Cost of Living Comparison Between New York, NY and Amherst, MA Cost of Living Comparison Between New York, NY and Amherst, MA

😐 Solo nomad: New York, NY is 23.3% more expensive than Amherst, MA without rent, and 48.1% more expensive with rent.

😐 Family of 3: New York, NY is 55.1% more expensive than Amherst, MA without rent, and 45.7% more expensive with rent.

Meal at Budget Restaurant

$30.14 $30.14

$19.64 $19.64

53.46%

Three-Course Dinner for Two, Mid-Range

$147 $147

$70.1 $70.1

109.95%

Fast Food Meal (McDonalds, etc)

$12.62 $12.62

$9.70 $9.70

30.10%

Cappuccino

$6.00 $6.00

$5.35 $5.35

12.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.35 $3.35

$3.04 $3.04

10.20%

Water (0.33 liter bottle)

$2.58 $2.58

$2.34 $2.34

10.26%

Local Beer (0.5 liter draught)

$8.18 $8.18

$8.20 $8.20

-0.24%

Imported Beer (0.33 liter bottle)

$11.99 $11.99

$7.69 $7.69

55.92%

Milk (1 liter)

$1.61 $1.61

$1.32 $1.32

21.97%

White Bread (500g)

$5.03 $5.03

$3.65 $3.65

37.81%

Rice (white) (1kg)

$8.40 $8.40

$2.03 $2.03

313.79%

Eggs

$7.10 $7.10

$4.55 $4.55

56.04%

Local Cheese (1kg)

$17.38 $17.38

$13.92 $13.92

24.86%

Chicken Fillets (1kg)

$16.18 $16.18

$4.97 $4.97

225.55%

Beef Round Steak (1kg)

$20.48 $20.48

$18.93 $18.93

8.19%

Apples (1kg)

$7.36 $7.36

$5.28 $5.28

39.39%

Banana (1kg)

$2.56 $2.56

$1.46 $1.46

75.34%

Oranges (1kg)

$5.71 $5.71

$3.44 $3.44

65.99%

Tomato (1kg)

$6.24 $6.24

$4.93 $4.93

26.57%

Potato (1kg)

$3.87 $3.87

$0.98 $0.98

294.90%

Onion (1kg)

$4.11 $4.11

$0.97 $0.97

323.71%

Lettuce (1 head)

$3.03 $3.03

$2.51 $2.51

20.72%

Water (1.5 liter bottle)

$2.55 $2.55

$2.02 $2.02

26.24%

Cigarettes 20 Pack (Marlboro, Camel)

$19.07 $19.07

$10.38 $10.38

83.72%

Wine (Bottle)

$19.66 $19.66

$13.49 $13.49

45.74%

Local Beer (0.5 liter bottle)

$2.98 $2.98

$2.81 $2.81

6.05%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$3.56 $3.56

5.34%

One-way Ticket (Public Transport)

$2.94 $2.94

$1.97 $1.97

49.24%

Public Transport Monthly Pass (Regular Price)

$131 $131

$28.21 $28.21

363.03%

Taxi Start (Normal Tariff)

$5.07 $5.07

$2.62 $2.62

93.51%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$1.40 $1.40

56.43%

Taxi 1hour Waiting (Normal Tariff)

$41.49 $41.49

$28.43 $28.43

45.94%

Gasoline (1 liter)

$0.98 $0.98

$0.87 $0.87

12.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$30.2K $30.2K

14.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$25.2K $25.2K

12.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 $184

$194 $194

-5.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.0 $59.0

$56.9 $56.9

3.55%

Internet (50+ Mbps, Unlimited Data)

$61.9 $61.9

$76.6 $76.6

-19.21%

Gym Membership (Monthly)

$141 $141

$121 $121

16.34%

Tennis Court (1 Hour on Weekend)

$65.3 $65.3

$7.18 $7.18

809.05%

Cinema Ticket

$20.13 $20.13

$10.94 $10.94

84.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,191 $3,191

$2,813 $2,813

13.45%

International Primary School, 1 Child (Yearly)

$57.5K $57.5K

$27.8K $27.8K

106.69%

Jeans (Levis 501 Or Similar)

$67.2 $67.2

$40.30 $40.30

66.67%

Summer Dress (H&M, Zara, etc)

$47.98 $47.98

$44.99 $44.99

6.65%

Sport Shoes (Adidas, Nike)

$111 $111

$85.9 $85.9

29.56%

Men's Leather Business Shoes

$170 $170

$146 $146

16.01%

1-bedroom Apartment, City Center (Monthly)

$4,207 $4,207

$1,819 $1,819

131.28%

1-bedroom Apartment, Outside City Center (Monthly)

$2,717 $2,717

$1,620 $1,620

67.68%

3-bedroom Apartment, City Center (Monthly)

$8,382 $8,382

$4,765 $4,765

75.91%

3-bedroom Apartment, Outside City Center (Monthly)

$5,127 $5,127

$3,519 $3,519

45.69%

Buy Apartment in City Center (m2)

$19.5K $19.5K

$4,004 $4,004

388.26%

Buy Apartment Outside City Center (m2)

$8,862 $8,862

$3,997 $3,997

121.69%

Average Monthly Net Salary (After Tax)

$5,228 $5,228

$4,806 $4,806

8.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.22

3.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: April 11, 2026

Last update for Amherst, MA: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs other spots: cost of living compared

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