Cost of Living Comparison Between New York, NY and Andover, MA Cost of Living Comparison Between New York, NY and Andover, MA

😐 Solo nomad: New York, NY is 25.6% more expensive than Andover, MA without rent, and 60.1% more expensive with rent.

😐 Family of 3: New York, NY is 45.5% more expensive than Andover, MA without rent, and 77.1% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$29.48 $29.48

0.68%

Three-Course Dinner for Two, Mid-Range

$144 $144

$91.7 $91.7

57.21%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$11.98 $11.98

3.76%

Cappuccino

$5.84 $5.84

$6.15 $6.15

-5.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.94 $2.94

10.88%

Water (0.33 liter bottle)

$2.58 $2.58

$2.3 $2.3

12.17%

Local Beer (0.5 liter draught)

$8.24 $8.24

$6.34 $6.34

29.97%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$8.04 $8.04

47.51%

Milk (1 liter)

$1.56 $1.56

$0.98 $0.98

59.18%

White Bread (500g)

$5.23 $5.23

$3.55 $3.55

47.32%

Rice (white) (1kg)

$8.11 $8.11

$7.81 $7.81

3.84%

Eggs

$7.25 $7.25

$4.37 $4.37

65.90%

Local Cheese (1kg)

$17.08 $17.08

$16.34 $16.34

4.53%

Chicken Fillets (1kg)

$16.24 $16.24

$10.53 $10.53

54.23%

Beef Round Steak (1kg)

$20.02 $20.02

$16.69 $16.69

19.95%

Apples (1kg)

$7.49 $7.49

$3.32 $3.32

125.60%

Banana (1kg)

$2.55 $2.55

$1.74 $1.74

46.55%

Oranges (1kg)

$5.82 $5.82

$6.77 $6.77

-14.03%

Tomato (1kg)

$6.52 $6.52

$4.75 $4.75

37.26%

Potato (1kg)

$3.72 $3.72

$2.77 $2.77

34.30%

Onion (1kg)

$3.9 $3.9

$5.45 $5.45

-28.44%

Lettuce (1 head)

$3.07 $3.07

$3.15 $3.15

-2.54%

Water (1.5 liter bottle)

$2.57 $2.57

$2.37 $2.37

8.44%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$12.38 $12.38

55.17%

Wine (Bottle)

$17.79 $17.79

$12.13 $12.13

46.66%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$1.94 $1.94

55.15%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$3.03 $3.03

22.77%

One-way Ticket (Public Transport)

$2.92 $2.92

$2.05 $2.05

42.44%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.13 $5.13

$2.02 $2.02

153.96%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$1.37 $1.37

56.93%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$29.76 $29.76

39.68%

Gasoline (1 liter)

$0.95 $0.95

$0.9 $0.9

5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$29.6K $29.6K

18.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$37.1K $37.1K

-25.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$208 $208

-13.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$54.3 $54.3

10.46%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$83 $83

-23.10%

Gym Membership (Monthly)

$141 $141

$43.54 $43.54

223.17%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$14.59 $14.59

36.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,321 $1,321

142.77%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$23.1K $23.1K

144.46%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$49.84 $49.84

31.84%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$75.1 $75.1

-35.10%

Sport Shoes (Adidas, Nike)

$111 $111

$122 $122

-8.70%

Men's Leather Business Shoes

$172 $172

$134 $134

27.80%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,616 $1,616

157.65%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$1,361 $1,361

94.94%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,632 $2,632

219.58%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$2,251 $2,251

134.42%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$3,142 $3,142

397.18%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,436 $2,436

358.02%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.71

-4.02%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Andover, MA: October 28, 2025

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