Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Bakersfield, CA

For one person, living is cheaper in Bakersfield, CA: $2,855 a month against $4,941 in New York, NY, rent and utilities included – about $25,000 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
Bakersfield, CA, United States
New York, NY
🇺🇸 United States
$4,941
/mo nomad
Bakersfield, CA
🇺🇸 United States
$2,855
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Bakersfield, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Bakersfield, CA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,941 in New York, NY versus $2,855 in Bakersfield, CA.

  • New York, NY $4,941
  • Bakersfield, CA $2,855

Estimated couple costs with rent: $7,225 in New York, NY versus $3,902 in Bakersfield, CA.

  • New York, NY $7,225
  • Bakersfield, CA $3,902

Monthly costs for a family of three with rent: $9,509 in New York, NY versus $4,949 in Bakersfield, CA.

  • New York, NY $9,509
  • Bakersfield, CA $4,949

Living in New York, NY is roughly 73% more expensive than in Bakersfield, CA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 263% above, Bakersfield, CA 110% above.

Currency
🍽 Eating Out
New York, NY
Bakersfield, CA
Difference
Meal at Budget Restaurant
$28.55 $28.55
$18.64 $18.64
53.17%
Three-Course Dinner for Two, Mid-Range
$118 $118
$64.8 $64.8
82.79%
Fast Food Meal (McDonalds, etc)
$15.04 $15.04
$14.10 $14.10
6.67%
Cappuccino
$6.53 $6.53
$5.74 $5.74
13.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 $3.96
$2.73 $2.73
45.05%
Water (0.33 liter bottle)
$3.01 $3.01
$2.01 $2.01
49.75%
Local Beer (0.5 liter draught)
$8.16 $8.16
$5.90 $5.90
38.31%
Imported Beer (0.33 liter bottle)
$9.84 $9.84
$5.81 $5.81
69.36%
🛒 Groceries & Markets
New York, NY
Bakersfield, CA
Difference
Milk (1 liter)
$1.37 $1.37
$1.09 $1.09
25.69%
White Bread (500g)
$4.97 $4.97
$4.16 $4.16
19.47%
Rice (white) (1kg)
$7.81 $7.81
$5.07 $5.07
54.04%
Eggs
$5.97 $5.97
$3.29 $3.29
81.46%
Local Cheese (1kg)
$18.91 $18.91
$12.75 $12.75
48.31%
Chicken Fillets (1kg)
$18.04 $18.04
$13.34 $13.34
35.23%
Beef Round Steak (1kg)
$19.05 $19.05
$15.93 $15.93
19.59%
Apples (1kg)
$6.76 $6.76
$4.16 $4.16
62.50%
Banana (1kg)
$2.27 $2.27
$2.04 $2.04
11.27%
Oranges (1kg)
$6.83 $6.83
$3.95 $3.95
72.91%
Tomato (1kg)
$7.09 $7.09
$3.79 $3.79
87.07%
Potato (1kg)
$4.22 $4.22
$2.14 $2.14
97.20%
Onion (1kg)
$4.65 $4.65
$2.42 $2.42
92.15%
Lettuce (1 head)
$2.87 $2.87
$2.12 $2.12
35.38%
Water (1.5 liter bottle)
$2.60 $2.60
$2.48 $2.48
4.84%
Cigarettes 20 Pack (Marlboro, Camel)
$18.77 $18.77
$11.59 $11.59
61.95%
Wine (Bottle)
$20.13 $20.13
$17.80 $17.80
13.09%
Local Beer (0.5 liter bottle)
$3.45 $3.45
$1.97 $1.97
75.13%
Imported Beer (0.33 liter bottle)
$4.02 $4.02
$4.79 $4.79
-16.08%
🚌 Getting Around
New York, NY
Bakersfield, CA
Difference
One-way Ticket (Public Transport)
$2.91 $2.91
$1.62 $1.62
79.63%
Public Transport Monthly Pass (Regular Price)
$139 $139
$58.1 $58.1
138.94%
Taxi Start (Normal Tariff)
$3.08 $3.08
$3.03 $3.03
1.65%
Taxi (Normal Tariff) (1km)
$2.12 $2.12
$2.07 $2.07
2.42%
Taxi 1hour Waiting (Normal Tariff)
$41.96 $41.96
-
-
Gasoline (1 liter)
$1.17 $1.17
$1.52 $1.52
-23.03%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$27.5K $27.5K
25.39%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$27.2K $27.2K
-4.78%
🧾 Monthly Utilities & Internet
New York, NY
Bakersfield, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$390 $390
-43.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.2 $74.2
$59.4 $59.4
25.09%
Internet (50+ Mbps, Unlimited Data)
$70.2 $70.2
$74.9 $74.9
-6.20%
🎉 Sport & Entertainment
New York, NY
Bakersfield, CA
Difference
Gym Membership (Monthly)
$112 $112
$32.71 $32.71
242.25%
Tennis Court (1 Hour on Weekend)
$74.9 $74.9
$24.81 $24.81
201.73%
Cinema Ticket
$22.14 $22.14
$15.11 $15.11
46.53%
🧸 Childcare & Education
New York, NY
Bakersfield, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,558 $3,558
$1,501 $1,501
137.07%
International Primary School, 1 Child (Yearly)
$62.2K $62.2K
-
-
👕👟 Clothing & Footwear
New York, NY
Bakersfield, CA
Difference
Jeans (Levis 501 Or Similar)
$75.6 $75.6
$59.9 $59.9
26.25%
Summer Dress (H&M, Zara, etc)
$51.2 $51.2
$47.66 $47.66
7.43%
Sport Shoes (Adidas, Nike)
$123 $123
$98.9 $98.9
24.56%
Men's Leather Business Shoes
$140 $140
$120 $120
16.10%
🏠 Accommodation & Living
New York, NY
Bakersfield, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$4,499 $4,499
$1,536 $1,536
192.87%
1-bedroom Apartment, Outside City Center (Monthly)
$3,078 $3,078
$1,311 $1,311
134.84%
3-bedroom Apartment, City Center (Monthly)
$9,447 $9,447
$1,828 $1,828
416.88%
3-bedroom Apartment, Outside City Center (Monthly)
$5,190 $5,190
$1,834 $1,834
182.99%
Buy Apartment in City Center (m2)
$18.1K $18.1K
$2,742 $2,742
560.39%
Buy Apartment Outside City Center (m2)
$6,693 $6,693
$2,430 $2,430
175.41%
💵 Salaries & Financials
New York, NY
Bakersfield, CA
Difference
Average Monthly Net Salary (After Tax)
$5,220 $5,220
$3,743 $3,743
39.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.86
6.43
6.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Bakersfield, CA: October 24, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Bakersfield, CA
$1.3K 57.4% $1.8K
Groceries & Markets
New York, NY
$563
Bakersfield, CA
$411 27% $152
Eating Out
New York, NY
$440
Bakersfield, CA
$320 27.2% $120
Monthly Utilities & Internet
New York, NY
$364
Bakersfield, CA
$525 44.2% $161
Clothing & Footwear
New York, NY
$175
Bakersfield, CA
$147 16.1% $28
Getting Around
New York, NY
$164
Bakersfield, CA
$78 52.5% $86
Sport & Entertainment
New York, NY
$156
Bakersfield, CA
$63 59.7% $93

