Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Aguada

For one person, living is cheaper in Aguada: $1,179 a month against $4,906 in New York, NY, rent and utilities included – about $44,700 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Aguada

🇵🇷 Puerto Rico

$1,179

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Aguada

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Aguada actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,906 in New York, NY versus $1,179 in Aguada.

New York, NY $4,906
Aguada $1,179

Estimated couple costs with rent: $7,273 in New York, NY versus $1,219 in Aguada.

New York, NY $7,273
Aguada $1,219

Monthly costs for a family of three with rent: $9,641 in New York, NY versus $1,260 in Aguada.

New York, NY $9,641
Aguada $1,260

Living in New York, NY is roughly 316% more expensive than in Aguada, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: New York, NY is 263% above, Aguada is 13% below.

Meal at Budget Restaurant

$26.93 $26.93

$10.98 $10.98

145.26%

Three-Course Dinner for Two, Mid-Range

$117 $117

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$12.09 $12.09

20.76%

Cappuccino

$6.54 $6.54

$1.94 $1.94

237.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$1.98 $1.98

94.95%

Water (0.33 liter bottle)

$2.95 $2.95

$0.98 $0.98

201.02%

Local Beer (0.5 liter draught)

$8.08 $8.08

$1.53 $1.53

428.10%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$3.05 $3.05

222.95%

Milk (1 liter)

$1.31 $1.31

$1.73 $1.73

-24.28%

White Bread (500g)

$4.97 $4.97

$2.57 $2.57

93.39%

Rice (white) (1kg)

$7.70 $7.70

Eggs

$6.09 $6.09

$4.45 $4.45

36.85%

Local Cheese (1kg)

$19.55 $19.55

Chicken Fillets (1kg)

$17.59 $17.59

Beef Round Steak (1kg)

$20.26 $20.26

Apples (1kg)

$6.99 $6.99

Banana (1kg)

$2.21 $2.21

Oranges (1kg)

$6.72 $6.72

Tomato (1kg)

$7.12 $7.12

Potato (1kg)

$4.61 $4.61

Onion (1kg)

$4.78 $4.78

Lettuce (1 head)

$2.87 $2.87

Water (1.5 liter bottle)

$2.69 $2.69

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

Wine (Bottle)

$19.63 $19.63

Local Beer (0.5 liter bottle)

$3.32 $3.32

Imported Beer (0.33 liter bottle)

$4.19 $4.19

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

Taxi (Normal Tariff) (1km)

$2.20 $2.20

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

Gasoline (1 liter)

$1.13 $1.13

$0.90 $0.90

25.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$251 $251

-7.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$59.6 $59.6

19.22%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

Gym Membership (Monthly)

$115 $115

$54.7 $54.7

110.91%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$5.90 $5.90

279.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$491 $491

633.98%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$35.09 $35.09

125.85%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$40.42 $40.42

27.16%

Sport Shoes (Adidas, Nike)

$121 $121

$80.7 $80.7

50.15%

Men's Leather Business Shoes

$140 $140

$100 $100

40.35%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$502 $502

807.27%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$452 $452

572.52%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$2,229 $2,229

128.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Aguada: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Aguada

–

Groceries & Markets

New York, NY

$567 11.6%

Aguada

–

Eating Out

New York, NY

$425 8.7%

Aguada

–

Monthly Utilities & Internet

New York, NY

$371 7.6%

Aguada

–

Clothing & Footwear

New York, NY

$176 3.6%

Aguada

–

Getting Around

New York, NY

$165 3.4%

Aguada

–

Sport & Entertainment

New York, NY

$160 3.3%

Aguada

–

Cost Breakdown

A one-bedroom apartment in the center runs $4,555 in New York, NY and $502 in Aguada. Housing cost is often the main lever when comparing two cities.

New York, NY pays about 2.3 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Good to know

🇺🇸 New York, NY

🇵🇷 Aguada

🕒 Local time

08:38 8:38 AM

09:38 9:38 AM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

41,000

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.897 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Aguada 2,560 km ≈ 3 h 45 min nonstop flight

From you

New York, NY
Aguada

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Aguada: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $4,906 in New York, NY and $1,179 in Aguada, so Aguada is about 76% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in New York, NY is about 2.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $4,555 in New York, NY versus $502 in Aguada. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,606 in New York, NY versus $491 in Aguada. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

All in, you’ll spend $4,906 per month in New York, NY versus $1,179 in Aguada – Aguada is about 76% cheaper, which adds up to real savings over time.

At $1,179 in Aguada versus $4,906 in New York, NY, a $2,000 budget is realistic in Aguada but tight or insufficient in New York, NY. The gap between the two cities makes Aguada the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Aguada wins on affordability, New York, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.