Cost of Living - Frequently Asked Questions
How do living costs in New York, NY and in Bellevue, NE compare overall?
Monthly costs with rent: $4,941 in New York, NY, $2,249 in Bellevue, NE – Bellevue, NE comes out roughly 54% cheaper. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in New York, NY compared to Bellevue, NE?
For a comfortable life, plan on about $7,412 per month in New York, NY and $3,374 in Bellevue, NE. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between New York, NY and Bellevue, NE?
Rent is clearly cheaper in Bellevue, NE, especially for central apartments: a one-bedroom in the center costs $1,133 there versus $4,499 in New York, NY.
Which city has cheaper restaurants?
A mid-range dinner for two costs $118 in New York, NY and $75 in Bellevue, NE. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: New York, NY or Bellevue, NE?
Monthly expenses with rent come to $4,941 in New York, NY and $2,249 in Bellevue, NE. That makes Bellevue, NE about 54% cheaper.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Bellevue, NE, where all-in costs run around $2,249, than in New York, NY at $4,941. In Bellevue, NE it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
Where should families live: New York, NY or Bellevue, NE?
Families tend to lean toward Bellevue, NE – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How do I decide between New York, NY and Bellevue, NE?
If budget matters most, go with Bellevue, NE. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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