Last update: Oct 2026

Cost of Living Comparison Between New Rochelle, NY and Austin, TX

For one person, living is cheaper in Austin, TX: $2,698 a month against $3,504 in New Rochelle, NY, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

171

Cost of Living Index in New Rochelle, NY
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New Rochelle, NY Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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New Rochelle, NY

🇺🇸 United States

$3,504

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in New Rochelle, NY and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New Rochelle, NY and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,504 in New Rochelle, NY versus $2,698 in Austin, TX.

New Rochelle, NY $3,504
Austin, TX $2,698

Estimated couple costs with rent: $5,145 in New Rochelle, NY versus $4,160 in Austin, TX.

New Rochelle, NY $5,145
Austin, TX $4,160

Monthly costs for a family of three with rent: $6,786 in New Rochelle, NY versus $5,622 in Austin, TX.

New Rochelle, NY $6,786
Austin, TX $5,622

Living in New Rochelle, NY is roughly 30% more expensive than in Austin, TX, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: New Rochelle, NY 159% above, Austin, TX 99% above.

Meal at Budget Restaurant

$25.49 $25.49

$20.63 $20.63

23.56%

Three-Course Dinner for Two, Mid-Range

$78.8 $78.8

$84.6 $84.6

-6.82%

Fast Food Meal (McDonalds, etc)

$13.25 $13.25

$12.07 $12.07

9.78%

Cappuccino

$6.16 $6.16

$5.48 $5.48

12.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 $2.51

$3.80 $3.80

-33.95%

Water (0.33 liter bottle)

$1.55 $1.55

$2.47 $2.47

-37.25%

Local Beer (0.5 liter draught)

$7.92 $7.92

$8.05 $8.05

-1.61%

Imported Beer (0.33 liter bottle)

$7.86 $7.86

$8.88 $8.88

-11.49%

Milk (1 liter)

$1.33 $1.33

$1.11 $1.11

19.82%

White Bread (500g)

$4.37 $4.37

$3.72 $3.72

17.47%

Rice (white) (1kg)

$6.03 $6.03

$3.37 $3.37

78.93%

Eggs

$5.95 $5.95

$4.32 $4.32

37.73%

Local Cheese (1kg)

$12.37 $12.37

$13.13 $13.13

-5.79%

Chicken Fillets (1kg)

$11.47 $11.47

$14.15 $14.15

-18.94%

Beef Round Steak (1kg)

$17.88 $17.88

$16.33 $16.33

9.49%

Apples (1kg)

$6.10 $6.10

$4.55 $4.55

34.07%

Banana (1kg)

$3.65 $3.65

$1.46 $1.46

150.00%

Oranges (1kg)

$4.37 $4.37

$4.71 $4.71

-7.22%

Tomato (1kg)

$5.39 $5.39

$4.15 $4.15

29.88%

Potato (1kg)

$5.66 $5.66

$2.58 $2.58

119.38%

Onion (1kg)

$3.89 $3.89

$2.35 $2.35

65.53%

Lettuce (1 head)

$2.80 $2.80

$1.77 $1.77

58.19%

Water (1.5 liter bottle)

$2.98 $2.98

$2.14 $2.14

39.25%

Cigarettes 20 Pack (Marlboro, Camel)

$15.01 $15.01

$10.10 $10.10

48.61%

Wine (Bottle)

$17.64 $17.64

$15.19 $15.19

16.13%

Local Beer (0.5 liter bottle)

$1.83 $1.83

$2.82 $2.82

-35.11%

Imported Beer (0.33 liter bottle)

$4.90 $4.90

$3.44 $3.44

42.44%

One-way Ticket (Public Transport)

$2.71 $2.71

$1.54 $1.54

75.97%

Public Transport Monthly Pass (Regular Price)

$131 $131

$40.99 $40.99

218.91%

Taxi Start (Normal Tariff)

$3.03 $3.03

$2.80 $2.80

8.21%

Taxi (Normal Tariff) (1km)

$2.08 $2.08

$1.60 $1.60

30.00%

Taxi 1hour Waiting (Normal Tariff)

