Last update: Oct 2026

Cost of Living Comparison Between the Netherlands and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,659 in the Netherlands, rent and utilities included – about $20,700 less a year. Rent and utilities account for most of the difference.

🇳🇱 Netherlands
$2,659
/mo nomad
Cebu
🇵🇭 Philippines
$934
/mo nomad
😐 Solo nomad: The Netherlands is 133.3% more expensive than Cebu without rent, and 184.8% more expensive with rent.
😐 Family of 3: The Netherlands is 137.8% more expensive than Cebu without rent, and 173.9% more expensive with rent.
Currency
🍽 Eating Out
Netherlands
Cebu
Difference
Meal at Budget Restaurant
$22.46 €20.04
$3.03 ₱190
641.25%
Three-Course Dinner for Two, Mid-Range
$89.9 €80.2
$23.48 ₱1,473
282.88%
Fast Food Meal (McDonalds, etc)
$13.89 €12.39
$4.09 ₱256
239.61%
Cappuccino
$4.16 €3.71
$2.52 ₱158
65.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.69 €3.30
$1.54 ₱96.9
139.61%
Water (0.33 liter bottle)
$3.15 €2.81
$0.49 ₱30.98
542.86%
Local Beer (0.5 liter draught)
$6.62 €5.91
$1.79 ₱112
269.83%
Imported Beer (0.33 liter bottle)
$5.48 €4.89
$2.26 ₱142
142.48%
🛒 Groceries & Markets
Netherlands
Cebu
Difference
Milk (1 liter)
$1.33 €1.19
$1.95 ₱122
-31.79%
White Bread (500g)
$2.26 €2.01
$1.43 ₱89.7
58.04%
Rice (white) (1kg)
$2.76 €2.46
$1.02 ₱63.8
170.59%
Eggs
$4.93 €4.40
$2.06 ₱129
139.32%
Local Cheese (1kg)
$13.92 €12.42
$9.81 ₱615
41.90%
Chicken Fillets (1kg)
$14.32 €12.78
$4.61 ₱289
210.63%
Beef Round Steak (1kg)
$17.09 €15.25
$7.70 ₱483
121.95%
Apples (1kg)
$2.63 €2.34
$3.31 ₱207
-20.54%
Banana (1kg)
$2.48 €2.22
$1.45 ₱90.9
71.03%
Oranges (1kg)
$2.07 €1.85
$2.36 ₱148
-12.29%
Tomato (1kg)
$4.24 €3.79
$1.54 ₱96.4
175.32%
Potato (1kg)
$1.87 €1.67
$2.36 ₱148
-20.76%
Onion (1kg)
$1.88 €1.67
$1.99 ₱125
-5.53%
Lettuce (1 head)
$1.27 €1.13
$1.15 ₱72.1
10.43%
Water (1.5 liter bottle)
$0.90 €0.80
$0.67 ₱42.15
34.33%
Cigarettes 20 Pack (Marlboro, Camel)
$13.89 €12.40
$3.00 ₱188
363.00%
Wine (Bottle)
$6.79 €6.06
$6.35 ₱398
6.93%
Local Beer (0.5 liter bottle)
$1.52 €1.36
$1.31 ₱81.9
16.03%
Imported Beer (0.33 liter bottle)
$2.61 €2.33
$1.73 ₱108
50.87%
🚌 Getting Around
Netherlands
Cebu
Difference
One-way Ticket (Public Transport)
$3.88 €3.46
$0.25 ₱15.78
1452.00%
Public Transport Monthly Pass (Regular Price)
$95.1 €84.8
$12.65 ₱793
651.46%
Taxi Start (Normal Tariff)
$4.53 €4.04
$0.74 ₱46.32
512.16%
Taxi (Normal Tariff) (1km)
$3.04 €2.71
$0.21 ₱13.11
1347.62%
Taxi 1hour Waiting (Normal Tariff)
$33.23 €29.66
$4.33 ₱271
667.44%
Gasoline (1 liter)
$2.50 €2.23
$1.33 ₱83.5
87.97%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.8K €36.4K
$21.8K ₱1.4M
87.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.2K €35.0K
$19.4K ₱1.2M
102.04%
🧾 Monthly Utilities & Internet
Netherlands
Cebu
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$261 €233
$121 ₱7,563
116.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$22.50 €20.08
$14.45 ₱907
55.71%
Internet (50+ Mbps, Unlimited Data)
$51.3 €45.76
$28.29 ₱1,774
81.23%
🎉 Sport & Entertainment
Netherlands
Cebu
Difference
Gym Membership (Monthly)
$42.47 €37.90
$32.68 ₱2,050
29.96%
Tennis Court (1 Hour on Weekend)
$25.73 €22.96
$6.39 ₱401
302.66%
Cinema Ticket
$15.43 €13.77
$5.46 ₱342
182.60%
🧸 Childcare & Education
Netherlands
Cebu
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,256 €2,014
$273 ₱17.1K
725.27%
International Primary School, 1 Child (Yearly)
$9,006 €8,037
$8,156 ₱511.5K
10.42%
👕👟 Clothing & Footwear
Netherlands
Cebu
Difference
Jeans (Levis 501 Or Similar)
$95.9 €85.6
$49.57 ₱3,109
93.42%
Summer Dress (H&M, Zara, etc)
$42.51 €37.93
$24.87 ₱1,560
70.93%
Sport Shoes (Adidas, Nike)
$105 €94.1
$76.6 ₱4,804
37.68%
Men's Leather Business Shoes
$133 €119
$59.3 ₱3,717
124.99%
🏠 Accommodation & Living
Netherlands
Cebu
Difference
1-bedroom Apartment, City Center (Monthly)
$1,625 €1,450
$506 ₱31.7K
221.25%
1-bedroom Apartment, Outside City Center (Monthly)
$1,316 €1,174
$309 ₱19.4K
325.35%
3-bedroom Apartment, City Center (Monthly)
$2,570 €2,293
$1,052 ₱66.0K
144.35%
3-bedroom Apartment, Outside City Center (Monthly)
$2,022 €1,804
$619 ₱38.8K
226.63%
Buy Apartment in City Center (m2)
$6,529 €5,826
$2,915 ₱182.9K
123.93%
Buy Apartment Outside City Center (m2)
$4,871 €4,347
$1,867 ₱117.1K
160.89%
💵 Salaries & Financials
Netherlands
Cebu
Difference
Average Monthly Net Salary (After Tax)
$3,761 €3,356
$341 ₱21.4K
1002.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.86
7.2
-46.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Netherlands: October 4, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Netherlands
$1.3K
Cebu
$309 76.5% $1K
Eating Out
Netherlands
$343
Cebu
$88 74.2% $254
Groceries & Markets
Netherlands
$340
Cebu
$210 38.2% $130
Monthly Utilities & Internet
Netherlands
$335
Cebu
$163 51.3% $172
Clothing & Footwear
Netherlands
$170
Cebu
$95 44.2% $75
Getting Around
Netherlands
$130
Cebu
$15 88.2% $115
Sport & Entertainment
Netherlands
$73
Cebu
$44 40.5% $30
Good to know
🇳🇱 Netherlands
🇵🇭 Cebu
🕒 Local time
06:06 6:06 AM
12:06 12:06 PM
6 h ahead of the Netherlands
🌤 Weather
👥 Population
17,100,715
964,169
💱 Currency
Euro EUR €
Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

Euro exchange rates as of October 10, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

On the map
Between locations
  • Netherlands Cebu 10,970 km ≈ 14 h nonstop flight
From you
  • Netherlands
  • Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Netherlands vs other spots: cost of living compared

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