Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Banning, CA

For one person, living is cheaper in Banning, CA: $3,025 a month against $4,941 in New York, NY, rent and utilities included – about $23,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
147

Cost of Living Index in Banning, CA
Learn more

Banning, CA Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Banning, CA

🇺🇸 United States

$3,025

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Banning, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Banning, CA actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $3,025 in Banning, CA, rent included.

New York, NY $4,941
Banning, CA $3,025

A couple spends around $7,225 per month in New York, NY vs $4,766 in Banning, CA, rent included.

New York, NY $7,225
Banning, CA $4,766

A family of three spends $9,509 per month in New York, NY vs $6,507 in Banning, CA, rent included.

New York, NY $9,509
Banning, CA $6,507

New York, NY costs about 63% more than Banning, CA, and outside of rent the biggest gap is in groceries.

Both New York, NY and Banning, CA sit above the global median – New York, NY by 263%, Banning, CA by 122%.

Meal at Budget Restaurant

$28.55 $28.55

$17.82 $17.82

60.21%

Three-Course Dinner for Two, Mid-Range

$118 $118

$45.42 $45.42

160.79%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$15.11 $15.11

-0.46%

Cappuccino

$6.53 $6.53

$5.83 $5.83

12.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$1.91 $1.91

107.33%

Water (0.33 liter bottle)

$3.01 $3.01

$1.27 $1.27

137.01%

Local Beer (0.5 liter draught)

$8.16 $8.16

$7.14 $7.14

14.29%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$8.52 $8.52

15.49%

Milk (1 liter)

$1.37 $1.37

$1.20 $1.20

14.17%

White Bread (500g)

$4.97 $4.97

$2.61 $2.61

90.42%

Rice (white) (1kg)

$7.81 $7.81

$4.68 $4.68

66.88%

Eggs

$5.97 $5.97

$4.54 $4.54

31.50%

Local Cheese (1kg)

$18.91 $18.91

$8.34 $8.34

126.74%

Chicken Fillets (1kg)

$18.04 $18.04

$16.04 $16.04

12.47%

Beef Round Steak (1kg)

$19.05 $19.05

$19.97 $19.97

-4.61%

Apples (1kg)

$6.76 $6.76

$5.05 $5.05

33.86%

Banana (1kg)

$2.27 $2.27

$2.25 $2.25

0.89%

Oranges (1kg)

$6.83 $6.83

$4.51 $4.51

51.44%

Tomato (1kg)

$7.09 $7.09

$4.35 $4.35

62.99%

Potato (1kg)

$4.22 $4.22

$3.43 $3.43

23.03%

Onion (1kg)

$4.65 $4.65

$2.78 $2.78

67.27%

Lettuce (1 head)

$2.87 $2.87

$1.93 $1.93

48.70%

Water (1.5 liter bottle)

$2.60 $2.60

$1.64 $1.64

58.54%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$9.06 $9.06

107.17%

Wine (Bottle)

$20.13 $20.13

$15.22 $15.22

32.26%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$3.10 $3.10

11.29%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$2.80 $2.80

43.57%

One-way Ticket (Public Transport)

$2.91 $2.91

$2.04 $2.04

42.65%

Public Transport Monthly Pass (Regular Price)

$139 $139

$61.6 $61.6

125.59%

Taxi Start (Normal Tariff)

$3.08 $3.08

$3.16 $3.16

-2.53%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.86 $1.86

13.98%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$31.77 $31.77

32.07%

Gasoline (1 liter)

$1.17 $1.17

$1.46 $1.46

-19.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$35.2K $35.2K

-2.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$15.8K $15.8K

63.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$284 $284

-22.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$57.5 $57.5

29.18%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$59.9 $59.9

17.31%

Gym Membership (Monthly)

$112 $112

$40.18 $40.18

178.62%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$10.61 $10.61

108.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,711 $1,711

107.98%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$32.4K $32.4K

92.09%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$41.74 $41.74

81.15%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$65.2 $65.2

-21.50%

Sport Shoes (Adidas, Nike)

$123 $123

$66.3 $66.3

85.76%

Men's Leather Business Shoes

$140 $140

$210 $210

-33.44%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,648 $1,648

173.04%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,571 $1,571

96.02%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$4,050 $4,050

133.25%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$3,546 $3,546

46.34%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,710 $2,710

568.19%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,467 $2,467

171.31%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Banning, CA: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Banning, CA

$1.6K 51.9% 49% $1.5K

Groceries & Markets

New York, NY

$563 11.4%

Banning, CA

$413 13.7% 26.6% $150

Eating Out

New York, NY

$440 8.9%

Banning, CA

$323 10.7% 26.6% $117

Monthly Utilities & Internet

New York, NY

$364 7.4%

Banning, CA

$402 13.3% 10.4% $38

Clothing & Footwear

New York, NY

$175 3.6%

Banning, CA

$172 5.7% 1.7% $2.9

Getting Around

New York, NY

$164 3.3%

Banning, CA

$82 2.7% 49.9% $82

Sport & Entertainment

New York, NY

$156 3.2%

Banning, CA

$61 2% 60.7% $95

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,648 in Banning, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in New York, NY versus $45 in Banning, CA. Monthly groceries follow the same trend: $563 vs $413 – making Banning, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Banning, CA

🕒 Local time

18:59 6:59 PM

15:59 3:59 PM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

29,266

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Banning, CA 3,810 km ≈ 5 h nonstop flight

From you

New York, NY
Banning, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Banning, CA: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 63%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $7,412 per month in New York, NY and $4,538 in Banning, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Banning, CA, especially for central apartments: a one-bedroom in the center costs $1,648 there versus $4,499 in New York, NY.

Monthly expenses with rent come to $4,941 in New York, NY and $3,025 in Banning, CA. That makes Banning, CA about 39% cheaper.

Public transport costs about 56% less in Banning, CA. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 is a stretch for both – monthly costs hit $4,941 in New York, NY and $3,025 in Banning, CA. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Banning, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Banning, CA is the easier option financially – housing and daily costs are lower, and overall it costs about 39% less, which matters a lot on a fixed budget or early-career salary.