Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Ashland, OH

For one person, living is cheaper in Ashland, OH: $2,365 a month against $4,938 in New York, NY, rent and utilities included – about $30,900 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
114

Cost of Living Index in Ashland, OH
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Ashland, OH Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Ashland, OH

🇺🇸 United States

$2,365

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Ashland, OH

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Ashland, OH actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,938 in New York, NY versus $2,365 in Ashland, OH.

New York, NY $4,938
Ashland, OH $2,365

Estimated couple costs with rent: $7,273 in New York, NY versus $3,244 in Ashland, OH.

New York, NY $7,273
Ashland, OH $3,244

Monthly costs for a family of three with rent: $9,608 in New York, NY versus $4,124 in Ashland, OH.

New York, NY $9,608
Ashland, OH $4,124

Living in New York, NY is roughly 109% more expensive than in Ashland, OH, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: New York, NY 264% above, Ashland, OH 75% above.

Meal at Budget Restaurant

$24.99 $24.99

$8.76 $8.76

185.27%

Three-Course Dinner for Two, Mid-Range

$120 $120

$35.20 $35.20

241.68%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$8.26 $8.26

66.34%

Cappuccino

$6.60 $6.60

$3.45 $3.45

91.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.18 $2.18

75.23%

Water (0.33 liter bottle)

$2.87 $2.87

$1.23 $1.23

133.33%

Local Beer (0.5 liter draught)

$7.95 $7.95

$2.74 $2.74

190.15%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$8.02 $8.02

25.44%

Milk (1 liter)

$1.37 $1.37

$0.83 $0.83

65.06%

White Bread (500g)

$4.75 $4.75

$1.84 $1.84

158.15%

Rice (white) (1kg)

$7.69 $7.69

$3.56 $3.56

116.01%

Eggs

$5.87 $5.87

$3.65 $3.65

60.82%

Local Cheese (1kg)

$19.25 $19.25

$9.93 $9.93

93.86%

Chicken Fillets (1kg)

$17.83 $17.83

$9.23 $9.23

93.17%

Beef Round Steak (1kg)

$19.03 $19.03

$14.49 $14.49

31.33%

Apples (1kg)

$6.69 $6.69

$3.44 $3.44

94.48%

Banana (1kg)

$2.29 $2.29

$1.18 $1.18

94.07%

Oranges (1kg)

$6.41 $6.41

$3.23 $3.23

98.45%

Tomato (1kg)

$6.75 $6.75

$4.42 $4.42

52.71%

Potato (1kg)

$3.93 $3.93

$1.99 $1.99

97.49%

Onion (1kg)

$4.52 $4.52

$2.89 $2.89

56.40%

Lettuce (1 head)

$2.79 $2.79

$2.07 $2.07

34.78%

Water (1.5 liter bottle)

$2.51 $2.51

$1.99 $1.99

26.13%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$10.33 $10.33

75.22%

Wine (Bottle)

$20.16 $20.16

$9.38 $9.38

114.93%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.14 $2.14

52.34%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.59 $2.59

44.79%

One-way Ticket (Public Transport)

$2.92 $2.92

$4.92 $4.92

-40.65%

Public Transport Monthly Pass (Regular Price)

$143 $143

$200 $200

-28.65%

Taxi Start (Normal Tariff)

$3.06 $3.06

$2.99 $2.99

2.34%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$0.93 $0.93

132.26%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$18.04 $18.04

129.10%

Gasoline (1 liter)

$1.12 $1.12

$1.04 $1.04

7.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$29.6K $29.6K

11.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$26.1K $26.1K

-1.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$198 $198

10.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$33.76 $33.76

123.13%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$58.7 $58.7

20.06%

Gym Membership (Monthly)

$116 $116

$45.79 $45.79

152.24%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$8.08 $8.08

164.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$890 $890

285.74%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$20.3K $20.3K

203.44%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$54.1 $54.1

38.54%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$43.89 $43.89

18.80%

Sport Shoes (Adidas, Nike)

$117 $117

$99.3 $99.3

17.55%

Men's Leather Business Shoes

$135 $135

$105 $105

28.19%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$885 $885

391.08%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,157 $1,157

169.33%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$1,325 $1,325

587.83%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$1,659 $1,659

224.35%

Buy Apartment in City Center (m2)

$19.3K $19.3K

$1,838 $1,838

949.27%

Buy Apartment Outside City Center (m2)

$6,943 $6,943

$1,968 $1,968

252.80%

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$3,580 $3,580

46.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.6

3.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Ashland, OH: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Ashland, OH

$1.2K 48.9% 62.9% $2K

Groceries & Markets

New York, NY

$552 11.2%

Ashland, OH

$313 13.2% 43.4% $240

Eating Out

New York, NY

$407 8.2%

Ashland, OH

$180 7.6% 55.9% $227

Monthly Utilities & Internet

New York, NY

$365 7.4%

Ashland, OH

$290 12.3% 20.5% $75

Clothing & Footwear

New York, NY

$170 3.5%

Ashland, OH

$136 5.8% 20.1% $34

Getting Around

New York, NY

$168 3.4%

Ashland, OH

$227 9.6% 35.1% $59

Sport & Entertainment

New York, NY

$158 3.2%

Ashland, OH

$62 2.6% 60.8% $96

Cost Breakdown

A one-bedroom apartment in the center runs $4,347 in New York, NY and $885 in Ashland, OH. Housing cost is often the main lever when comparing two cities.

New York, NY pays 46% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in New York, NY vs $35.00 in Ashland, OH for a mid-range dinner for two. Groceries echo the gap at $552 vs $313 per month, with Ashland, OH cheaper across the board.

Good to know

🇺🇸 New York, NY

🇺🇸 Ashland, OH

🕒 Local time

06:21 6:21 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

21,684

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Ashland, OH 690 km ≈ 1 h 15 min nonstop flight

From you

New York, NY
Ashland, OH

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Ashland, OH: Cost of Living - Frequently Asked Questions

Ashland, OH wins on cost – living expenses run 109% lower than in New York, NY. Housing and daily spending are where you'll feel the difference most, making Ashland, OH the obvious pick if budget is a priority.

Average pay runs 46% higher in New York, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,347 in New York, NY versus $885 in Ashland, OH. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ashland, OH – a meal for two runs $35.00 versus $120 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $4,938 per month in New York, NY versus $2,365 in Ashland, OH – a 109% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,365 in Ashland, OH versus $4,938 in New York, NY, a $2,000 budget is realistic in Ashland, OH but tight or insufficient in New York, NY. The gap between the two cities makes Ashland, OH the clear choice for anyone on this budget.

Both work as nomad bases, but Ashland, OH delivers better value – similar infrastructure at $2,365 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ashland, OH hard to pass up.

Expats usually find Ashland, OH gentler on the wallet – expenses run 109% less than in New York, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.