Cost Breakdown

A one-bedroom apartment in the center runs $4,499 in New York, NY and $1,536 in Bakersfield, CA. Housing cost is often the main lever when comparing two cities.

New York, NY pays 39% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $118 in New York, NY vs $65 in Bakersfield, CA for a mid-range dinner for two. Groceries echo the gap at $563 vs $411 per month, with Bakersfield, CA cheaper across the board.

Good to know
🇺🇸 New York, NY
🇺🇸 Bakersfield, CA
🕒 Local time
16:50 4:50 PM
13:50 1:50 PM
3 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
373,640
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • New York, NY Bakersfield, CA 3,930 km ≈ 5 h nonstop flight
From you
  • New York, NY
  • Bakersfield, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Bakersfield, CA: Cost of Living - Frequently Asked Questions
Is Bakersfield, CA cheaper than New York, NY?
Bakersfield, CA is about 42% cheaper overall, especially in groceries, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.
Where can you earn more: New York, NY or Bakersfield, CA?
Average pay runs 39% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between New York, NY and Bakersfield, CA?
Rent for a central apartment: $4,499 in New York, NY versus $1,536 in Bakersfield, CA. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in New York, NY or in Bakersfield, CA?
Dining out is cheaper in Bakersfield, CA – a meal for two runs $65 versus $118 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in New York, NY and in Bakersfield, CA?
All in, you’ll spend $4,941 per month in New York, NY versus $2,855 in Bakersfield, CA – Bakersfield, CA is about 42% cheaper, which adds up to real savings over time.
Is $2,500 enough to cover costs in New York, NY or in Bakersfield, CA?
Both cities are expensive relative to $2,500. Bakersfield, CA is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Is it better to live in New York, NY or in Bakersfield, CA?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Bakersfield, CA gentler on the wallet – expenses run 42% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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