Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and New Rochelle, NY

For one person, living is cheaper in Austin, TX: $2,698 a month against $3,504 in New Rochelle, NY, rent and utilities included – about $9,700 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
171

Cost of Living Index in New Rochelle, NY
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New Rochelle, NY Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

New Rochelle, NY

🇺🇸 United States

$3,504

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in New Rochelle, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in New Rochelle, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $3,504 in New Rochelle, NY.

Austin, TX $2,698
New Rochelle, NY $3,504

Estimated couple costs with rent: $4,160 in Austin, TX versus $5,145 in New Rochelle, NY.

Austin, TX $4,160
New Rochelle, NY $5,145

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $6,786 in New Rochelle, NY.

Austin, TX $5,622
New Rochelle, NY $6,786

Living in Austin, TX costs roughly 23% less than in New Rochelle, NY, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Austin, TX 99% above, New Rochelle, NY 159% above.

Meal at Budget Restaurant

$20.63 $20.63

$25.49 $25.49

-19.07%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$78.8 $78.8

7.32%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$13.25 $13.25

-8.91%

Cappuccino

$5.48 $5.48

$6.16 $6.16

-11.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.51 $2.51

51.39%

Water (0.33 liter bottle)

$2.47 $2.47

$1.55 $1.55

59.35%

Local Beer (0.5 liter draught)

$8.05 $8.05

$7.92 $7.92

1.64%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$7.86 $7.86

12.98%

Milk (1 liter)

$1.11 $1.11

$1.33 $1.33

-16.54%

White Bread (500g)

$3.72 $3.72

$4.37 $4.37

-14.87%

Rice (white) (1kg)

$3.37 $3.37

$6.03 $6.03

-44.11%

Eggs

$4.32 $4.32

$5.95 $5.95

-27.39%

Local Cheese (1kg)

$13.13 $13.13

$12.37 $12.37

6.14%

Chicken Fillets (1kg)

$14.15 $14.15

$11.47 $11.47

23.37%

Beef Round Steak (1kg)

$16.33 $16.33

$17.88 $17.88

-8.67%

Apples (1kg)

$4.55 $4.55

$6.10 $6.10

-25.41%

Banana (1kg)

$1.46 $1.46

$3.65 $3.65

-60.00%

Oranges (1kg)

$4.71 $4.71

$4.37 $4.37

7.78%

Tomato (1kg)

$4.15 $4.15

$5.39 $5.39

-23.01%

Potato (1kg)

$2.58 $2.58

$5.66 $5.66

-54.42%

Onion (1kg)

$2.35 $2.35

$3.89 $3.89

-39.59%

Lettuce (1 head)

$1.77 $1.77

$2.80 $2.80

-36.79%

Water (1.5 liter bottle)

$2.14 $2.14

$2.98 $2.98

-28.19%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$15.01 $15.01

-32.71%

Wine (Bottle)

$15.19 $15.19

$17.64 $17.64

-13.89%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.83 $1.83

54.10%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$4.90 $4.90

-29.80%

One-way Ticket (Public Transport)

$1.54 $1.54

$2.71 $2.71

-43.17%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

$131 $131

-68.64%

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.03 $3.03

-7.59%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$2.08 $2.08

-23.08%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$23.97 $23.97

43.26%

Gasoline (1 liter)

$0.94 $0.94

$1.10 $1.10

-14.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$27.2K $27.2K

24.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$26.0K $26.0K

3.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$196 $196

13.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$60.6 $60.6

-2.84%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$64.6 $64.6

9.22%

Gym Membership (Monthly)

$57.7 $57.7

$35.64 $35.64

61.90%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

$19.80 $19.80

-16.52%

Cinema Ticket

$14.26 $14.26

$18.11 $18.11

-21.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$1,972 $1,972

-23.39%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$16.0K $16.0K

30.30%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$41.88 $41.88

22.42%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$36.70 $36.70

20.35%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$75.0 $75.0

15.99%

Men's Leather Business Shoes

$104 $104

$135 $135

-22.80%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$2,882 $2,882

-32.68%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,961 $1,961

-32.86%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$4,662 $4,662

-21.39%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$3,359 $3,359

-23.62%

Buy Apartment in City Center (m2)

$7,354 $7,354

$5,404 $5,404

36.10%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$3,246 $3,246

-3.61%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$6,556 $6,556

-19.36%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.75

0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for New Rochelle, NY: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

New Rochelle, NY

$2K 56% 48.9% $644

Groceries & Markets

Austin, TX

$406 15.1%

New Rochelle, NY

$476 13.6% 17.2% $70

Monthly Utilities & Internet

Austin, TX

$352 13.1%

New Rochelle, NY

$321 9.2% 8.7% $31

Eating Out

Austin, TX

$350 13%

New Rochelle, NY

$389 11.1% 11.1% $39

Clothing & Footwear

Austin, TX

$129 4.8%

New Rochelle, NY

$130 3.7% 0.7% $0.9

Sport & Entertainment

Austin, TX

$86 3.2%

New Rochelle, NY

$72 2.1% 16.7% $14

Getting Around

Austin, TX

$58 2.2%

New Rochelle, NY

$155 4.4% 168% $97

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $2,882 in New Rochelle, NY. Housing cost is often the main lever when comparing two cities.

New Rochelle, NY pays 24% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $79.0 in New Rochelle, NY. Groceries flip the comparison at $406 vs $476, with Austin, TX cheaper for home cooking.

Good to know

🇺🇸 Austin, TX

🇺🇸 New Rochelle, NY

🕒 Local time

03:13 3:13 AM

04:13 4:13 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

79,726

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX New Rochelle, NY 2,460 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
New Rochelle, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs New Rochelle, NY: Cost of Living - Frequently Asked Questions

Austin, TX wins on cost – living expenses run 30% lower than in New Rochelle, NY. Housing and daily spending are where you'll feel the difference most, making Austin, TX the obvious pick if budget is a priority.

On paper, salaries run 24% lower in New Rochelle, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,940 in Austin, TX versus $2,882 in New Rochelle, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,698 per month in Austin, TX versus $3,504 in New Rochelle, NY – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Austin, TX runs roughly 219% less than in New Rochelle, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Austin, TX is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Austin, TX gentler on the wallet – expenses run 30% less than in New Rochelle, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.