Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Aguadilla

For one person, living is cheaper in Aguadilla: $1,067 a month against $4,906 in New York, NY, rent and utilities included – about $46,100 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
51

Cost of Living Index in Aguadilla
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Aguadilla Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Aguadilla

🇵🇷 Puerto Rico

$1,067

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Aguadilla

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Aguadilla actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $1,067 in Aguadilla, rent included.

New York, NY $4,906
Aguadilla $1,067

A couple spends around $7,273 per month in New York, NY vs $1,739 in Aguadilla, rent included.

New York, NY $7,273
Aguadilla $1,739

A family of three spends $9,641 per month in New York, NY vs $2,411 in Aguadilla, rent included.

New York, NY $9,641
Aguadilla $2,411

New York, NY costs about 360% more than Aguadilla, and outside of rent the biggest gap is in eating out.

New York, NY sits 263% above the global median, while Aguadilla is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$26.93 $26.93

$12.13 $12.13

122.01%

Three-Course Dinner for Two, Mid-Range

$117 $117

$60.5 $60.5

92.98%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$9.30 $9.30

56.99%

Cappuccino

$6.54 $6.54

$1.46 $1.46

347.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$1.31 $1.31

194.66%

Water (0.33 liter bottle)

$2.95 $2.95

$1.02 $1.02

189.22%

Local Beer (0.5 liter draught)

$8.08 $8.08

$3.03 $3.03

166.67%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$4.07 $4.07

142.01%

Milk (1 liter)

$1.31 $1.31

$1.95 $1.95

-32.82%

White Bread (500g)

$4.97 $4.97

$3.73 $3.73

33.24%

Rice (white) (1kg)

$7.70 $7.70

$2.34 $2.34

229.06%

Eggs

$6.09 $6.09

$7.30 $7.30

-16.58%

Local Cheese (1kg)

$19.55 $19.55

$12.55 $12.55

55.78%

Chicken Fillets (1kg)

$17.59 $17.59

$9.80 $9.80

79.49%

Beef Round Steak (1kg)

$20.26 $20.26

$13.17 $13.17

53.83%

Apples (1kg)

$6.99 $6.99

$5.15 $5.15

35.73%

Banana (1kg)

$2.21 $2.21

$2.58 $2.58

-14.34%

Oranges (1kg)

$6.72 $6.72

$4.91 $4.91

36.86%

Tomato (1kg)

$7.12 $7.12

$4.70 $4.70

51.49%

Potato (1kg)

$4.61 $4.61

$3.77 $3.77

22.28%

Onion (1kg)

$4.78 $4.78

$3.91 $3.91

22.25%

Lettuce (1 head)

$2.87 $2.87

$3.44 $3.44

-16.57%

Water (1.5 liter bottle)

$2.69 $2.69

$1.66 $1.66

62.05%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$11.88 $11.88

61.11%

Wine (Bottle)

$19.63 $19.63

$15.50 $15.50

26.65%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$3.08 $3.08

7.79%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.90 $3.90

7.44%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

$2.53 $2.53

20.16%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.46 $1.46

50.68%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$42.22 $42.22

-2.11%

Gasoline (1 liter)

$1.13 $1.13

$0.96 $0.96

17.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$34.6K $34.6K

-0.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$27.7K $27.7K

-6.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$122 $122

90.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$68.4 $68.4

3.85%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$69.8 $69.8

-3.09%

Gym Membership (Monthly)

$115 $115

$35.52 $35.52

224.80%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$10.53 $10.53

112.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$809 $809

345.84%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$12.7K $12.7K

440.54%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$55.3 $55.3

43.39%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$61.1 $61.1

-15.81%

Sport Shoes (Adidas, Nike)

$121 $121

$110 $110

9.79%

Men's Leather Business Shoes

$140 $140

$112 $112

25.41%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$1,989 $1,989

389.73%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$1,329 $1,329

283.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.55

5.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Aguadilla: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Aguadilla

- * 0% 100%

Groceries & Markets

New York, NY

$567 11.6%

Aguadilla

$413 38.7% 27.2% $154

Eating Out

New York, NY

$425 8.7%

Aguadilla

$175 16.4% 58.8% $250

Monthly Utilities & Internet

New York, NY

$371 7.6%

Aguadilla

$260 24.4% 29.9% $111

Clothing & Footwear

New York, NY

$176 3.6%

Aguadilla

$152 14.3% 13.7% $24

Getting Around

New York, NY

$165 3.4%

Aguadilla

$9.8 * 0.9% 94.1% $156

Sport & Entertainment

New York, NY

$160 3.3%

Aguadilla

$57 5.3% 64.7% $104

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries in New York, NY are about 3.8 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $117 in New York, NY versus $61 in Aguadilla. Monthly groceries follow the same trend: $567 vs $413 – making Aguadilla the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇵🇷 Aguadilla

🕒 Local time

17:37 5:37 PM

18:37 6:37 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

10,919

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.895 EUR

Exchange rates and currency converter

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Between locations

New York, NY Aguadilla 2,560 km ≈ 3 h 45 min nonstop flight

From you

New York, NY
Aguadilla

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Aguadilla: Cost of Living - Frequently Asked Questions

Yes – New York, NY is pricier by about 360%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $7,358 per month in New York, NY and $1,600 in Aguadilla. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $117 in New York, NY and $61 in Aguadilla. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 37% more in New York, NY, though the gap depends on what you buy.

A $1,500 monthly budget goes further in Aguadilla, where all-in costs run around $1,067, than in New York, NY at $4,906. In Aguadilla it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $1,067 in Aguadilla to $4,906 in New York, NY. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Aguadilla. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.