$23.97 $23.97

$34.34 $34.34

-30.20%

Gasoline (1 liter)

$1.10 $1.10

$0.94 $0.94

17.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K $27.2K

$34.0K $34.0K

-19.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$26.8K $26.8K

-2.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$196 $196

$223 $223

-11.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.6 $60.6

$58.9 $58.9

2.92%

Internet (50+ Mbps, Unlimited Data)

$64.6 $64.6

$70.6 $70.6

-8.44%

Gym Membership (Monthly)

$35.64 $35.64

$57.7 $57.7

-38.23%

Tennis Court (1 Hour on Weekend)

$19.80 $19.80

$16.53 $16.53

19.78%

Cinema Ticket

$18.11 $18.11

$14.26 $14.26

27.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,972 $1,972

$1,511 $1,511

30.53%

International Primary School, 1 Child (Yearly)

$16.0K $16.0K

$20.9K $20.9K

-23.25%

Jeans (Levis 501 Or Similar)

$41.88 $41.88

$51.3 $51.3

-18.31%

Summer Dress (H&M, Zara, etc)

$36.70 $36.70

$44.17 $44.17

-16.91%

Sport Shoes (Adidas, Nike)

$75.0 $75.0

$87.0 $87.0

-13.78%

Men's Leather Business Shoes

$135 $135

$104 $104

29.53%

1-bedroom Apartment, City Center (Monthly)

$2,882 $2,882

$1,940 $1,940

48.54%

1-bedroom Apartment, Outside City Center (Monthly)

$1,961 $1,961

$1,316 $1,316

48.94%

3-bedroom Apartment, City Center (Monthly)

$4,662 $4,662

$3,664 $3,664

27.22%

3-bedroom Apartment, Outside City Center (Monthly)

$3,359 $3,359

$2,565 $2,565

30.93%

Buy Apartment in City Center (m2)

$5,404 $5,404

$7,354 $7,354

-26.53%

Buy Apartment Outside City Center (m2)

$3,246 $3,246

$3,129 $3,129

3.74%

Average Monthly Net Salary (After Tax)

$6,556 $6,556

$5,286 $5,286

24.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

6.79

-0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New Rochelle, NY: October 18, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New Rochelle, NY

$2K 56%

Austin, TX

$1.3K 48.8% 32.9% $644

Groceries & Markets

New Rochelle, NY

$476 13.6%

Austin, TX

$406 15.1% 14.7% $70

Eating Out

New Rochelle, NY

$389 11.1%

Austin, TX

$350 13% 10% $39

Monthly Utilities & Internet

New Rochelle, NY

$321 9.2%

Austin, TX

$352 13.1% 9.5% $31

Getting Around

New Rochelle, NY

$155 4.4%

Austin, TX

$58 2.2% 62.6% $97

Clothing & Footwear

New Rochelle, NY

$130 3.7%

Austin, TX

$129 4.8% 0.7% $0.9

Sport & Entertainment

New Rochelle, NY

$72 2.1%

Austin, TX

$86 3.2% 20% $14

Cost Breakdown

A one-bedroom apartment in the center runs $2,882 in New Rochelle, NY and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

New Rochelle, NY pays 24% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in New Rochelle, NY vs $85.0 in Austin, TX. Groceries flip the comparison at $476 vs $406, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 New Rochelle, NY

🇺🇸 Austin, TX

🕒 Local time

03:37 3:37 AM

02:37 2:37 AM

1 h behind New Rochelle, NY

🌤 Weather

👥 Population

79,726

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New Rochelle, NY Austin, TX 2,460 km ≈ 3 h 30 min nonstop flight

From you

New Rochelle, NY
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New Rochelle, NY vs Austin, TX: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 30% lower than in New Rochelle, NY. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

Average pay runs 24% higher in New Rochelle, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,882 in New Rochelle, NY versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $3,504 per month in New Rochelle, NY versus $2,698 in Austin, TX – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 219% less than in New Rochelle, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 30% less than in New Rochelle, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.